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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I've never had an issue using this service and can h...

I've never had an issue using this service and can highly recommend it. Reviewed on: 6th July 2026

Easy to use and hassle free.

Easy to use and hassle free. Can be used in most places with virtual or physical card Reviewed on: 6th July 2026

If I ever have a problem they sort it, can't rate th...

If I ever have a problem they sort it, can't rate them highly enough Reviewed on: 6th July 2026

Pay in 3 makes larger easier to buy.

Pay in 3 makes larger easier to buy. Reviewed on: 6th July 2026

Great service

PayPal has always been the most trusted payment method I have used. Disputes get resolved fairly, credit options are great. Very satisfied with the service. Quick and easy to send and receive money, very convenient. Reviewed on: 6th July 2026

All good, happy with PayPal credite

All good, happy with PayPal credite Reviewed on: 6th July 2026

Used for a decade, always clear and easy to use.

Used for a decade, always clear and easy to use. Reviewed on: 6th July 2026

Secure and quick services and payments

Secure and quick services and payments Reviewed on: 6th July 2026

I use PayPal for expensive items and easy to spread...

I use PayPal for expensive items and easy to spread the cost. Also for online payments for added extra protection. Excellent service. Always safe when you log on with extra security. Reviewed on: 6th July 2026

Making payments towards PayPal Credit can take a whi...

Making payments towards PayPal Credit can take a while to clear even though they are made from added bank account. Otherwise PayPal Credit option is very helpful. Reviewed on: 6th July 2026

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