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PayPal: PayPal Credit reviews

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4.90
Based on 78,621 reviews, last reviewed 20th Apr 2026
2565900% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best platform for your financial planning and in... The best platform for your financial planning and investment. Very easy to use. Clearly built and maintained. Im very happy with this platform and I h... Read more Reviewed on: 20th April 2026
Magdalena O's avatar
Magdalena O

Latest lowest rating:

2

Not the best. Not the best. Always find it difficult to get in touch Reviewed on: 20th April 2026
Paul S's avatar
Paul S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78621)

Secure, Convenient, and Widely Accepted

5
PayPal is easy to use, widely accepted, and makes checkout quick. It adds a useful layer of security by acting as a third party, so you don’t share your bank details directly. Disputes, refunds, and cancelling suspicious transactions are generally straightforward. It also offers credit options, which can help in emergencies. That said, it’s not risk-free. Fees can apply, and buyer protection isn’t guaranteed in every case. Reviewed on: 6th April 2026
John C.'s avatar
John C.

It’s quick, efficient and helpful.

5
It’s quick, efficient and helpful. It has been very handy for making quick purchases. Reviewed on: 6th April 2026
Egena O's avatar
Egena O

Perfect for security

5
I love using PayPal as it offers me security for purchases made over the internet and allows me to get things in an emergency when money is tight without incurring extortionate rates. Reviewed on: 6th April 2026
Michelle R's avatar
Michelle R

I like the 4 month interest free

5
I like the 4 month interest free Reviewed on: 6th April 2026
Roy j's avatar
Roy j

Good interest rates and good offers.

5
Good interest rates and good offers. Easy to use for paying things and peace of mind. Reviewed on: 6th April 2026
Michael R's avatar
Michael R

Does the job

4
Does the job of saving, spending and transferring money. Reviewed on: 6th April 2026
Craig R's avatar
Craig R

Very very good, I’m really happy

5
Very very good, I’m really happy Reviewed on: 6th April 2026
Monica S's avatar
Monica S

Always Excellient.

5
Always Excellient. I've used them for around 10 years now and have always found them to be excellent and secure, for my online banking. Reviewed on: 6th April 2026
Mr B's avatar
Mr B

PayPal compliments real life

5
Really easy to use and love the credit and debit cards. Reviewed on: 6th April 2026
Frank M's avatar
Frank M

Used very ofter, never had any issues with it.

5
Used very ofter, never had any issues with it. Reviewed on: 6th April 2026
Simon W's avatar
Simon W

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