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PayPal: PayPal Credit reviews

4.73
Based on 148,011 reviews, last reviewed 3rd Jul 2026
4465350% increase in 5 star reviews
in the past 90 days
13050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026
Rachel S's avatar
Rachel S

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026
Lisa D's avatar
Lisa D

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (148089)

Pay in instalments is really helpful

5
Pay in instalments is really helpful Reviewed on: 5th June 2026

Amazing couldn't have asked for a better experience

5
Amazing couldn't have asked for a better experience Reviewed on: 5th June 2026

Very trustworthy platform to utilise.

5
Everything is straight forward. I feel very secure when I buy anything online using PayPal to affect payment to the seller. Reviewed on: 5th June 2026

Paypal is reliable, safe and easy to use.

5
Paypal is reliable, safe and easy to use. Great for organising events with groups of friends to get payments together and easy to keep track of who has paid what. The interface and app makes things even more convenient. Reviewed on: 5th June 2026

A combination of experience and professionalism.

5
A combination of experience and professionalism. More importantly great customer friendly. Reviewed on: 5th June 2026

I have more peace of mind with online purchases with...

5
I have more peace of mind with online purchases with PP Reviewed on: 5th June 2026

Had problems with transactions in the past with reta...

5
Had problems with transactions in the past with retailers and PayPal acted quickly and sorted this problem efficiently and satisfactorily Reviewed on: 5th June 2026

Excellent service

5
Always had a fabulous service, never a problem and if I’ve had any queries it has always been sorted very well Reviewed on: 5th June 2026

It’s a amazing I love PayPal it’s make my live...

5
It’s a amazing I love PayPal it’s make my live easy Reviewed on: 5th June 2026

Was good good g9ood ggooooddd veerrrry

5
Was good good g9ood ggooooddd veerrrry Reviewed on: 5th June 2026

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