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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147520 reviews)

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4.73

Based on 147,512 reviews, last reviewed 2nd Jul 2026

4442350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Highly recommended. Highly recommended. Very easy and convenient to use. All very straightforward. Reviewed on: 2nd July 2026

Latest lowest rating:

2

Not helpful I have been with PayPal for many years and there have been a few problems I have had with payments and scams and they have not been resolved correctly Reviewed on: 2nd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147520)

Great advantages

Very useful and helps when things are tight giving longer to pay for your purchases. I like to use the pay in 3 option if I can or the interest free option for a larger purchase Reviewed on: 4th June 2026

Very efficient when speaking to customer service

Very efficient when speaking to customer service Reviewed on: 4th June 2026

the paypal credit feature is so useful

the paypal credit feature is so useful to use to help spread the cost of things, easy to manage payments too Reviewed on: 4th June 2026

PayPal are awesome.

PayPal are absolutely brilliant, when I had a few money issues they were extremely supportive and helpful even when I was back on my feet they were still there if I needed them. Reviewed on: 4th June 2026

Love the security of using PayPal, if something goes...

Love the security of using PayPal, if something goes wrong either a transaction they sort it out for you Reviewed on: 4th June 2026

I like using PayPal Credit because it gives you inte...

I like using PayPal Credit because it gives you interest free periods as well as points when shopping. Reviewed on: 4th June 2026

Credible

I like how efficient and easy it’s to use PayPal. Have never had any problems using my account. Reviewed on: 4th June 2026

Great app

Love using PayPal, always feel like I’m paying securely Reviewed on: 4th June 2026

Best customer care always

Best customer care at all time. With pay in 3 and easy split among 4 months credit always easy to manage Reviewed on: 4th June 2026

PayPal is my preferred way of payment online.

PayPal is my preferred way of payment online. Peace of mind Reviewed on: 4th June 2026

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