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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78354 reviews)

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4.90

Based on 78,353 reviews, last reviewed 20th Apr 2026

2541100% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always been good at solving problems and sorting the... Always been good at solving problems and sorting the problem out. Great service all round. Reviewed on: 20th April 2026

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78354)

The interest rate is quite competitive.

The interest rate is quite competitive. The customer service calls to remind you when you miss a payment which is quite good Reviewed on: 6th April 2026

Not in use a lot but always good to have for emergen...

Not in use a lot but always good to have for emergency use Reviewed on: 6th April 2026

Increase credit limit for reliable users

Paypal Credit is good and it's better now that they're giving out actual credit cards. I just wish they would increase my credit limit since I always pay my credit balance in full every month yet my credit limit remains the same Reviewed on: 6th April 2026

Easy to use.

Easy to use. Can see everything on the app Reviewed on: 6th April 2026

I’ve always found Pay Pal to be very flexible allowi...

I’ve always found Pay Pal to be very flexible allowing me to spread the cost of more expensive items. The recently introduced Credit Card option is a great idea and shows the forward thinking of this company. I would happily recommend Pay Pal to my friends and family. Reviewed on: 6th April 2026

Always excellent customer service

Always excellent customer service Reviewed on: 6th April 2026

Issue dealt with swiftly and professionally.

Had to transfer some money from my credit account to my normal PayPal account. Sorted out swiftly by PayPal! Reviewed on: 6th April 2026

They’re a no fuss provider and it’s integration as a...

They’re a no fuss provider and it’s integration as a payment method across multiple platforms is great Reviewed on: 6th April 2026

Wonderful experience with paypal, highly recommended

Wonderful experience with paypal, highly recommended Reviewed on: 6th April 2026

I really like the convenience of using PayPal

I really like the convenience of using PayPal, I feel safe and protected making online purchases and also the flexibility of using PayPal credit. Reviewed on: 6th April 2026

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