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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Good service easy payment option and fast processing

Good service easy payment option and fast processing Reviewed on: 6th July 2026

Great Asset

PayPal is a wonderful resource for cash flow. The 4 months interest free is wonderful. I use it a lot and it is my go to option for most of my higher expenses. I don’t know what I would do without it. A great asset to have. Reviewed on: 6th July 2026

Safe to use

For me I felt safe to use paypal to pay for anything because my card number are concealed. Reviewed on: 6th July 2026

Easy way to pay

PayPal is an excellent way to pay on line and is safe ro use. The statements are clear and easy to understand. Great all round experience Reviewed on: 6th July 2026

Very convenient for 0% purchases, I have been using...

Very convenient for 0% purchases, I have been using for a number of years. Very happy! Reviewed on: 6th July 2026

Credit is easily available and can be used to easily...

Credit is easily available and can be used to easily pay for online purchases. Reviewed on: 6th July 2026

Effortless hassle free transaction process

Effortless hassle free transaction process Reviewed on: 6th July 2026

Overall a great experience.

Overall a great experience. Easy to follow steps set out to be consumer friendly. Customer service around the clock made me feel secure. Reviewed on: 6th July 2026

Very professional & website easy to follow .

Very professional & website easy to follow . No issues whatsoever! Reviewed on: 6th July 2026

Very convenient and easy to use.

Very convenient and easy to use. It’s very clear and the app is very intuitive Reviewed on: 6th July 2026

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