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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147915 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147915)

Flexible and reliable.

Flexible and reliable. Can help u with any issues Reviewed on: 5th June 2026

Had zero issues and a smooth experience.

Had zero issues and a smooth experience. Reviewed on: 5th June 2026

I used paypal for large purchases to spread out the...

I used paypal for large purchases to spread out the cost interest free. Starting using debit card also. I have had account for long time and now use the cards as well. Reviewed on: 5th June 2026

Just perfect.

Always easy to use and keeps you well informed of what you need to know. Highly recommend them and happy with all aspects of the service. Reviewed on: 5th June 2026

Easy start up

Always quick and easy to use. Very easy to set up and get started Reviewed on: 5th June 2026

Pay in 3 is great!

Pay in 3 is great, so handy for large purchas s. Reviewed on: 5th June 2026

Excellent service

Always there to rectify purchase mistakes and missing items Reviewed on: 5th June 2026

Generally good overall, at dealing with issues

Generally good overall, at dealing with issues Reviewed on: 5th June 2026

Really convenient and reliable.

Really convenient and reliable. Safe and secure payements with easy to use interface. When times are dufficult i can rely on paypal to always be there for me to purchase that item we need in an instant. Economic recovery and hassle free payements are always a good thing. Thank you PayPal! Reviewed on: 5th June 2026

Fantastic

With you for years and years -trust you beyond measure Reviewed on: 5th June 2026

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