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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Safe and secure payment method

PayPal is very easy to use, safe and reliable highly recommended for both debit and credit card transactions. Reviewed on: 6th July 2026

Fabulous

Pay pal made it easy for me to pay overonths and I can afford to get the cloths and gadgets I need and been good to deal with payal Reviewed on: 6th July 2026

Great Experience

Never had a problem with PayPal good customer service Reviewed on: 6th July 2026

Good offers with flexible arrangements

Good offers with flexible arrangements Reviewed on: 6th July 2026

Easy to pay online, easy communication

Easy to pay online, easy communication Reviewed on: 6th July 2026

PayPal credit is very flexible and convient

PayPal credit is very flexible and convient Reviewed on: 6th July 2026

When ever I have needed something

When ever I have needed to buy something it’s been reassuring to know that I have PayPal credit to use. I’m a single mum of two working full time and can sometimes struggle to spoil my children this gives me the option Reviewed on: 6th July 2026

PayPal Credit Excellent

No problem with PayPal Credit all went smoothly and PayPal were very good so no complaints whatsoever, would use again. Reviewed on: 6th July 2026

Fab used pay pal and pay pal credit for years...

Fab used pay pal and pay pal credit for years Reviewed on: 6th July 2026

Paypal is very convenient to use and simple, just a...

Paypal is very convenient to use and simple, just a couple of clicks and verification and shopping is paid for. The various ways to pay makes life easier and more flexible too. Reviewed on: 6th July 2026

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