Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148254 reviews)

View other PayPal products

4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148254)

Service immediately.

Always been good at solving problems Reviewed on: 6th June 2026

Very helpful, can pay for flights in 3 payments

Very helpful, can pay for flights in 3 payments Reviewed on: 6th June 2026

I feel safe using it for my online purchases, it's f...

I feel safe using it for my online purchases, it's fast and easy to use and always available. I totally trust PayPal Reviewed on: 6th June 2026

Everything was quick, and easy.

Everything was quick, and easy. it was an obscure requirement meaning little time was available to shop around, but the offer was reasonable. Reviewed on: 6th June 2026

Just Great

Great services and everything is quick and smooth! Reviewed on: 6th June 2026

Top tier payment platform

Easy and simple to use with plenty of different payment options giving choice and flexibility Reviewed on: 6th June 2026

Reassurance

Convenient to know the account is there when needed Reviewed on: 6th June 2026

Ease of use with a great app and widely accepted...

Ease of use with a great app and widely accepted Reviewed on: 6th June 2026

My experience with PayPal has been Awesome

My experience with PayPal has been nothing short of an Amazing experience. Seemless and very effective and efficient. Great customer service and easy to use application platform Reviewed on: 6th June 2026

Pay the smart way

Excellent service , any problems , sorted out straight away , great way to pay , no interest added , smart people use this service Reviewed on: 6th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3759 reviews
Very Account
from Shop Direct 3.38 from 27 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79352 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub