Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148142)

Wonderful platform , highly recommended and trusted

5
Wonderful platform , highly recommended and trusted Reviewed on: 5th June 2026

I am very satisfied flexible reasonable rate easy to...

5
I am very satisfied flexible reasonable rate easy to use Reviewed on: 5th June 2026

Very easy shoppig good value i am very happy thankyou

5
Very easy shoppig good value i am very happy thankyou Reviewed on: 5th June 2026

I like using PayPal it gives you more time to pay fo...

5
I like using PayPal it gives you more time to pay for the items that you maybe can’t afford to pay in one go. Reviewed on: 5th June 2026

Just wow I love this so much wow wow service is amaz...

5
Just wow I love this so much wow wow service is amazing Reviewed on: 5th June 2026

Great service loveit used this on several items

5
Great service loveit used this on several items Reviewed on: 5th June 2026

Very handy for emergencies,

5
Very handy for emergencies, especially when you have an unexpected bill to pay Reviewed on: 5th June 2026

Great app

5
Great app easy to use and good to spread the cost Reviewed on: 5th June 2026

Paypal great service.

5
I won’t pay for anything online if it’s not PayPal or PayPal credit card I like that they have good security in place and if there is or was a problem it will get resolved immediately,I had a problem a few years ago when my eBay account got hacked and money was taken from my PayPal app I phoned PayPal and the money was back into my bank before the call ended that’s what I call good service thank you Reviewed on: 5th June 2026

Always use it to pay, easy to check out!

5
Always use it to pay, easy to check out! Reviewed on: 5th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 79290 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3759 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 100 reviews
    PayPal
    View all products