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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Never had an issue with PayPal.

Never had an issue with PayPal. Happy enough to keep using them. Quick to answer any queries Reviewed on: 6th July 2026

Flexible ways to pay

I like being able to have a card and use credit on line. A higher credit limit would make it better. It's good that PayPal has choices of how to pay. Reviewed on: 6th July 2026

Great experience

Great. Very good payment options. Pay in 3 is excellent. Reviewed on: 6th July 2026

Simple, flexible and reliable credit!

I’ve used PayPal Credit for a number of purchases over the years and it’s always been straightforward and easy to use. Being able to spread the cost of larger purchases has been really helpful, especially when unexpected expenses come up. The application process was quick, payments are easy to manage through the PayPal app and website, and I’ve never had any issues making repayments. I also like the extra reassurance of paying through PayPal when shopping online. Overall, it’s been a reliable, convenient credit product and I’d happily recommend it to anyone looking for a flexible way to manage purchases responsibly. Reviewed on: 6th July 2026

Extremely easy with no catches.

Extremely easy with no catches. Simple application with instant response. Excellent Reviewed on: 6th July 2026

Easy to use and many websites allow you to pay...

Easy to use and many websites allow you to pay with it Reviewed on: 6th July 2026

The best

Am acesy produs de foarte mult timp si sunt foarte multumit Reviewed on: 6th July 2026

Pay Pal, exceptional.

I have always found Pay Pal to be extremely efficient, their customer service is excellent and their websites are easy to navigate. I am very comfortable using their services. Thanks Pay Pal, keep up the good work. Reviewed on: 6th July 2026

PayPal credit is a great and easy way to split the c...

PayPal credit is a great and easy way to split the cost of some unexpected bills. The whole process is quick and easy and a decision was made within minutes would definitely use ahain Reviewed on: 6th July 2026

Fast, Secure, and Convenient

I’ve used PayPal for years, and it continues to impress me. Payments are processed instantly, and the security features are top‑notch. The mobile app is intuitive, making it easy to manage my account on the go. It’s one of the most convenient payment tools available. Reviewed on: 6th July 2026

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