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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

When using PayPal credit it’s always been easy to us...

When using PayPal credit it’s always been easy to use and been PayPal always 100% safe. Reviewed on: 6th July 2026

Pay in 3 is easy

Making it easy to pay in 3. Handy when you don’t have the full amount in one you can pay over 3 months all website I’ve bought of have aloud you to pay in this way Reviewed on: 6th July 2026

I’ve used PayPal credit when buying Christmas gifts,...

I’ve used PayPal credit when buying Christmas gifts, birthday gifts and gifts for myself. I’ve found it very simple and very helpful with the guide they provide at the start. Reviewed on: 6th July 2026

Any problems I have had in the past gets sorted out...

Any problems I have had in the past gets sorted out there and then Reviewed on: 6th July 2026

An excellent service, very easy to use and extremely...

An excellent service, very easy to use and extremely helpful in spreading the cost with zero interest. Reviewed on: 6th July 2026

Great service .

Been with PayPal for a few years now great service and to the point.great value for money and very quick answer's to any questions or queries you have. Reviewed on: 6th July 2026

Great offers & limit.

Ever since getting the PayPal credit, the offers that they provide on the card have been very useful and great to use for unexpected or slightly expensive purchase! The credit limit offered is also very reasonable. Reviewed on: 6th July 2026

Amazing Customer Service

Its always been straight forward with PayPal, never had any issues. Always easy,to get in touch with so definetly brilliant experience so,far. Reviewed on: 6th July 2026

Time to pay is excellent.

Time to pay is excellent. Larger purchases you have 4 months before any interest is charged. Reviewed on: 6th July 2026

PayPal credit is a life saver that gives you the abi...

PayPal credit is a life saver that gives you the ability to borrow without the burden of high interest. Reviewed on: 6th July 2026

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