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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (79810 reviews)

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4.90

Based on 79,810 reviews, last reviewed 21st Apr 2026

2675400% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I highly recommend PayPal PayPal credit is easy to use, convenient and an excellent choice for buying something larger and paying over 3 months interest free. Reviewed on: 21st April 2026

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (79810)

joined PayPal in 2003 and it keeps getting better

I am a very long standing client and have never any issues with products or services. The security is on point, updates to the app are always great. I do not get bombarded with emails. It is a great and well trusted, no nonsense brand. It has evolved to adding far more than just an eBay payment method, I am using it more and more. Reviewed on: 6th April 2026

PayPal. There when I need it.

I’ve been using PayPal credit on and off for years. Always available when I need it, whether it’s for birthdays, house and car improvements or something else like treating myself. I would say that I have no problem with letting people know that I would highly recommend this valuable service. Cheers. Reviewed on: 6th April 2026

Excellent tool

Very easy to use and an excellent tool to ease the burden of payments. Reviewed on: 6th April 2026

Very simple to use, easy to repay at your own schedu...

Very simple to use, easy to repay at your own schedule & pay nil interest. Couldn’t be simpler Reviewed on: 6th April 2026

Very easy to use and transparent about when charges...

Very easy to use and transparent about when charges will happen, when there is an offer of interest free period etc. The only thing that is a bit strange is that when you pay by bank transfer the PayPal credit, it takes a few days to process and take the payment from the bank account and makes me wonder if it went through by the deadline or not. Reviewed on: 6th April 2026

Really good user interface on the app!

Really good user interface on the app! Reviewed on: 6th April 2026

Easy to complete and no hassle transactions

Easy to complete and no hassle it was straight forward to complete the transaction. The statements we’re clear and I could set up a direct debit to pay off. Reviewed on: 6th April 2026

It’s better than other bank

I didn’t use too much but it’s good Reviewed on: 6th April 2026

Great service, very happy and clear charges

Great service, very happy and clear charges Reviewed on: 6th April 2026

Perfect for my needs, for every day use and for thos...

Perfect for my needs, for every day use and for those rainy days too Reviewed on: 6th April 2026

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