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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147883 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147883)

.money lack of

when you need a helping hand they are there Reviewed on: 5th June 2026

Flexibility and peace of mind

I have been using PayPal for more than 10 years, and my experience has been excellent. One of the features I appreciate most is Buy Now, Pay Later options. The Pay in 4 interest-free plan has helped me spread the cost of purchases over several months, making budgeting much easier. I have also used the Pay in 3 option many times, and it has always worked smoothly and reliably. The application process is simple, payments are easy to manage, and I receive reminders so I never miss a payment. Over the years, PayPal has provided a secure, convenient, and trustworthy way to shop online. The flexibility of their payment options has been incredibly helpful, and I would highly recommend PayPal to anyone looking for a safe and easy way to manage purchases and payments. Reviewed on: 5th June 2026

Easy, simple, wouldnt change it.

Never had any issues, easy to use, easy to make payment and gives you information on how to psy it back if you fo not want to pay any interest which is great to show. Reviewed on: 5th June 2026

Great support for me & the family

Paypal Credit has been a great support in times when I needed a simple, clear, no fuss credit option for urgent purchases. The terms are fair and the process is user-friendly with strong customer service Reviewed on: 5th June 2026

Great service.

Great service. Easy monthly payments with no interest. Reviewed on: 5th June 2026

Always helpful and good finance options affordable

Always helpful and good finance options affordable Reviewed on: 5th June 2026

Excellent service, always good.

Excellent service, always good for easy payments and receipts Reviewed on: 5th June 2026

Supported and Human

I have been a PayPal member since 2002 and have never felt not supported whenever I have had an issue. Your not just a customer you’re are a real person in PayPals eyes! Knowing you have that support when needed is very reassuring. Reviewed on: 5th June 2026

Everything is so straightforward and easy to underst...

Everything is so straightforward and easy to understand Reviewed on: 5th June 2026

Excellent

Easy to use, good customer service Reviewed on: 5th June 2026

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