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PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147348)

Makes life Easy

5
PayPal is simply an easy and convenient way to make payments and track spending. If only more retailers allowed it as a payment method Reviewed on: 4th June 2026

My experience has been good so far.

5
My experience has been good so far. I have been using the app for a while now and it has been very helpful and useful to have a good understanding about what is app and how to get help form the customer support team when ever I need help Reviewed on: 4th June 2026

Amazing app and great service

5
Since they released their credit cards it has been easier to use PayPal for store payments, and my ex husband is able easily purchase things for our children. The new points service is really good too. Reviewed on: 4th June 2026

It’s been amazing through and through

5
It’s been amazing through and through Reviewed on: 4th June 2026

Excellent customer service support

5
Excellent customer service support Reviewed on: 4th June 2026

Good must use for day to day shopping

5
Good must use for day to day shopping Reviewed on: 4th June 2026

Perfect good

5
Fast payments plenty opshens easy to understand Reviewed on: 4th June 2026

My experience

5
Feel the platform is safe, secure, easy to use Reviewed on: 4th June 2026

Just an excellent service.

5
Just an excellent service. I highly recommend Reviewed on: 4th June 2026

I found paying with PayPal credit very useful especi...

5
I found paying with PayPal credit very useful especially the 4 months interest free for purchases over £99.00. Reviewed on: 4th June 2026

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