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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,226 reviews, last reviewed 21st Apr 2026
2714000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always great service got through to agent quickly Always got through to agent quickly and all were polite and helpful Reviewed on: 21st April 2026
Vernon s's avatar
Vernon s

Latest lowest rating:

2

Not bad but you can find better deals Not bad but you can find better deals Reviewed on: 21st April 2026
Pablo E's avatar
Pablo E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80226)

Love PayPal have used it for years.

5
Love PayPal have used it for years..excellent customer service. Reviewed on: 6th April 2026
Sharon Mclaughlin's avatar
Sharon Mclaughlin

Paypal credit give you a opportunity to spend withou...

5
Paypal credit give you a opportunity to spend without having massive chunks taken out! It has saved me loads of times x Reviewed on: 6th April 2026
Lucy g's avatar
Lucy g

The variety of payment options is excellent.

5
The variety of payment options is excellent. Reviewed on: 6th April 2026
Shane S's avatar
Shane S

Great for Special Buys

5
I used PayPal Credit to purchase a new phone and got an interest free deal Reviewed on: 6th April 2026
Victoria King's avatar
Victoria King

PayPal has saved me many times!

5
PayPal has saved me many times! Thank you PayPal Credit ! Reviewed on: 6th April 2026
Danail Borisov's avatar
Danail Borisov

Best One of the best in the market.

5
One of the best in the market. .smooth and widely accepted. Their physical card is game changer Reviewed on: 6th April 2026
Srinivasan V's avatar
Srinivasan V

Pay in 3 with Mastercard is great

5
0% Interest Pay In 3 Is fantastic, especially since the addition of a physical master card that you can add to your apple wallet. Enables you to spread the cost of larger purchased across a few months with no interest. The app is great, simple and the few times I have had to contact support the process has been simple and efficient. Reviewed on: 6th April 2026
JT's avatar
JT

PayPal offers speed, convenience & security

5
I like the convenience and speed of using PayPal when online shopping. I feel safer when seeing the PayPal logo as a payment option! Reviewed on: 6th April 2026
Neill R's avatar
Neill R

I'm very happy to use PayPal all time

5
I'm very happy to use PayPal all time Reviewed on: 6th April 2026
Iwona N's avatar
Iwona N

Easy safe to useto use and feel really safe using it

5
Easy to use and feel really safe using it Reviewed on: 6th April 2026
Goodl's avatar
Goodl

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