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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,837 reviews, last reviewed 20th Apr 2026
2585200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal helps me spread the cost. PayPal helps me spread the cost. Reviewed on: 20th April 2026
Ms SY's avatar
Ms SY

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78837)

Fantastic

5
I am very very happy with the services provided by Pay Pal. Reviewed on: 6th April 2026
Marion F's avatar
Marion F

I’m having a marvellous experience with PayPal and a...

5
I’m having a marvellous experience with PayPal and always receive updates on my account and payments and purchases. Reviewed on: 6th April 2026
Peter O's avatar
Peter O

Great I would recommend it

5
Easy to use ,nice to get the reminders about incoming payments Reviewed on: 6th April 2026
Anna's avatar
Anna

Such a comfort knowing I have PayPal credit to fall...

5
Such a comfort knowing I have PayPal credit to fall back on if I need it Reviewed on: 6th April 2026
Kira B's avatar
Kira B

Easy and straight forward.

5
Easy and straight forward. If there’s a problem with a item they are straight on it with a refund Reviewed on: 6th April 2026
Samantha L's avatar
Samantha L

Good app and excellent service

5
I use the credit facility often and I don’t have to think about it, payments are taken without me doing anything. They also resolve disputes when they happen. Remind me when a card is due to go out of date. Reviewed on: 6th April 2026
Susan M's avatar
Susan M

Prefer using paypal over Klarna much better service

5
Prefer using paypal over Klarna much better service Reviewed on: 6th April 2026
JW's avatar
JW

I love how convenient it is and how easy it is to co...

5
I love how convenient it is and how easy it is to communicate with them on the app and the I have engaged with customer service who were excellent. Reviewed on: 6th April 2026
Tshepi's avatar
Tshepi

Paypal Credit Interest Free a better option

4
I use paypal a lot in my day to day payment transactions. Whenever I'm using credit, I prefer to use paypal credit if the option is available. I rate it highly amongst the interest free options. Reviewed on: 6th April 2026
Jackson B's avatar
Jackson B

Quick and easy to use for payment for bought goods

5
Quick and easy to use for payment for bought goods Reviewed on: 6th April 2026
Alan's avatar
Alan

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