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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I love PayPal

I've been using PayPal many years and never had issues. Very safe to use, it is my favourite Reviewed on: 6th July 2026

Mr vados

Goood good goood juj nrn fgfr dff dd f d d d Reviewed on: 6th July 2026

Always reliable when needed very easy to use

Always reliable when needed very easy to use Reviewed on: 6th July 2026

Easy to use & good communication

Easy to use & good communication Reviewed on: 6th July 2026

Used PayPal for years, it's my goto pay method.

Used PayPal for years, it's my goto pay method. Reviewed on: 6th July 2026

Easy online application, excellent technology friendly

Easy online application, excellent technology friendly Reviewed on: 6th July 2026

Fast and friendly

So simple and user friendly with quick response time for transactions on the go. Reviewed on: 6th July 2026

0% interest for up to 4 months

Easy to understand terms and conditions no hidden extras excellent value with 0% interest for up to 4 months what's not to like. Reviewed on: 6th July 2026

Pay pal credit an absolute dream

Pay pal credit has been so easy to use and makes making large purchases alot more affordable and easy to manage and this really comes in handy when it comes to Christmas and money is tight so that no one has to come up short! Reviewed on: 6th July 2026

Great service helps balance life’s financial challen...

Great service helps balance life’s financial challenges Reviewed on: 6th July 2026

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