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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I trust paypal 100% and their customer service

I have to say I trust paypal 100% and their customer service staff are great. I had a slight scare when I first got my credit with PayPal, I tried to pay and the app glitches so I tried paying again and it went through. A week or so later I received a letter stating I have incurred additional charges for having insufficient funds. Upon querying this with PayPal they seen it was an error on their end and rectified the problem, removing any additional charges and reassuring me it has no effect on my credit score. Reviewed on: 6th July 2026

Great service, easy to use interface.

Great service, easy to use interface. Customer service has been responsive in a Good time frame and resolved issues for me. Reviewed on: 6th July 2026

Great stuff good things little of the best something...

Great stuff good things little of the best something I’m just writing this so I get entered in the prize draw because they keep sending me marketing emails Reviewed on: 6th July 2026

Got PayPal credit to help pay for a weekend away and...

Got PayPal credit to help pay for a weekend away and it’s been fantastic to use, it’s easy and straightforward Reviewed on: 6th July 2026

All good

Easy to use, no hassle, set up and forget about never used customer service so cannot comment on that Reviewed on: 6th July 2026

Used time user smooth transaction

I’ve used PayPal for nearly 20yesrs however only used PayPal credit for the first time 3 months ago, my transactions were dream, very smoothly, definitely recommend Reviewed on: 6th July 2026

Always helpful and efficient with disputes.

Always helpful and efficient with disputes. Reviewed on: 6th July 2026

Quick and easy service to use simple and straightfor...

Quick and easy service to use simple and straightforward way to use Reviewed on: 6th July 2026

I have used PayPal for years on all my purchases pre...

I have used PayPal for years on all my purchases pretty much, any issues at all the have your back if there's a dispute they look at it fairly and honestly, I recommend them to everyone, well worth the award, excellent service and customer service.. Reviewed on: 6th July 2026

PayPay is very easy to navigate, easy to transfer mo...

PayPay is very easy to navigate, easy to transfer money in and out Reviewed on: 6th July 2026

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