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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Good and easy to use but not available most of retai...

Good and easy to use but not available most of retailer Reviewed on: 6th July 2026

Transparency - explicitly - easy to use

Transparency - explicitly - easy to use Reviewed on: 6th July 2026

Always very easy to use when purchasing

Always very easy to use when purchasing or using the PayPal credit / pay in three options. Never had an issue. Reviewed on: 6th July 2026

Super easy to set up.

Super easy to set up. I like how you get points too Reviewed on: 6th July 2026

No cover from scam seller

Was scammed by merchant who never sent anything, then after realising complaint they sent cheap item not what was ordered and paypal wasn't interested as had delivery information Reviewed on: 6th July 2026

Easy to submit payments and useful to use various in...

Easy to submit payments and useful to use various instalments plans based on preference. Massive facility to have the 4 months on 0% APR. Reviewed on: 6th July 2026

Great communication!

Great communication! Very helpful when I contacted the customer service Reviewed on: 6th July 2026

Always the best.

Always fast service never any issues Reviewed on: 6th July 2026

Great benefits

PayPal offers competitive benefits for it's customers such as pay in 3 or 4 installments not just in retail but also travel industry. I've used this to book hotels and flights. I've never had a problem and their customer service is top tier. Reviewed on: 6th July 2026

PayPal is easy to use and makes online payments quic...

PayPal is easy to use and makes online payments quick and secure. I’ve used it for shopping and sending money without any major issues. The app is user-friendly, and transactions are usually processed quickly. I would definitely recommend PayPal to anyone looking for a reliable online payment service. Reviewed on: 6th July 2026

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