Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147955 reviews)

View other PayPal products

4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147955)

It has been over a decade I'm using PayPal for all m...

It has been over a decade I'm using PayPal for all my online shopping where it is available and I have never been disappointed Reviewed on: 5th June 2026

Great option to have!

Great option to have. Have used this quite a few times myself and you can choose to pay early if you want Reviewed on: 5th June 2026

I find using paypal is an effectve way to split paym...

I find using paypal is an effectve way to split payments Reviewed on: 5th June 2026

Quick, easy and plesant system and software to use a...

Quick, easy and plesant system and software to use and accepted on many shopping sites. Reviewed on: 5th June 2026

Excellent service,always ready and willing to solve...

Excellent service,always ready and willing to solve any queries Reviewed on: 5th June 2026

Very good site, very quick and easy to use

Very good site, very quick and easy to use Reviewed on: 5th June 2026

Great way to spread the cost of everything, easy to...

Great way to spread the cost of everything, easy to set up and to use. Reviewed on: 5th June 2026

I am incredibly pleased with the service and ease of...

I am incredibly pleased with the service and ease of service. Reviewed on: 5th June 2026

Pay Pal Experience.

Very user friendly, quick, responsive.why I love Pay pal ,Buyers protection if an item doesn’t arrive they deal with the problem quickly and efficiently. Privacy and Security! You don’t have to enter your card details into every website, this leads to annother great quality for choosing pay pal, checkout speed, especially when wanting to pre-order or make your transaction quickly before an item sells out. Lastly being able to split the bill however you want, PayPal offers different options so you can spread the cost. Brilliant for an unexpected purchase that is needed e,g a wedding, birthday, anniversary or simply treating yourself. Reviewed on: 5th June 2026

easy shopping and safe.

easy shopping and safe. i always feel at ease that any issues with merchandisers will be solved Reviewed on: 5th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.71 from 3759 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79171 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub