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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147860 reviews)

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4.73

Based on 147,845 reviews, last reviewed 2nd Jul 2026

4457750% increase in 5 star reviews

in the past 90 days

13000% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy, quick. Easy, quick. Buying something in Euros but the system just handled it easily Reviewed on: 2nd July 2026

Latest lowest rating:

1

Dislike their lack repayment notifications Constant issues with paypal credit. Then I get a red letter through the door demanding tiny amounts which affects my credit. Probably my fault for not... Read more Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147860)

Polecam,

Jestem zadowolony z usług, wszystko działa płynnie I jest czytelne Reviewed on: 5th June 2026

Need to win to pay off my pay pay credit

If I’m honest, I think pay pal are good. But I really would like to win the money to pay off my pay pal credit debt. Reviewed on: 5th June 2026

Easy transactions and safe.

Easy transactions and safe. Customer service quick and easy to use always helpful Reviewed on: 5th June 2026

Irefunds

I do a lot through pay pal and when something didn’t show up I was refunded straight away Reviewed on: 5th June 2026

Paypal / my go to

great service / options to split payments and credit are really helpful customer service always helpful . Reviewed on: 5th June 2026

Helpful friendly staff and easy to use platform.

Helpful friendly staff and easy to use platform. Good communication on offers, discounts and alerts Reviewed on: 5th June 2026

Good safe way to pay, and excellent customer suppprt

Good safe way to pay, and excellent customer suppprt Reviewed on: 5th June 2026

When I got my PayPal credit

Since I got my PayPal credit, it has allowed me to start building my credit score and has given me the chance to manage my finances and purchases effectively by using the 4th month interest-free. I just love my credit, it is now my oldest credit I have. Reviewed on: 5th June 2026

Easy to use

Easy to use and makes online purchases safe. Easy to use the credit to spread the costs of more expensive items. Reviewed on: 5th June 2026

It's easy to use, and the options to pay in 3 or fou...

It's easy to use, and the options to pay in 3 or four months interest free is really helpful Reviewed on: 5th June 2026

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