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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147587 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147588)

Seriously Excellent

Buy from Ebay a lot. Lots of other companies and sites. Never had a problem that eBay customer support could not sort out. Reviewed on: 4th June 2026

Great service

Fantastic. Was perfect for what I wanted Reviewed on: 4th June 2026

The smartest way to pay for things on the Planet!

It wouldn't be one of the smartest ways to pay for things Worldwide, and it wouldn't be one of the most successful enterprises in the World since its inception in 2002. I think I've used it since then. Always breathtakingly fast and never an outage in that time. I've transfered money to my daughter, my friends, paid for vast amounts of merchandise and fuelled a very busy eBay account, both for sales and buying! A wonderful tool, (though at times its fees & exchange rate do come under scrutinity) and open lines of short-term credit and Pay-in-3 have made it an invincible operator! So easy to use and safe it is a reward in itself! Now, there's PayPal+ the loyalty rewards programme that makes it a friend with benefits everytime you spend you earn points for charity or yourself! As we say here in Wales "Bendegedig!" which translates as 'fantastic, blessed and brilliant' all at once! Reviewed on: 4th June 2026

Excellent

I've used PayPal for years and they've even sorted out problems I've occured with products I've bought from people/company's Reviewed on: 4th June 2026

Excellent card

Very good and easy to set up and security is great Reviewed on: 4th June 2026

Great for expensive purchases for example I bought a...

Great for expensive purchases for example I bought a TV using PayPal credit and was interest free for 3 months! Reviewed on: 4th June 2026

My Pal my PayPal

Just hassle free & always easy to use I call you my Pal. Reviewed on: 4th June 2026

The interest is a little high, but helpful when maki...

The interest is a little high, but helpful when making online payments Reviewed on: 4th June 2026

PayPal has been so easy for me to use for years an t...

PayPal has been so easy for me to use for years an that means I can always count on it for all kinds of purchases k make Reviewed on: 4th June 2026

When you need there help

Only needed a couple of times the office help but always had the best help Reviewed on: 4th June 2026

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