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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147887 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147887)

Feeling safer using PayPal

I always use PayPal when buying online as it makes me feel safe. Reviewed on: 5th June 2026

Great and sort issues fast

Great and sort issues fast very happy Reviewed on: 5th June 2026

It's great and easy to use.

It's great and easy to use. The customer service is accurate and helpful. Payments are made easier for large items as you can spread the cost over months. It's a simple and easy service to use. I use PayPal Credit all the time! Reviewed on: 5th June 2026

Like how PayPal credit can now be used as a credit c...

Like how PayPal credit can now be used as a credit card and you don't incur interest immediately if you only pay the minimum payment Reviewed on: 5th June 2026

Found easy to use and good for options

Found easy to use and good for options Reviewed on: 5th June 2026

Flying on the budget.

PayPal credit is very good to parcel the costs with the Ryanair flights. It helps us to do tourism on a budget without affecting your monthly salary. Reviewed on: 5th June 2026

Excellent and useful support

Paypal is present in my day to day spendings and never fails me. It's a great support when you don't have enough cash. Reviewed on: 5th June 2026

Easy to send and receive monies .

Easy to send and receive monies . Easy to see you in and out history. Peace of mind transactions knowing your money and purchases are safe . Reviewed on: 5th June 2026

Surprisingly efficient service

fast and efficient, clear communications, easy to use interface. Reviewed on: 5th June 2026

Stress free

Never had any problems, always satisfied with results when communicating Reviewed on: 5th June 2026

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