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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147681 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147681)

I think it is great that the limit can be increased...

I think it is great that the limit can be increased over time, I wish the 4 month interest free offers would go once you’ve covered it rather than waiting until it’s time is up. Reviewed on: 4th June 2026

Amazing approach to provide rewards to customers for...

Amazing approach to provide rewards to customers for using the service Reviewed on: 4th June 2026

I have been using PayPal for more than 10 years and...

I have been using PayPal for more than 10 years and have always found it to be secure, reliable, and easy to use. I’ve never had any major issues and feel confident using it for online payments.” Reviewed on: 4th June 2026

Good one in credit cards and pay later

Good one in credit cards and pay later Reviewed on: 4th June 2026

Overall helpful

Paypal has always been pretty easy and straightforward to use. However, I don’t always understand how the payment are delayed when i try to make a payment. Reviewed on: 4th June 2026

Unbelievable work.

Unbelievable work.im happy to use PayPal.day by day Ill be use more PayPal.also I was suggesting all my family and friend to use PayPal.its sure that in future only use PayPal.really enjoy it. Reviewed on: 4th June 2026

Great service and easy to use.

Great service and easy to use. Always safe and reliable. Reviewed on: 4th June 2026

Great company to deal with and their customer servic...

Great company to deal with and their customer service is highly recommended Reviewed on: 4th June 2026

Simple secure masking your own card efficiently

I buy sell online, also use for friends and family. It has been secure and convenient always. Once i had used customer service for a dispute resolution, the service was excellent. I do use PP debit card as well. Fantastic all in one solution. Reviewed on: 4th June 2026

* Great Experience with PayPal Credit

I’ve been using PayPal Credit for almost a year, and my experience has been excellent. The service is easy to use, payments are simple to manage, and it has given me extra flexibility when making purchases. Overall, it’s been a convenient and reliable credit option. Reviewed on: 4th June 2026

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