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PayPal: PayPal Credit reviews

4.90
Based on 79,430 reviews, last reviewed 21st Apr 2026
2640000% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has always helped me when I had problems with... PayPal has always helped me when I had problems with a buyer, I always got my money back, that's why I've been using PayPal for so many years, I've ne... Read more Reviewed on: 21st April 2026
SLAWOMIR Z's avatar
SLAWOMIR Z

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79430)

Value for money.

5
Always use PayPal when spending over a £100. Reviewed on: 6th April 2026

One stop shop

5
One stop shop for all you need new or used sort any problems quickly Reviewed on: 6th April 2026

Best customer service

4
Very helpful customer service and easy to manage the account Reviewed on: 6th April 2026

If I’ve had any problems PayPal has always sorted it...

5
If I’ve had any problems PayPal has always sorted it out Reviewed on: 6th April 2026

Always PayPal for my online purchases

5
Have been using PayPal for several years and I will only use PayPal for all my Online purchases as if I have any problems with sellers or transportation, PayPal always help me out Reviewed on: 6th April 2026

Love using my PayPal for easy safe payments

5
Love using my PayPal for easy safe payments Reviewed on: 6th April 2026

Easy as you like...

5
Use PayPal all the time its a payment service that makes transactions a little easier. Be easy. Reviewed on: 6th April 2026

Been using PayPal for over 15 years now never had a...

5
Been using PayPal for over 15 years now never had a problem and the new PayPal in 3 is such a help. Would highly recommend PayPal, I used this to pay for nearly everything I buy online Reviewed on: 6th April 2026

PayPal number one fan!

5
I absolutely love PayPal, I have a credit account with them plus a PayPal current account, I prefer to use PayPal when I shop online, as it reassure me I’m safe. The pay in 3 is also fantastic and means I can purchase more expensive items, without the initial cost, gives me 3 months to pay! Iv been a PayPal member for several years now and honestly would be lost without, especially for shopping online and the safety it gives me, also helped me when I was facing a possible scam. PayPal refused the payment until they spoke with me and advised me not to go ahead with the purchase, which looking back was more likely a scam. I’m forever grateful for that opportunity. Now they have the part where we can accrue points for every purchase made via PayPal, I hope to get to gold level one day! PayPal provides more than my own bank so it’s a win win for me. Reviewed on: 6th April 2026

No problem at all credit car...

5
No problem at all just a simple effective credit card that's great and easy to use everywhere Reviewed on: 6th April 2026

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