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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80896 reviews)

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4.90

Based on 80,896 reviews, last reviewed 22nd Apr 2026

2776100% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Not bad not excellent Not bad could improve on somethings Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80896)

Great facility but be aware of their resolutions team.

Great facility and so easy to use online. However, if things go wrong, which in my case was making an extra payment of £1000 toward my balance and it taking 3 attempts to go through, they immediately withdrew all of my interest free offers and backdated the interest they'd given me on my 0% offers and added £400 charges on my account. The joke is my DD was paid, this was an additional payment which they recieved just took me 3 go's over 10 minutes and they stiffed me. Customer ser ices was useless and it took me over a month to get half resolution which I had to settle for. So £200 out of pocket. This was they only time I've had an issue, apart from that it's been sweet for years. Reviewed on: 6th April 2026

User friendly and very adequate r

User friendly and very adequate. Never has to ask for help Reviewed on: 6th April 2026

Innovative and effective ways to pay

Paying through PayPal has always been a straightforward and easy option. It has become as easy as a bank transfer and a lot more people and companies are excepting this method of payment Reviewed on: 6th April 2026

I have made use of PayPal credit several times over...

I have made use of PayPal credit several times over the past few years taking advantage of their great offers and interest-free periods. Reviewed on: 6th April 2026

Always been a value added service.

Always been a value added service. Trying to reduce my cc bill has proven a timeous process. Reviewed on: 6th April 2026

fast purchases and reliable

I use it for online purchases and it’s fast and very vey secured Reviewed on: 6th April 2026

4 months free credit

Paypal has given me the opportunity to buy Xmas presents stress free knowing I have 4 months to pay it off interest free Reviewed on: 6th April 2026

Good experience

Good experience simple to understand and excellent service Reviewed on: 6th April 2026

Never had a problem with the app or the service alwa...

Never had a problem with the app or the service always available Reviewed on: 6th April 2026

Easy to use with plenty of options to pay back.

Easy to use with plenty of options to pay back. Good app Reviewed on: 6th April 2026

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