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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Pay in 3 is just for me

I just love the pay in 3 interest free. It really helps me to buy the thinks I need and stay in budget. Reviewed on: 6th July 2026

My go to, when checking out online.

My go to, when checking out online. I always feel more secure. Reviewed on: 6th July 2026

Easy to apply and use, and interest free for 4 month...

Easy to apply and use, and interest free for 4 months which helped me buy a new washing machine from AO. Grat idea and service! Reviewed on: 6th July 2026

Reassurance, feel happy with the app, how easy and u...

Reassurance, feel happy with the app, how easy and useful it is fir transactions! Reviewed on: 6th July 2026

Mike review 26

Papal has been extremely helpful Also reasonably secure up to now As I have been hacked takes too long to get through to pay pal that's my only concern Reviewed on: 6th July 2026

Always very easy to use and always secure

Always very easy to use and always secure Reviewed on: 6th July 2026

Always use PayPal and never had have a problem

Always use PayPal and never had have a problem Reviewed on: 6th July 2026

Good app for credit & following packages.

Good app for credit & following packages. Reviewed on: 6th July 2026

Very good

Very good costomer service, safe trensaction Reviewed on: 6th July 2026

Excellent customer service sorts everything in no ti...

Excellent customer service sorts everything in no time and Paypal credit is awesome Reviewed on: 6th July 2026

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