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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

PayPal is my go to for almost every online transaction.

PayPal is my go to for almost every online transaction. Reviewed on: 6th July 2026

PayPal credit

Fast and efficient process no delays or issues Reviewed on: 6th July 2026

The platform is easy to use .

The platform is easy to use . PayPal is a great tool . Reviewed on: 6th July 2026

Great and flexible.

Great and flexible. Allowed me to buy urgent purchases without the worry about being able to pay all in one go. The card also allows me to make end of month necessary purchases before I get paid. So far no complaints. Reviewed on: 6th July 2026

Always there just when you need them

Always there just when you need them Reviewed on: 6th July 2026

Paypal, My go to Payment vehicle.

Pay pal has become my go to payment vehicle for nearly all my purchases. It also gives me opportunities to share the financial load when I need it. Reviewed on: 6th July 2026

PayPal is the one for me

Always use PayPal and any issues I have had have been dealt with quickly and to my satisfaction Reviewed on: 6th July 2026

PayPal credit is my go to for short term borrowing.

PayPal credit is my go to for short term borrowing. It is reliable easy to use and the 0% period is really easy to manage. On the rare occasion you need to use the customer service they are always super fast and UK/Ireland based. Reviewed on: 6th July 2026

Highly reccommend

Never had any problems using paypal. I use the pay in three and paypal credit. Woyld highly recommend all paypal services. Very easy to use aswell and the app allows you to keep a close eye on your transactions coming in and out. Never had any security concerns either as paypal flag up anythinh they think could be a security risk. Reviewed on: 6th July 2026

Never had any problems love paypal

Never had any problems love paypal Reviewed on: 6th July 2026

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