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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Was super easy and convenient thank you

Was super easy and convenient thank you Reviewed on: 6th July 2026

Have used PayPal for years and always been excellent

Have used PayPal for years and always been excellent Reviewed on: 6th July 2026

The best

PayPal has been so easy to use and their pay in 3 has been a life saver. When it came to a problem they got involved with me to resolve the issue with the retailer. Reviewed on: 6th July 2026

I’ve used PayPal for years now.

I’ve used PayPal for years now. Purely because every transaction is seamless and if I have any issues for resolution they are actioned immediately. Highly recommend Reviewed on: 6th July 2026

Always been happy with the service, I receive from P...

Always been happy with the service, I receive from PayPal, safe and reliable. Would definitely recommend. Reviewed on: 6th July 2026

PayPal gives each purchase a sense of security and p...

PayPal gives each purchase a sense of security and peace of mind. I’ve had a couple of bad experiences and PayPal have always helped Reviewed on: 6th July 2026

Simple, good and efficient

I have used paypal for afew years now, i like how simple checkout is and how i can pay for things differently, whether its pay in 3 or pay later etc Reviewed on: 6th July 2026

Easy way to stay safe when paying for items online.

Easy to set up, very straightforward to use. Repayments set as a direct debit means everything is taken care of. Plenty of email reminders before payment is taken. Reviewed on: 6th July 2026

The customised updates via email are invaluable to k...

The customised updates via email are invaluable to keeping up to date with my credit use. Thank you. Reviewed on: 6th July 2026

PayPal Credit - great short term loan option

PayPal Credit is useful for delaying the payment of purchases and paying in instalments, like any short term loan. It's interest-free which is great. But PayPal do charge alot in terms of fees and conversion rates. Reviewed on: 6th July 2026

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