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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147872 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147872)

Fantastic and easy to use Helps plan payments and mo...

Fantastic and easy to use Helps plan payments and money. No interest and charges which is fantastic if paid within timescales. Makes large purchases easier and manageable Reviewed on: 5th June 2026

Good and practice.

Good and practice. Very friendly app Reviewed on: 5th June 2026

Is convenient and safe.

Is convenient and safe. I have been using PayPal for many years now and never had any issues. Reviewed on: 5th June 2026

Shopping with Paypal

Easy to use service, tempting but helpful Reviewed on: 5th June 2026

Great experience and the app is very efficient and e...

Great experience and the app is very efficient and easy to use. Reviewed on: 5th June 2026

My PayPal POV

I’ve been a PayPal customer for a few years now. I found PayPal online banking convenient the handy app on my phone. Competitive rates of credit and earning points as I spend beneficial. I now have PayPal debit card. Reviewed on: 5th June 2026

Ease and clarity of use.

Ease and clarity of use. Interesting offers. Very helpful in an unstable world of finance. Reviewed on: 5th June 2026

Makes life easier

Super easy to use, customer service are quick and efficient. Reviewed on: 5th June 2026

Simply the best

It's the fastest and easiest way of getting credit on anything that you want. Very convenient and straight forward. Thank you Reviewed on: 5th June 2026

Good service every time.

Good service every time. Never had problems so far. Reviewed on: 5th June 2026

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