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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147435 reviews)

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4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147436)

I have always used paypal and love the way it's so e...

I have always used paypal and love the way it's so easy to pay with paypal and i only trust them if i have a problem they are quick to resolve it for me and I love the pay in 3 and the credit option I always use paypal as a way to pay because the are so trustworthy Reviewed on: 4th June 2026

Always effortles transactions through PayPal, make o...

Always effortles transactions through PayPal, make online purchases so much easier Reviewed on: 4th June 2026

Easy to use, and the new points system is brilliant

Easy to use, and the new points system is brilliant Reviewed on: 4th June 2026

Easy to use, easy to payback.

Easy to use, easy to payback. Even better since I have a physical card that I can users inside shops Reviewed on: 4th June 2026

Making life easier

Great choice of products and always expanding to suit customer needs Reviewed on: 4th June 2026

Being able to pay in 3 is extremely helpful when you...

Being able to pay in 3 is extremely helpful when you don’t have the funds to hand. Reviewed on: 4th June 2026

My only complaint is I wish pay of my credit by Visa...

My only complaint is I wish pay of my credit by Visa card I wish the payment was instantly noticed and updated and not have to wait a few days to show on the account. Reviewed on: 4th June 2026

PayPal’s efficiency

PayPal is very efficient when it comes to customer protection and support. They have several times helped to recover my refund from retailers. They are always available to make me understand my billing if there’s anything I do not understand. Reviewed on: 4th June 2026

I’m happy that it protects my payments

I’m happy that it protects my payments, and I really love the Pay in 3 option as things can sometimes take a big chunk of money at once. It has helped me replace things that I couldn’t afford to buy outright. The credit card is okay too, although it’s very easy to keep using it and then suddenly realise the balance has become quite high. Because of that, I’m paying it off monthly and hoping to avoid any interest charges, as I’d prefer to keep the balance at zero and only use it if I ever need it for an emergency. Overall though, I’m very happy with PayPal. Reviewed on: 4th June 2026

Easy Quick Safe

Easy Quick Safe; clear instructions of payments, easily understandable interest and repayments; app very easy to use; reminder always sent before due payments; Reviewed on: 4th June 2026

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