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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148019 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148019)

I use PayPal to split larger purchases into more man...

I use PayPal to split larger purchases into more manageable amounts without having interest added. PayPal keeps me up to date information on how much is outstanding and exactly when it will be taken from my account. I find PayPal very easy and convenient to use online, and now with their new card account you can use it practically anywhere, whilst collecting points for every purchase, which include participating companies where you can earn even more points when using your PayPal card or online. I highly recommend PayPal and have been using it without any problems at all for over 20 years now. Reviewed on: 5th June 2026

Safer way to shop, gives you more time to pay for go...

Safer way to shop, gives you more time to pay for goods x Reviewed on: 5th June 2026

Excellent Service.

Excellent Service. No hidden charges and very supportive Reviewed on: 5th June 2026

Always easy and efficient, simple going and updates...

Always easy and efficient, simple going and updates are great with reminders also Reviewed on: 5th June 2026

PayPal is easy to use.

PayPal is easy to use. The app UI is as easy as it gets. Reviewed on: 5th June 2026

It’s very positive experience using PayPal and the f...

It’s very positive experience using PayPal and the flexible credit options. Reviewed on: 5th June 2026

Brilliant

Very quick responses to any questions asked and easy money transfers Reviewed on: 5th June 2026

All good service every time will always recommend fr...

All good service every time will always recommend friends and family to use Paypal Reviewed on: 5th June 2026

Been a huge help during this cost of living crisis...

Been a huge help during this cost of living crisis Reviewed on: 5th June 2026

Easy to use once setup and extra protection.

Easy to use once setup and extra protection. Reviewed on: 5th June 2026

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