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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,585 reviews, last reviewed 21st Apr 2026
2747200% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best I think is the most smart an trusted credit company Reviewed on: 21st April 2026
Ramo's avatar
Ramo

Latest lowest rating:

2

This is not easy. This is not easy. I always has a problem with your application. Every thing is very difficult to find. Reviewed on: 21st April 2026
Mehdi S's avatar
Mehdi S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (80585)

One of the biggest advantages is PayPal’s Buyer Prot...

5
One of the biggest advantages is PayPal’s Buyer Protection. If something you buy online doesn’t arrive or isn’t as described, you can often get your money back. That’s a big safety net compared to paying by bank transfer. Reviewed on: 6th April 2026
LJ's avatar
LJ

PayPal is easy to use and very user-friendly.

5
PayPal is easy to use and very user-friendly. The customer support is also excellent. Reviewed on: 6th April 2026
shusil satyal's avatar
shusil satyal

It's excellent and efficient when using PayPal to bu...

5
It's excellent and efficient when using PayPal to buy things online Reviewed on: 6th April 2026
Patrick o's avatar
Patrick o

SWITCHED ON

5
YOU CALL THEM AND THEY ANSWER - QUICKLY. YOU SPEAK TO THEM AND THEY LISTEN - AND SORT IT. YOU GO ON THEIR SITE AND ITS SIMPLE - AND EFFECTIVE. THEY NOTIFY YOU OF WHAT YOU NEED TO KNOW - AND EXPLAIN IT. YOU FEEL SAFE WITH THEM - AND THAT MATTERS. ULTIMATELY THEY MAKE SENSE - AND THEY CARE. THANK YOU PAYPAL - FOR EXISTING. Reviewed on: 6th April 2026
KEL S's avatar
KEL S

One-click financing at checkout

5
Hussle free process. You typically get 0% interest for 4 months on purchases. Good for spreading the cost of larger purchases without paying extra—if you repay on time. Convenient checkout Useful for frequent PayPal users Reviewed on: 6th April 2026
Cillah's avatar
Cillah

Always had a great experience with PayPal .

5
Always had a great experience with PayPal . Had to get a refund for an engine a while back and because we used PayPal . It was easy no stress . Use it often for payments and also use other features . Reviewed on: 6th April 2026
Gemma H's avatar
Gemma H

The Review

5
It’s a solid app and credit. Nice to be able to use the cards on Apple Pay now. Reviewed on: 6th April 2026
Tugay Gorur's avatar
Tugay Gorur

Easy, swift way of spending.

5
Easy, swift way of spending. You can pay your balance with PayPal balance or bank. Set up a direct debit so you don’t miss payment. You get reminded when payments due. Reviewed on: 6th April 2026
F Shaha's avatar
F Shaha

So simple and easy.

5
So simple and easy to use. Good tools to keep track of payments on time! Even return possible and refund was done with our any problems. Reviewed on: 6th April 2026
Malgorzata Brodziak's avatar
Malgorzata Brodziak

Great ang quick service.

5
Great ang quick service. Plenty of payment options available, like credit/debit card and paypal credit. Reviewed on: 6th April 2026
Big's avatar
Big

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