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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 79,399 reviews, last reviewed 21st Apr 2026
2636900% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable, trustworthy, very rare and issue after man... Reliable, trustworthy, very rare and issue after many years. Reviewed on: 21st April 2026
Chris S's avatar
Chris S

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79399)

Excellent service

5
I have been using PayPal for few years and it's very easy to use and it's excellent Reviewed on: 6th April 2026
D Dogan 's avatar
D Dogan

Reliable

5
Everything is easy and reliable. Reviewed on: 6th April 2026
Agnieszka T's avatar
Agnieszka T

I use paypal credit for all of my shopping

5
I use paypal credit for all of my shopping, I pay everything off in four months and so it's always free credit. Reviewed on: 6th April 2026
Paul R's avatar
Paul R

It’s brilliant but missing the human touch!

4
It’s brilliant but missing the human touch! Reviewed on: 6th April 2026
Catherine L's avatar
Catherine L

Paypal Credit

5
I have used PayPal for a number of years. It is convenient and I can use it in hundreds of places. Paypal offers good interest rates and great customer service. Reviewed on: 6th April 2026
kimmy's avatar
kimmy

issues with online providers...

5
I have had a couple of issues with online providers that PayPal resolved immediately. The customer service was excellent. Reviewed on: 6th April 2026
Peter J's avatar
Peter J

Easy to apply, easy to use and safe in case...

5
Easy to apply, easy to use and safe in case of scammers Reviewed on: 6th April 2026
Keith M's avatar
Keith M

Easy to use, no hassle.

5
Easy to use, no hassle. Can be used almost anywhere online Reviewed on: 6th April 2026
James Read's avatar
James Read

Easy, Simple

5
Easy to use all the features, makes shopping easy Reviewed on: 6th April 2026
Tommy M's avatar
Tommy M

I love to use paypal I’m always happy

5
I love to use paypal I’m always happy Reviewed on: 6th April 2026
Mehmet a's avatar
Mehmet a

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