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PayPal: PayPal Credit reviews

4.90
Based on 78,493 reviews, last reviewed 20th Apr 2026
2554300% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Help me a lot to buy in 3 payments Help me a lot to buy in 3 payments Reviewed on: 20th April 2026
Rebeca G's avatar
Rebeca G

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78493)

PayPal is a great service I feel my purchasing is pr...

5
PayPal is a great service I feel my purchasing is protected Reviewed on: 6th April 2026

Paypal is my go to payment method when shopping onli...

5
Paypal is my go to payment method when shopping online always. Reviewed on: 6th April 2026

I need to go visit my dad in west Africa as he was i...

5
I need to go visit my dad in west Africa as he was in urgent care I didn’t have enough money to go do I took PayPal credit to get a flight and pay off I’m very grateful as i didn’t have any other way thank you. Reviewed on: 6th April 2026

Paypal app

5
Easy to use and very secure. You have a credit option ti with PayPal Credit. Reviewed on: 6th April 2026

Used PayPal for years now and always had great suppo...

5
Used PayPal for years now and always had great support and overall it’s a easy to use service. Reviewed on: 6th April 2026

Extremely easy and convenient to use.

5
Extremely easy and convenient to use. Reviewed on: 6th April 2026

Excellent platform

5
I love using PayPal- safe, secure and easy to checkout from most websites. Never had an issue. Reviewed on: 6th April 2026

Getting credits was easy.

5
Getting credits was easy. Applied and got accepted fast Reviewed on: 6th April 2026

Really simple and easy to use.

5
Really simple and easy to use. No need to keep checking as payments taken automatically. Reviewed on: 6th April 2026

PayPal interest free credit

4
Using PayPal interest free credit allowed me to buy an expensive top of the rangeT.V, I otherwise couldn't have afforded. Reviewed on: 6th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review