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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Easiest way to pay, secure and the different options...

Easiest way to pay, secure and the different options are breaky useful PayPal credit and pay in 3 have helped me when cash is tight I would recommend pay pal to everyone Reviewed on: 6th July 2026

been with Paypal for many years , always had good se...

been with Paypal for many years , always had good service and i knowif i get a problem they will help . Reviewed on: 6th July 2026

Its really handy and easy to use but interest and mi...

Its really handy and easy to use but interest and minimum payments are very high Reviewed on: 6th July 2026

Great Service

The services offered are very efficient and the customer services when required is top notch. Very happy with the service Reviewed on: 6th July 2026

Highly recommended

I have never had any problems with PayPal. It is secure, trusted and convenient. Reviewed on: 6th July 2026

Not had any issues paying with paypal, and I've foun...

Not had any issues paying with paypal, and I've found paypal credit a life saver Reviewed on: 6th July 2026

Happy with PayPal credit

Easy to use.And great for buying online purchases Reviewed on: 6th July 2026

Easy, pain free experience.

Easy, pain free experience. Simple from start to finish. Reviewed on: 6th July 2026

So easy to use and best credit available

So easy to use and best credit available Reviewed on: 6th July 2026

Smart, safe spending approach.

They help me feel safe spending, offer great interest free options to spread payments out meaning I’m not overburdened and can be sensible with money even when short without going in excessive debt that attracts interest. Reviewed on: 6th July 2026

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