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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 80,925 reviews, last reviewed 22nd Apr 2026
2778900% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

One of the most reliable apps always developing to k... One of the most reliable apps always developing to keep up with my needs Reviewed on: 22nd April 2026
Hesham h's avatar
Hesham h

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80925)

Do not go for it

1
Despite setting default payment as credit for the online purchases the amount is deducted from bank account Reviewed on: 6th April 2026
Altaf's avatar
Altaf

Complete trust

5
This is by far the most secure app. Reviewed on: 6th April 2026
Mihaela i's avatar
Mihaela i

Good informative and kept updated on my account

5
Good informative and kept updated on my account Reviewed on: 6th April 2026
Caroline k's avatar
Caroline k

Easy to use & excellent service!

5
Easy to use & excellent service! Reviewed on: 6th April 2026
Tim P's avatar
Tim P

PayPal is quick, easy and convenient.

5
PayPal is quick, easy and convenient. Reviewed on: 6th April 2026
Prasant G's avatar
Prasant G

been so helpfull and easy especially now i figured o...

5
been so helpfull and easy especially now i figured out how to addit to my wallet to use whenever and wherever Reviewed on: 6th April 2026
Demi leigh's avatar
Demi leigh

Easy to apply and quick to be accepted.

5
Easy to apply and quick to be accepted. Great way to budget for pricier purchases by either paying the minimum or greater amounts over a 4 month period. Reviewed on: 6th April 2026
Victoria's avatar
Victoria

Pay in 3 months 0% is a good idea

5
Pay in 3 months 0% is a good idea Reviewed on: 6th April 2026
Marcus W's avatar
Marcus W

Great way to spread the costs

5
I use paypal alot. I use it to spread tne cost of larger items, Or just a food shop. Paypal has helped me alot. These oh financially hard times. Reviewed on: 6th April 2026
Leigh D's avatar
Leigh D

Fantastic service

5
Never had an issue getting finance or credit from PayPal. Service is great on 0% terms etc. always a reminder when the next payment is due. Reviewed on: 6th April 2026
Michael S's avatar
Michael S

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