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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148047 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148047)

PayPal Credit Review

They are very reliable, it’s a little hard to understand at first for a newcomer, but once you learn it all it is 100% the best out there. Very easy to transfer, collect and use credit on. I’ve always used PayPal Credit Reviewed on: 5th June 2026

Great service and prompt action.

I’ve never had any issues using PayPal and if I’ve ever needed to raise a dispute it has been resolved very quickly. I have always been kept informed at each stage of a dispute too. Reviewed on: 5th June 2026

Customer Services are through and prompt when sortin...

Customer Services are through and prompt when sorting out spam/phishing email issue. Reviewed on: 5th June 2026

Reliable app

It is very easy to use and reliable. Reviewed on: 5th June 2026

Halifax HX20DH

I am very impressed with the PayPal Credit Card. It offers a smooth and secure payment experience, excellent customer service, and convenient features that make online shopping much easier. The card is widely accepted, transactions are processed quickly, and the mobile app is user-friendly and reliable. I appreciate the flexibility and trust that PayPal provides, making it one of the best financial services I have used. Highly recommended Reviewed on: 5th June 2026

I feel very safe using PayPal.

I feel very safe using PayPal. Its quick and easy. Reviewed on: 5th June 2026

10/10 Service

PayPal has always been reliable for them unexpected purchases. Customer service has always been amazing when assistance is required! Reviewed on: 5th June 2026

Simple, quick & easy to use.

Simple, quick & easy to use. PayPal credit is very efficient & gives peace of mind when using. Reviewed on: 5th June 2026

PayPal good for pay in 3.

PayPal good for pay in 3. It is a bit annoying when things go wrong as payments take time to refund Reviewed on: 5th June 2026

Amazing Service

When i call im always met with politeness, and always lets me finish talking before answering Reviewed on: 5th June 2026

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