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PayPal: PayPal Credit reviews

4.73
Based on 147,512 reviews, last reviewed 2nd Jul 2026
4442350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026
Jo K's avatar
Jo K

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026
Shy Lee's avatar
Shy Lee

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147634)

Easy to use and feels secure

5
Easy to use and feels secure. Im not very good at buying things online but Paypal makes it easy Reviewed on: 4th June 2026

simple to use

5
Very useful service, simple to use, quick and easy Reviewed on: 4th June 2026

To Fundraise and Pay for My Rescued Romanian Dogs

5
I use PayPal to collect funds and to pay for my stray dogs and dogs in public shelters that I have rescued from Romania from being killed by the authorities there. Reviewed on: 4th June 2026

Great way to pay easy quick and safe

5
Great way to pay easy quick and safe Reviewed on: 4th June 2026

Paypal is great overall for everything.

5
Paypal is great overall for everything. Reviewed on: 4th June 2026

Very happy with PayPal credit, flexible and easy to...

5
Very happy with PayPal credit, flexible and easy to manage Reviewed on: 4th June 2026

I used PayPal often to protect my payments.

5
I used PayPal often to protect my payments. Their PayPal credit line is also very helpful when I need to stretch out payments for items. Reviewed on: 4th June 2026

Always have had a positive experience using PayPal,...

5
Always have had a positive experience using PayPal, quick easy does what I need it to do. Reviewed on: 4th June 2026

Excellent service /good customer service

4
Excellent service /good customer service Reviewed on: 4th June 2026

Always reliable withe excellent app

5
Always reliable withe excellent app Reviewed on: 4th June 2026

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