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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Great experience.

Excellent service, always great ways to support any financial needs. Reviewed on: 6th July 2026

Always reliable, safe and professional.

Always reliable, safe and professional. A trusted finance provider. Reviewed on: 6th July 2026

It’s great to use.

It’s great to use. Simple and allows for complete control of how to use and manage your account Reviewed on: 6th July 2026

The only and safest way to shop online.

I have been exclusively using PayPal for my online purchases for 10 years or more, they have been a great help with any disputes that have arisen very quickly, and much safer than direct to company site's, I've no intention of changing it in any way at all,well deserved 5 stars. Reviewed on: 6th July 2026

Great pay in 3 helps to spread the cost

Great pay in 3 helps to spread the cost Reviewed on: 6th July 2026

I’ve always had a superb experience when talking to...

I’ve always had a superb experience when talking to customer service Reviewed on: 6th July 2026

Every time I needed help I could count on your custo...

Every time I needed help I could count on your customer service Reviewed on: 6th July 2026

It has came in very handy when I was stuck, it was e...

It has came in very handy when I was stuck, it was easy to apply and I got to use it straight away Reviewed on: 6th July 2026

It’s easy to use and reliable.

It’s easy to use and reliable. I’ve been using it for years and am happy with it! Reviewed on: 6th July 2026

Excellent service and I’ve had no issues at all

Excellent service and I’ve had no issues at all Reviewed on: 6th July 2026

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