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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Smooth , easy , clear , good communication, frequent...

Smooth , easy , clear , good communication, frequent offers . Highly recommended Reviewed on: 6th July 2026

Easy to access and processed quickly

Easy to access and processed quickly Reviewed on: 6th July 2026

easy access...

Kept up to date with my account and very easy access when needed Reviewed on: 6th July 2026

love papal getting rewards and having 3-4 months int...

love papal getting rewards and having 3-4 months interest free Reviewed on: 6th July 2026

Convenient and practical

Been using PayPal for years. It's both safe and convenient Reviewed on: 6th July 2026

Security for all

Easy to use, great that you can raise problems with vender. Safest way to pay Reviewed on: 6th July 2026

My use of paypal

Always use PayPal for around 90% of my purchases. I especially like the pay in 3 function. Reviewed on: 6th July 2026

Love PayPal, great deals for using their services.

Love PayPal, great deals for using their services. Love the points system. Reviewed on: 6th July 2026

I have never had an issue with PayPal, in fact the o...

I have never had an issue with PayPal, in fact the opposite. PayPal always give me piece of mind whether that’s for purchasing something online or use of their credit function. Reviewed on: 6th July 2026

Helpful provider

Easier .. provide pay in 3. Settled a payment dispute for me Reviewed on: 6th July 2026

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