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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Good website

Good website easy to negotiate good choice of payment and credit options like pay in three or credit system Reviewed on: 6th July 2026

Ssecure and easy credit

The account was easy to set up and use. Reviewed on: 6th July 2026

I use PayPal credit a lot

I use PayPal credit a lot, it allows financial flexibility and I’ve never had any problems at all Reviewed on: 6th July 2026

Easy service to use.

Easy service to use. I have never had any problems and communication is good so you do t miss any deadlines Reviewed on: 6th July 2026

Excellent used for a while now very helpful when buy...

Excellent used for a while now very helpful when buying higher priced items will be using again shortly Reviewed on: 6th July 2026

No complaints at all easy to use quick transactions...

No complaints at all easy to use quick transactions over use great way to purchase anything. Reviewed on: 6th July 2026

Love PayPal Credit

Love PayPal credit and the points you earn, have used the savings already to buy products Reviewed on: 6th July 2026

Ready added value to my purchase and helped me take...

Ready added value to my purchase and helped me take a promot decision to go ahead with my purchase Reviewed on: 6th July 2026

Reliable, Flexible and Easy to Use

I’ve had a really positive experience using PayPal Credit. The application process was straightforward, and once approved it was easy to manage everything through my PayPal account. I like how simple it is to spread the cost of larger purchases when I need a bit of extra flexibility, and I always know where I stand thanks to the clear payment information and reminders. The app is easy to navigate, payments are quick to make, and I’ve found the whole service reliable and convenient. Being able to use PayPal Credit at a wide range of retailers has made shopping much easier, especially for planned purchases. Overall, I’ve found PayPal Credit to be a helpful financial tool when used responsibly. It’s convenient, easy to manage, and gives me confidence when making purchases. I’d happily recommend it to anyone looking for a flexible payment option. Reviewed on: 6th July 2026

Highly recommended

Easy and quick to use with clear communication. Reviewed on: 6th July 2026

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