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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148112 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148112)

K Bhutto

Pay later service is super comfortable. Reviewed on: 5th June 2026

Easy to use app, great service offering making clear...

Easy to use app, great service offering making clear budgets, payments and balances. PayPal makes my life so much easier and purchasing online using PayPal gives me confidence that I am protected from fraudsters Reviewed on: 5th June 2026

Quick, easy to use and has long going company so lot...

Quick, easy to use and has long going company so lots of trust Reviewed on: 5th June 2026

Fantastic, so easy to use, access and make transfers...

Fantastic, so easy to use, access and make transfers, made daily shopping so much more secure and given me a little more flexibility with my spending Reviewed on: 5th June 2026

I have some different brand of apps loke jaja,aqua,...

I have some different brand of apps loke jaja,aqua, but paypal is the best, fantastic experience ever this. Reviewed on: 5th June 2026

Ok good nothings bad ok ok ok ok

Ok good nothings bad ok ok ok ok Reviewed on: 5th June 2026

Pay pal credit has been a massive help to my finances.

Pay pal credit has been a massive help to my finances. I cannot recommend the service enough. The customer care experience has also been top tier providing a smooth and straightforward experience. Honestly thank you pay pal for your continued support. Reviewed on: 5th June 2026

Im extremely happy, and aslong as you can pay off yo...

Im extremely happy, and aslong as you can pay off you will have no problems Reviewed on: 5th June 2026

Very good spending money easily I like people credit

Very good spending money easily I like people credit Reviewed on: 5th June 2026

I got handsome credit limit

I got handsome credit limit and paypal+ points on purchases. We can earn points on every transactions. Reviewed on: 5th June 2026

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