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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I will only buy online with PayPal, on the 2 occasio...

I will only buy online with PayPal, on the 2 occasions I have experienced a poor purchase PayPal have been very helpful to refund my cost Reviewed on: 6th July 2026

Paypal is user-friendly

Paypal online credit purchase system is very user-friendly. Reviewed on: 6th July 2026

PayPal is an excellent service.

PayPal is an excellent service. I have used for many years and found their service efficient and they customer service is very beneficial. Reviewed on: 6th July 2026

Always helpful and good to have interest free payments

Always helpful and good to have interest free payments Reviewed on: 6th July 2026

Excellent! .

I’ve been using PayPal for many years. It is quick and efficient. PayPal credit is excellent value and an easy way to spread payments. Reviewed on: 6th July 2026

Always helpful when spreading the cost of things and...

Always helpful when spreading the cost of things and a secure and safe way to pay giving peace of mind. Reviewed on: 6th July 2026

Hi PayPal have pretty much been there when I need as...

Hi PayPal have pretty much been there when I need assistance in a fraudulent transaction and helping me not lose my money and with there credit card you can buy now and pay later fantastic service Reviewed on: 6th July 2026

Always had very good customer service,and easy acces...

Always had very good customer service,and easy access to help if needed.the statements are great ,as it’s so easy to access any information you need.i find it helpful knowing what I owe,and all details very easy to understand Reviewed on: 6th July 2026

I downloaded the app and everything has been running...

I downloaded the app and everything has been running smoothly with no problems Reviewed on: 6th July 2026

Really transparent and accessible banking features.

Really transparent and accessible banking features. Customer service helped m get money back from an illegal bill also. Can't fault it. Has everything that high street bank has but is more ubiquitous due to its online features. Reviewed on: 6th July 2026

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