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PayPal: PayPal Credit reviews

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4.90
Based on 79,358 reviews, last reviewed 21st Apr 2026
2633400% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Sending money to family should be charged Sending money to family should be charged Reviewed on: 21st April 2026
Tichiyani N's avatar
Tichiyani N

Latest lowest rating:

1

PayPal credit is difficult to use when you want to p... PayPal credit is difficult to use when you want to pay off everything before interest is charged. Reviewed on: 20th April 2026
GC's avatar
GC
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (79359)

PayPal credit has helped me alot.

5
PayPal credit has helped me alot.. It has allowed me time to pay off my outstanding balance. Especially now that the points system has been introduced we can get a nice bonus with the points. Really happy with PayPal.. Never had any issues. Reviewed on: 6th April 2026
Isma b's avatar
Isma b

PayPal credit has really helped me to improve my cre...

5
PayPal credit has really helped me to improve my credit score. The 3/4 months interest free period encourages me to make payments on time, as I hate paying interest! Reviewed on: 6th April 2026
Michelle E's avatar
Michelle E

Brilliant service for myself and security,

5
Brilliant service for myself and security, i also use pay in 3 which is so helpful not having to pay large value in one go. Reviewed on: 6th April 2026
marie j's avatar
marie j

PayPal credit is reliable.

5
PayPal credit is reliable. When making any decisions on large purchases, I always refer to PayPal credit as they give a reasonable interest free period (4 months for purchases over £100) which allows me to prepare and plan funds to pay my debit effectively. Reviewed on: 6th April 2026
Al F's avatar
Al F

Love that PayPal offer the pay in 3 option...

5
Love that PayPal offer the pay in 3 option allowing for you to spread the cost Reviewed on: 6th April 2026
Melanie W's avatar
Melanie W

It's just so easy to use and very fair .

4
It's just so easy to use and very fair . Reviewed on: 6th April 2026
Peter Lack's avatar
Peter Lack

First class service.

5
First class service. Very easy to use the website and the app. Straightforward and intuitive use for so many things. Reviewed on: 6th April 2026
Tim K's avatar
Tim K

used this payment method loads of times no problems...

5
used this payment method loads of times no problems very good service Reviewed on: 6th April 2026
Antony Best's avatar
Antony Best

Effortless and Reliable

5
PayPal is fast, fuss-free, and backed by customer service that actually answers.PayPal makes transactions incredibly easy, and their customer service is consistently on point. Every experience feels smooth and reliable, giving me peace of mind whenever I use it. Reviewed on: 6th April 2026
MR CB's avatar
MR CB

Excellent customer service, ready to pick-up you cal...

5
Excellent customer service, ready to pick-up you calls/ complain and resolve it quickly. I feel safe with PayPal services generally. Reviewed on: 6th April 2026
Ramatu S's avatar
Ramatu S

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