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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Excellent throughout start to finish

Excellent throughout start to finish Reviewed on: 6th July 2026

PayPal makes everyday payments feel easy and safe.

PayPal makes everyday payments feel easy and safe. Transactions are quick, the app is clear, and I always feel protected. Whenever I’ve needed help, their support has been kind and efficient. It’s a service I trust and genuinely enjoy using. Reviewed on: 6th July 2026

Simple and good

Simple, user friendly and good value Reviewed on: 6th July 2026

I have used pay pal credit for over a year now.

I have used pay pal credit for over a year now. It’s a great thing to have and good value for money. I have only had 1 issue with it where 2 transactions that I didn’t recognise came out but I contacted customer services as soon as I noticed and they got it all sorted and put the money back onto the account. Very helpful and highly recommend Reviewed on: 6th July 2026

Secure and trusted

I have used PayPal for many years and have always found PayPal to be trusted and secure when purchasing or having payment plans that suit my budget. Sending payments or receiving through buying or selling on ebay or other online business's is stress free, easy and most definatley provides the protection needed. Reviewed on: 6th July 2026

Good hard to get in touch if needed

Good hard to get in touch if needed Reviewed on: 6th July 2026

Excellent service and speed value for money no hassl...

Excellent service and speed value for money no hassle with payment Reviewed on: 6th July 2026

So easy to use and interest free if you pay back in...

So easy to use and interest free if you pay back in the stated time ,Third time i have used it with no problems .Winner !!!!!!!!! Reviewed on: 6th July 2026

Great for for providing 3 monthly payment methods

Great for for providing 3 monthly payment methods Reviewed on: 6th July 2026

Comes in very handy when needed to buy something onl...

Comes in very handy when needed to buy something online Reviewed on: 6th July 2026

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