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PayPal: PayPal Credit reviews

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4.90
Based on 79,455 reviews, last reviewed 21st Apr 2026
2642400% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Life saver A life saver when you’re on low finances! Reviewed on: 21st April 2026
Isaac O's avatar
Isaac O

Latest lowest rating:

1

Had enough will be ditching account. convenience paypal wins.. but with disputes its hit and miss and a miss can cost me a lot of money long term. recently not happy with disputes and the... Read more Reviewed on: 21st April 2026
Gabe's avatar
Gabe
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79455)

Just a good company

5
Just a good company to do business with and I say that having used PayPal for over 15 years. Reviewed on: 6th April 2026
Steve 's avatar
Steve

Easy to use not complicated to access very impressed...

5
Easy to use not complicated to access very impressed with my experience using it. Reviewed on: 6th April 2026
Trevor P's avatar
Trevor P

Pay pal is really of help for me to rely on.

5
Pay pal is really of help for me to rely on. Reviewed on: 6th April 2026
A S's avatar
A S

Provides options

5
PayPal credit gives me the option to buy and spread the cost of payment on my terms. Reviewed on: 6th April 2026
Karina Gallagher's avatar
Karina Gallagher

Fast and convenient.

5
Fast and convenient. Always there for a quick purchase. Reviewed on: 6th April 2026
Phil D's avatar
Phil D

Friendly helpful guidance when needing help

5
Friendly helpful guidance when needing help Reviewed on: 6th April 2026
James W's avatar
James W

PayPal gives me confidence to purchase on-line

5
I appreciate varied options to pay back for on-line purchases and security of PayPal. The app is pretty clear to follow. Reviewed on: 6th April 2026
Sue's avatar
Sue

Always there for you, I have had the need to ask for...

5
Always there for you, I have had the need to ask for help on more than one occasion, and have come through for me on all occasions, I have the confidence to use PayPal for all my purchases. Reviewed on: 6th April 2026
Paul Parham's avatar
Paul Parham

Paypal is a valuable resource I use it often for mov...

5
Paypal is a valuable resource I use it often for moving money between my accounts and for helping friends and family at home and abroad. Reviewed on: 6th April 2026
Mr L's avatar
Mr L

Always a great and secure option to use!

5
Always a great and secure option to use. Either pay straight away or you can choose a couple of different options to pay later which is a life saver at times! Reviewed on: 6th April 2026
Tim's avatar
Tim

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