Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

i used paypall when i traveled to pakistan for Air T...

i used paypall when i traveled to pakistan for Air Ticket and i paid it back in 3 months nice and easy. It was too good and straight forward. Reviewed on: 6th July 2026

Paypal is so easy to use

Paypal is so easy to use at the checkout and no need to enter your card details. All done for you and totally secure. Their customer service is excellent as well. Reviewed on: 6th July 2026

Easy to use and very safe.

Easy to use and very safe. Customer service team are also helpful and efficient Reviewed on: 6th July 2026

Always good and safe for me to use

Always good and safe for me to use Reviewed on: 6th July 2026

Easy to use, quick and reliable.

Easy to use, quick and reliable. Never fails to impress with the prompt process of purchasing items. Reviewed on: 6th July 2026

Always been easy to use, never had any problems with...

Always been easy to use, never had any problems with them. Reviewed on: 6th July 2026

PayPal is great for pay in 3 payments interest free,...

PayPal is great for pay in 3 payments interest free, credit apr is cheaper than most credit cards Reviewed on: 6th July 2026

Easy to use

Always smooth transactions, clear communication. Never had any issues Reviewed on: 6th July 2026

Excellent service, great protection and easy to use

Excellent service, great protection and easy to use Reviewed on: 6th July 2026

They are always 'up front', not hiding any charges.

They are always 'up front', not hiding any charges. On the times I've had to contact them, they always explain things simply. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub