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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (80951 reviews)

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4.90

Based on 80,951 reviews, last reviewed 22nd Apr 2026

2781400% increase in 5 star reviews

in the past 90 days

8100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always happy purchasing with laypal as any issues al... Always happy purchasing with laypal as any issues always get sorted Reviewed on: 22nd April 2026

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (80951)

Totally enjoying using PayPal credit.

Totally enjoying using PayPal credit. Especially earning points have really been useful Reviewed on: 6th April 2026

Great CX.

Great CX. Great UX in app & online. V good in resolving the few disputes ŵ merchants that I’ve had. Reviewed on: 6th April 2026

Ive used PayPal credit for a few years now and recen...

Ive used PayPal credit for a few years now and recently the PayPal credit card and I hope ill be using them for years to come Reviewed on: 6th April 2026

Good customer service and seamless transactions.

Good customer service and seamless transactions. Reviewed on: 6th April 2026

My first choice credit card for online protection

Always informed of payment schedule with plentiful days in advance and always an easy to understand statement of recent activity to hand 24 hours a day .I personally use PayPal credit card for all eBay and other online retailer's for added protection. Reviewed on: 6th April 2026

Helpful and trustworthy,good to have as a backup whe...

Helpful and trustworthy,good to have as a backup when things go wrong or just to treat yourself orcotgsrs Reviewed on: 6th April 2026

very easy to use and great options to pay

very easy to use and great options to pay, the choice are great either pay in full or over 3 months or longer if required, very clear and easy to use website Reviewed on: 6th April 2026

PayPal credit is so user friendly it makes it very e...

PayPal credit is so user friendly it makes it very easy to get started and manage. Reviewed on: 6th April 2026

Excellent ,I have not had any issues since I started...

Excellent ,I have not had any issues since I started using PayPal credit,am glad ,it always gives me peace of mind Reviewed on: 6th April 2026

Easy to use and always have great deals will definit...

Easy to use and always have great deals will definitely be using more often Reviewed on: 6th April 2026

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