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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,186 reviews, last reviewed 20th Apr 2026
2525700% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always positive, I get help with all my enquiries, v... Always positive, I get help with all my enquiries, very quick and easy. Reviewed on: 20th April 2026
JK's avatar
JK

Latest lowest rating:

1

No way to reduce the credit limit, once your locked... No way to reduce the credit limit, once your locked in that's it! Reviewed on: 20th April 2026
Mi's avatar
Mi
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78186)

Positive experience

5
Positive experience overall not needed to speak to customer care Reviewed on: 22nd June 2025
Janine 's avatar
Janine

Platform Easy to use and navigate

5
Platform Easy to use and navigate Reviewed on: 22nd June 2025
Gemma 's avatar
Gemma

Easy to use

5
Easy to use, wide variety of retailers, easy payments Reviewed on: 22nd June 2025
Deborah Chesworth's avatar
Deborah Chesworth

I don't know what I'd do without them

5
I have been with paypal for a number of years and never once had an issue Reviewed on: 22nd June 2025
stuart m's avatar
stuart m

Great service and easy to use.

5
I have been using PayPal now for a few years and have always found the service easy to use and gives a great service. I would be lost without it. Reviewed on: 22nd June 2025
Norah E's avatar
Norah E

quick and easy to use, would recommend to family and...

5
quick and easy to use, would recommend to family and friends Reviewed on: 22nd June 2025
Victoria 's avatar
Victoria

Great- trustworthy and quick.

5
Great- trustworthy and quick. No issues Reviewed on: 21st June 2025
Anna-Maria Giokarini's avatar
Anna-Maria Giokarini

Brilliantj service confident my moneys safe

5
Brilliant service confident my moneys safe Reviewed on: 21st June 2025
Jennifer Vaughan's avatar
Jennifer Vaughan

Paypal Credit is worth it!

5
Paypal credit has provided me with the opportunity to make purchases that I'd otherwise not be able to afford. The ability to pay this back over 4 months interest free has helped me so much with budgeting whilst still being able to enjoy my life. Even if I am unable to payback the entire amount past those 4 months, the interest is still so low that it is barely noticeable! Reviewed on: 21st June 2025
Mia Critchley's avatar
Mia Critchley

PayPal credit is giving 4 months free interest credi...

5
PayPal credit is giving 4 months free interest credit which is very helpful for money wise purchases, I feel it has given me time to pay off without interest in 4 months time. I definitely recommended to others about it ! Reviewed on: 21st June 2025
vickyyh@hotmail.com's avatar
[email protected]

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