Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80800 reviews)

View other PayPal products

4.90

Based on 80,800 reviews, last reviewed 21st Apr 2026

2767300% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Reliable and convenient payment platform I've had the best experience with PayPal offering fast transactions, but strong security and making online payments very convenient Reviewed on: 21st April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (80800)

PayPal is easy to use.

PayPal is easy to use. It's amazing that you get interest free purchases if you pay within a certain period Reviewed on: 6th April 2026

Versatile and seamless way to manage purchases

Versatile and seamless way to manage purchases Reviewed on: 6th April 2026

Great experience very fast and easy to use

Great experience very fast and easy to use Reviewed on: 6th April 2026

The best!

Everything is so easy and user friendly Reviewed on: 6th April 2026

PayPal credit is an efficient service.

PayPal credit is an efficient service. Reviewed on: 6th April 2026

Correct allocation of payments and credits with time...

Correct allocation of payments and credits with timely advance notice Reviewed on: 6th April 2026

Paypal is sometimes hard to use.

Paypal is sometimes hard to use. Even when signed in it doesn't let you know when payment hasn't went through Reviewed on: 6th April 2026

Excellent Service Fast, Secure & Reliable

I’ve had a really great experience using PayPal. It’s easy to use, payments go through quickly, and I feel confident knowing my transactions are protected. It’s become my go-to for both personal and business payments! Reviewed on: 6th April 2026

Easy to use.

Easy to use. Very safe online. When making a payment, you just need to log in to your pay pal account. Reviewed on: 6th April 2026

Well done! paypal

Very good experience with paypal Reviewed on: 6th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.92 from 3681 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Loan
from Snap Finance 4.90 from 369 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 37035 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub