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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148222 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148222)

Easy to buy and pay.

Easy to buy and pay. Very faster to aprove. I love PayPal Reviewed on: 6th June 2026

I use PayPal Credit often, it's very useful and the...

I use PayPal Credit often, it's very useful and the terms are straightforward. I have had a lot of help through the live chat support and the calls go through pretty quick as well, overall it's a pretty good service. Reviewed on: 6th June 2026

PayPal is easy and efficiently handled

PayPal is easy and efficiently handled Reviewed on: 6th June 2026

I have been using PayPal for how many years now and...

I have been using PayPal for how many years now and it’s a user friendly. And it made me feel secured when using PayPal. No words to describe how PayPal helps me in every way….PayPal gave me an amazing experience. Reviewed on: 6th June 2026

Enjoying, value for money

Enjoying. Earning rewards points is a motivation for use. Love it Reviewed on: 6th June 2026

Really good customer service and also love using Pa...

Really good customer service and also love using PayPal. It really helps out a lot Reviewed on: 6th June 2026

The best

Best in this area , easy to use very secure Reviewed on: 6th June 2026

Excellent money management

I have never had a bad experience with PayPal. I am able to get things and spread payment interest free which I otherwise couldn't afford. Reviewed on: 6th June 2026

I had my PayPal account for a long time now.

I had my PayPal account for a long time now. I appreciate the convenience and flexibility that PayPal Credit provides for online purchases. The application process and integration with PayPal are generally straightforward and easy to use. One area that could be improved is transparency around promotional offers, repayment schedules, and interest charges. Clearer explanations and more proactive reminders could help customers better understand their obligations and avoid unexpected costs. Improvements to customer support response times and easier access to account information would also enhance the overall experience. Thank you for considering this feedback. Reviewed on: 6th June 2026

Easy monthly payments.

I am paying as much as I can every month without being forced to pay more than I could afford. Reviewed on: 6th June 2026

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