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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,124 reviews, last reviewed 20th Apr 2026
2611900% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and safe to use online. Easy and safe to use online. Excellent credit options. Reviewed on: 20th April 2026
Lucyna's avatar
Lucyna

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79124)

Great product easy to use always available

5
Great product easy to use always available Reviewed on: 6th April 2026
Mark 's avatar
Mark

Never had any problems with PayPal.

5
Never had any problems with PayPal. I’ve had good customer service and when I’ve paid in 3 it’s been handled fine. I’d recommend as it gives me added security using PayPal to pay. Reviewed on: 6th April 2026
Caroline H's avatar
Caroline H

Simple application, almost instantaneous response

5
Simple application via web or app, almost instantaneous response and authorisation. Nice clear presentation of terms and conditions. Reviewed on: 6th April 2026
John's avatar
John

Better than a credit card

5
Easy to use and can use with lots of online shops Reviewed on: 6th April 2026
Jon G's avatar
Jon G

I use PayPal for literally everything

5
I use PayPal for literally everything and I always feel like my money is on safe hands Reviewed on: 6th April 2026
Sally N's avatar
Sally N

It’s the best way to pay.

5
It’s the best way to pay. Not it’s even better because they have card payment. I love it Reviewed on: 6th April 2026
Katarzyna 's avatar
Katarzyna

Security for online shopping

5
Use paypal alot when doing online shopping for security and ease. I trust all my purchases are secure and if a issue accurate paypal are helpful. Reviewed on: 6th April 2026
maisie. platten's avatar
maisie. platten

From start to finish PayPal have been my go to and w...

5
From start to finish PayPal have been my go to and with PayPal credit you can’t go wrong with great allowances and great apr rates. Reviewed on: 6th April 2026
Andrew h's avatar
Andrew h

Amazing everytime.

5
I always use PayPal Credit with 0% interest for goods or services I would prefer to pay over time! Great service everytime no issues! Reviewed on: 6th April 2026
Beth's avatar
Beth

Handy to use free credit

5
Handy to use the free credit, which allows you to purchase the everyday essentials until you get to payday. And spread the cost. Reviewed on: 6th April 2026
Adi's avatar
Adi

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