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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147769)

Reliable.

5
Reliable. Always good to be protected. Reviewed on: 4th June 2026

I find paypal easy to use if i need to purchase some...

5
I find paypal easy to use if i need to purchase something but cant pay in full then i buy through my paypal account to pay in 3 easy payments which is better for me i would recommend as its easy and they take your payments when they are due so you have no worries about missing payments Reviewed on: 4th June 2026

Easy to deal with professional and friendly

5
Easy to deal with professional and friendly Reviewed on: 4th June 2026

Fantastic and safe service and I feel safe with purc...

5
Fantastic and safe service and I feel safe with purchasing through my PayPal. Would recommend to all and never had an issue and if I did it’s always rectified Reviewed on: 4th June 2026

Very helpful and convenient

5
Very helpful when I needed it could Reviewed on: 4th June 2026

I love PayPal and it's availability of pay in 3 as i...

5
I love PayPal and it's availability of pay in 3 as it allows me to make purchases I wouldn't usually be able to, without extortionate interest being added Reviewed on: 4th June 2026

Excellent customer service

4
I’ve had excellent customer service from paypal. anything i have needed help with, they have helped me, with courtous and helpful staff Reviewed on: 4th June 2026

Good customer service Very good on customer service

5
Very good on customer service staff being helpful on phone to solve my payment problems Reviewed on: 4th June 2026

Always good.

5
Always good. Paypal credit has always worked out very well for me and buying bigger purchases. Reviewed on: 4th June 2026

Love everything about PayPal, quick and easy to use.

5
Love everything about PayPal, quick and easy to use. Makes buying things very easy, and it is safe and convenient. Reviewed on: 4th June 2026

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