Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147289 reviews)

View other PayPal products

4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147289)

Great way to start paying for goods great service an...

Great way to start paying for goods great service and a very good app every thing is connected to your account PayPal credit the smart way to pay Reviewed on: 3rd June 2026

Very easy and simple to use.

Very easy and simple to use. It’s quick to set up and can be used on the phone which is so easy Reviewed on: 3rd June 2026

I have had nothing but good experiences with paypal.

I have had nothing but good experiences with paypal. I have been using the service for over 5 years and in all that time I have honestly had zero issues. I use Paypal credit, Pay in 3 and also the Crypto service and they all work flawlessly. I have made business payments and also friends and family payments and everyone receives money on time and in a clear format. I even make use of the order tracking feature which is very helpful. Reviewed on: 3rd June 2026

Simple easy to navigate, prompt responses.

Simple easy to navigate, prompt responses. Always good outcomes Reviewed on: 3rd June 2026

Great service

Easy to use and such a good service Reviewed on: 3rd June 2026

The Perfect Budgeting Tool for Large Online Purchases

Paypal Credit is Great for Large Online Purchases,was very easy to make my purchase and statements very easy to understand. Reviewed on: 3rd June 2026

Really easy to use and I feel reassured using it...

Really easy to use and I feel reassured using it Reviewed on: 3rd June 2026

Easy to navigate and convenient.

Easy to navigate and convenient. Good deals and offers with 0% interest Reviewed on: 3rd June 2026

Good for payment and good that you can earn points...

Good for payment and good that you can earn points Reviewed on: 3rd June 2026

It was swift and easy to use.

It was swift and easy to use. It's a one stop mini bank that helps you navigate the pressure of funds not readily available Reviewed on: 3rd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Novuna Personal Finance 4.74 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78646 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub