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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,338 reviews, last reviewed 21st Apr 2026
2724400% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service. Never ever had a problem with PayPal. Always handled my transactions professionally. Payments were always paid on time. Would highly recommend. Reviewed on: 21st April 2026
Rawlins J's avatar
Rawlins J

Latest lowest rating:

2

Not bad, just I cannot have any cash flow through Pa... Not bad, just I cannot have any cash flow through PayPal, to many limits and unknown rules what I do not get it, as I know workers who have PayPal and... Read more Reviewed on: 21st April 2026
Iulian's avatar
Iulian
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (80338)

Easy site to use and allows flexibility to spread pa...

5
Easy site to use and allows flexibility to spread payments Reviewed on: 6th April 2026
Teresa 's avatar
Teresa

Amazing service

5
I have been using Paypal for many years and have enjoyed being a customer. I ran into an issue with an ebay buyer where I was scammed and Paypal was very efficient in helping me resolve this matter. Reviewed on: 6th April 2026
MoonaT's avatar
MoonaT

...my PayPal

5
PayPal always there to help and resolve your problem asap very good customer service no complaints I have been using them for quite a few years now . No complaints from me. Reviewed on: 6th April 2026
Sandrablacker 's avatar
Sandrablacker

Great for big purchases but it’s not always clear ho...

5
Great for big purchases but it’s not always clear how you do the pay in 3 option interest free Reviewed on: 6th April 2026
ShellF's avatar
ShellF

Really easy to use.

5
Really easy to use. Some vendor provide long term emi plans like upto 24 months 0% interest. Really like it Reviewed on: 6th April 2026
Abdullah Asif's avatar
Abdullah Asif

Great service,keep up the good work.

4
PayPal,has enabled me to buy things I need n have.helped me purchase these items. Reviewed on: 6th April 2026
Edmond Paterson's avatar
Edmond Paterson

Great service,keep up the good work.

4
PayPal,has enabled me to buy things I need n have.helped me purchase these items. Reviewed on: 6th April 2026
Edmond Paterson's avatar
Edmond Paterson

Budget friendly

5
PayPal credit gives you 4 months interest free for purchases over £100 which came in handy when I needed to make a large purchase and also able to spread my monthly payment is an added bonus Reviewed on: 6th April 2026
Amelia A's avatar
Amelia A

WORRY FREE PAYMENTS.

5
PayPal literally takes all the worry out of paying for things. Had PayPal since it came out and never had a problem. Reviewed on: 6th April 2026
Elle's avatar
Elle

PayPal credit for the easy way to pay!

5
PayPal credit is ideal for making online purchases, it’s quick and easy to use, and occasionally you get offers with certain vendors giving you 3 or 4 months interest free when using PayPal credit. Statements are easily accessible and it has also helped to improve my credit score. Reviewed on: 6th April 2026
NattyP's avatar
NattyP

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