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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Understand My statement

My experiences so far has been great. I needed to understand my statement and so gave them a call and someone took time to explain things to me which was great. Reviewed on: 6th July 2026

PayPal Credit: Amazing Versatility

PayPal Credit has been an amazing financial provider - it is easy to use and make payements to. Its versatility has been strengthened by the PayPal Card, but even before then, you could connect your card to Curve and use your balance for physical transactions, as well as with platforms which don't use PayPal services. Reviewed on: 6th July 2026

Efficient and timely and good communication

Efficient and timely and good communication Reviewed on: 6th July 2026

Always easy to use.

Always easy to use. App is clear and simple to use can pay in variety of ways using different payment methods Reviewed on: 6th July 2026

My experience has been absolutely great especially a...

My experience has been absolutely great especially after having a PayPal credit card Reviewed on: 6th July 2026

Always used PayPal to use for a secure payment and i...

Always used PayPal to use for a secure payment and if ever needed help customer services where great Reviewed on: 6th July 2026

Great for shopping online

Very easy to use when shopping on tik tok Reviewed on: 6th July 2026

When we need help

Its there when I need help the most Reviewed on: 6th July 2026

PayPal is really a Pal

PayPal has supported me so much through financial troubles by being accessible through pay in 3 and credit. Reviewed on: 6th July 2026

Simple to use, accessible credit provider.

Simple to use, accessible credit provider. Reviewed on: 6th July 2026

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