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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79266 reviews)

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4.90

Based on 79,266 reviews, last reviewed 20th Apr 2026

2625100% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always been excellent- if PayPal is an option I will... Always been excellent- if PayPal is an option I will usually opt for it Reviewed on: 20th April 2026

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79266)

Good and easy and reliable payment service provider.

Good and easy and reliable payment service provider. Reviewed on: 6th April 2026

PayPal is a professional service that makes life so...

PayPal is a professional service that makes life so much easier Reviewed on: 6th April 2026

PayPal Credit

Have dealt with PayPal for years and have always had good service and excellent customer service with queries. Reviewed on: 6th April 2026

First Class

Always convenient and any issues are resolved quickly! Reviewed on: 6th April 2026

I always use PayPal when making payments online, I’v...

I always use PayPal when making payments online, I’ve never had any issues Reviewed on: 6th April 2026

I have had an excellent experience using PayPal.

I have had an excellent experience using PayPal. It is very easy to use and makes sending and receiving money simple and fast. I mainly use it for online shopping and sending money, and the payments go through quickly without any problems. One of the things I like most about PayPal is how safe and secure it feels. I don’t have to share my bank or card details with different websites, which gives me peace of mind when shopping online. The buyer protection feature is also very helpful and makes me feel confident when making purchases. The app and website are both clear and user-friendly, so it’s easy to check transactions, send payments, and manage my account. Whenever I needed help, customer service was responsive and supportive. Overall, PayPal is reliable, secure, and convenient. I highly recommend PayPal to anyone looking for a trusted and efficient way to send money or shop online. Reviewed on: 6th April 2026

Great experience very good service, fast and efficient.

Great experience very good service, fast and efficient. No messing around Reviewed on: 6th April 2026

Easy to use service.

Easy to use service. Good perks. Reviewed on: 6th April 2026

Pretty fair with their APR%

Easy to use, works with Google wallet, love the 4 months interest free if spending over a certain amount Reviewed on: 6th April 2026

I enjoy using PayPal Credit to make purchases becaus...

I enjoy using PayPal Credit to make purchases because it offers interest-free payment options when paid on time, which works excellently for me. Reviewed on: 6th April 2026

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