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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Easy to use.

Easy to use. You have access to all the information needed to enable you make an informed decision for different payments types Reviewed on: 6th July 2026

Easy to use with great offers.

Easy to use with great offers. Even though I am not a. Very tech person I found it very easy to do payments and transfers through PayPal. Reviewed on: 6th July 2026

Been with PayPal for many years, it’s always been my...

Been with PayPal for many years, it’s always been my safe and secure place to spend online. Always use it when buying.. just peace of mind Reviewed on: 6th July 2026

........

Excellent service I'm happy with PayPal Reviewed on: 6th July 2026

Love the choice of paying by PayPal.

Love the choice of paying by PayPal. I can afford things I would not ordinarily be able to buy. This enriches my life greatly Reviewed on: 6th July 2026

Range of payment methods

There are many places that accept PayPal and PayPal credit. This make it easier to buy with time to spread costs over a few months. I feel safe when undertaking transactions with PayPal. Frequently using pay in 3, credit or straight purchase. Reviewed on: 6th July 2026

Great Payment Flexibiltiy!

I’ve had a great experience with PayPal Credit. It’s easy to use, payments are straightforward to manage, and it’s been really helpful for spreading the cost of purchases. I’d definitely recommend it. Reviewed on: 6th July 2026

Really good

Been using it for a while great product Reviewed on: 6th July 2026

Pay Pal is convenient and easy to use

Pay Pal is convenient and easy to use Reviewed on: 6th July 2026

Very convenient and secure financial paying system.

Very convenient and secure financial paying system. Reviewed on: 6th July 2026

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