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PayPal: PayPal Credit reviews

4.90
Based on 80,701 reviews, last reviewed 21st Apr 2026
2758200% increase in 5 star reviews
in the past 90 days
8000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ist class love using it so eaay tell all my friends... Ist class love using it so eaay tell all my friends about it all the time Reviewed on: 21st April 2026
Marcus's avatar
Marcus

Latest lowest rating:

2

This is not easy. This is not easy. I always has a problem with your application. Every thing is very difficult to find. Reviewed on: 21st April 2026
Mehdi S's avatar
Mehdi S

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80701)

Ease of use, flexible repayment options.

5
Ease of use, flexible repayment options. Reviewed on: 6th April 2026

Easy and convenient

5
Always used PayPal to pay for many things and also receive payment for goods really useful Reviewed on: 6th April 2026

Very easy

5
Just love using palpal and easy to use Reviewed on: 6th April 2026

Great, speedy and helpful.

5
Great, speedy and helpful. Works everytime, safe and secure Reviewed on: 6th April 2026

Easy and user friendly.

5
Easy and user friendly. Good frequent communication. Reviewed on: 6th April 2026

Never a problem

5
Never had any problems using their services, which I have used since they became involved with EBay Reviewed on: 6th April 2026

Credit the easy. Way

5
Once you've got a credit line approved it's so easy to spread the cost interest free. Have used many times and never incurred interest. One month due to an error on my part, the minimum payment got missed. PayPal were great and understood what had occurred and waived the late payment fee. Love PayPal in all its forms! Reviewed on: 6th April 2026

Top notch

5
Never had a problem using paypal easy payments on lots of sites and the option to arrange payment options as well as a credit option. i also use paypal for payments for my business and never had a problem Reviewed on: 6th April 2026

At the time I needed it, I was granted the PayPal c...

5
At the time I needed it, I was granted the PayPal credit it has been absolute life saver for me and the 4 months interest free. Is another amazing part of it. Reviewed on: 6th April 2026

Consistent Customer Service

5
Any time I’ve had cause to contact PayPal, I’ve had excellent customer service responses - I definitely prefer dealing with associates on the phone as it promotes a more efficient outcome. Reviewed on: 6th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review