Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80099 reviews)

View other PayPal products

4.90

Based on 80,099 reviews, last reviewed 21st Apr 2026

2702100% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick, easy and trusted payment Always quick, easy and trusted payment with affordable payment options when needed Reviewed on: 21st April 2026

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (80099)

Never had a problem i use PayPal because I trust Pay...

Never had a problem i use PayPal because I trust PayPal. Reviewed on: 6th April 2026

Easy enough to use

Not easy to actually speak to a human being. Very much automated service Reviewed on: 6th April 2026

Useful and available when ever I need access to funds.

Useful and available when ever I need access to funds. Reviewed on: 6th April 2026

When with money taken out of my acct, that is not su...

When with money taken out of my acct, that is not supposed to the response I got was impressive. And it was sorted fast. Reviewed on: 6th April 2026

Excellent customer care support , always provide ade...

Excellent customer care support , always provide adequate infomration Reviewed on: 6th April 2026

Good credit options from PayPal

A good credit offer, easy to set up, with interest free option Reviewed on: 6th April 2026

Easy to use site.great site

Easy to use site. Easy to use which makes any transaction easy Reviewed on: 6th April 2026

Very easy to use and no need to give private...

Very easy to use and no need to give private details Reviewed on: 6th April 2026

Since I’ve been with PayPal the service has been pos...

Since I’ve been with PayPal the service has been positive and when applied for credit has not been questionable or rejected. I feel they are fair to my needs and have given me a great service and yes they lending me money and want some profit in doing so which is understandable but I’m sure and honest to say would like it easier on pay back Reviewed on: 6th April 2026

Great Service

Honest reliable source who cover you and have your back if anything goes wrong Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 36686 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub