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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Any problems always resolved the customer service is...

Any problems always resolved the customer service is very good and very helpful. Reviewed on: 6th July 2026

I am very happy all round for years

I am very happy all round for years Reviewed on: 6th July 2026

I have never had a problem using PayPal.

I have never had a problem using PayPal, if the people I'm buying from don't have a pay with PayPal I don't check out., Ilook for a different seller Reviewed on: 6th July 2026

Easy to set up, clear payment plan.

Easy to set up, clear payment plan with reminders- perfect if you’re a bit worried about buying stuff on tick. As long as you heed the reminders you can’t go wrong Reviewed on: 6th July 2026

90% of my purchases are PayPal never had a problem g...

90% of my purchases are PayPal never had a problem great to deal with. Reviewed on: 6th July 2026

very easy to use and transaction is quite different...

very easy to use and transaction is quite different of other credit card.I like the all are systems.Thanks a lot. Reviewed on: 6th July 2026

PayPal credit.

Easy to apply for PayPal credit, was simple and straight to the point and completed within minutes. Reviewed on: 6th July 2026

PayPal credit

Easy to apply and great terms. Easy to manage and very good customer service Reviewed on: 6th July 2026

I always feel confident and safe using paypal

I always feel confident and safe using paypal Reviewed on: 6th July 2026

Useful and helpful

So easy to use, convenient way of payment Reviewed on: 6th July 2026

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