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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Excellent service.

Excellent service. Very secure service. Excellent customer service and support Reviewed on: 6th July 2026

Great experience always there when i need it.

Great experience always there when i need it. Comes i very handy. Reviewed on: 6th July 2026

Great credit line

Easy to access a credit line which us accepted by a wude range if retailers, offering a flexible wzy to pay Reviewed on: 6th July 2026

Easy to use and simple.

Easy to use and simple. Good reminders of payment Reviewed on: 6th July 2026

Great and helpful service

Great and helpful service. Quick and easy to use. Reviewed on: 6th July 2026

Simple easy to use app.

Simple easy to use app.Very happy Reviewed on: 6th July 2026

Best money app

The best for transactions even while travelling Reviewed on: 6th July 2026

Helpful efficient service you can trust you can chec...

Helpful efficient service you can trust you can check and follow transactions Reviewed on: 6th July 2026

Is been good

I have no reason to complain, right from the time I started using PayPal, is been so wonderful Reviewed on: 6th July 2026

Ease of use and very supportive customer service.

I had found the ease of use in purchasing using PayPal Credit, particularly on eBay, seamless. If ever I had enquiries or concerns, cistomer service was easily and quickly accessible and very supportive to my concerns. Also, I was regularly guided on spending habits and advisor how better to use my account. Reviewed on: 6th July 2026

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