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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147807 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147808)

Easy to use and convenient payment option

PayPal Credit has been a useful payment option for me. It allows me to make purchases when needed and manage repayments in a way that suits my budget. The online account is easy to navigate, statements are clear, and payments are simple to make. I've found the service convenient and dependable, and it has made online shopping more flexible. Reviewed on: 5th June 2026

pread the cost of larger purchases

Useful for larger purchases allowing me to spread their cost Reviewed on: 5th June 2026

Loving PayPal

I just love PayPal it is amazing Reviewed on: 5th June 2026

It’s always easy with PayPal...

It’s always easy with PayPal, and it takes the stress out of purchasing by spreading the cost Reviewed on: 5th June 2026

Easy, safe way to buy.

Easy, safe way to buy. Streamlines purchases with the bonus of buyer protection Reviewed on: 5th June 2026

I use PayPal to buy things I like or need.

I use PayPal to buy things I like or need. It could be very helpful. Reviewed on: 5th June 2026

Interest free options are amazing

I use pay over 3 months interest free for my regular purchases & pay nothing for 4 months interest free on larger purchases. These facilities are fantastic. The best way to pay for purchases & very secure. Reviewed on: 5th June 2026

Paypal credit helps manage larger purchases

I usePaypal credit regularly to manage larger purchases. Its really helpful to be able to pay off over a longer period than a standard credit card. Reviewed on: 5th June 2026

I like paypal.

I like paypal.Never had any issue. Reviewed on: 5th June 2026

Used PayPal credit to purchase new golf clubs.

Used PayPal credit to purchase new golf clubs. Money was available within 3 minutes excellent service. Reviewed on: 5th June 2026

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