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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 81,210 reviews, last reviewed 22nd Apr 2026
2805500% increase in 5 star reviews
in the past 90 days
8100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very convenient and user friendly. Very convenient and user friendly. Reviewed on: 22nd April 2026
Rebecca B's avatar
Rebecca B

Latest lowest rating:

2

Its no Klarna or clearpay Its no Klarna or clearpay in terms of paypal doesn't give reminders about making payments to paypal credit so you end up getting in more debt with lat... Read more Reviewed on: 21st April 2026
Loz's avatar
Loz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (81210)

PayPal is always a good payment option.

5
PayPal is always a good payment option. Safe and reliable Reviewed on: 7th April 2026
Simon W's avatar
Simon W

Excelent and I am super satisfied

5
Excelent and I am super satisfied Reviewed on: 7th April 2026
Lena Lena's avatar
Lena Lena

Paypal Credit Ten out of Ten

5
I have found Paypal Credit to be very useful allowing me to spread the cost of purchasing goods over a number of months. Reviewed on: 7th April 2026
Lesley AM's avatar
Lesley AM

Very helpful company and handy to have as a payment...

5
Very helpful company and handy to have as a payment option. Can easily set up payments and set up your cards to suit your needs. Suitable for all and would highly recommend to family and friends. Definitely reliable. Reviewed on: 7th April 2026
Joanna's avatar
Joanna

Very easy to use, have been with them for a while no...

5
Very easy to use, have been with them for a while now very happy with the level of service Reviewed on: 7th April 2026
Susan M's avatar
Susan M

PayPal is the rolls Royce of online banking

5
I have used pay pay for a good few years now and I have never experienced any trouble making transactions, genuinely very safe and secure very highly recommended, as I have mentioned to family and friends to join PayPal in the past and would let others know in the future. Reviewed on: 7th April 2026
Gurpreet S's avatar
Gurpreet S

Transactions easily done

5
Used PayPal credit for turntable and coffee machine. Rates are good, they inform you in good time when you need to make a payment. Everything is easy through the App. Reviewed on: 7th April 2026
Sean F's avatar
Sean F

It is just so easy to use

5
It is just so easy to use and used to be just an easy way to pay for stuff but then Crypto and 0% payment came along and it became a better offering Reviewed on: 7th April 2026
Paul C's avatar
Paul C

Paypal credit

5
I love paypal credit because you can purchase things and pay off the credit within 4 months interest free. Due to religious reason i am not to take or give interest therefore this comes in very handy when i need to make a big purchase as i can pay off the credit in installments. Its very easy to use and straight forward. Reviewed on: 7th April 2026
Zara's avatar
Zara

Been a customer for over 10 years.

5
Been a customer for over 10 years. Always reliable and amazing service. Best credit service you can get its a shame more people don’t use it. Reviewed on: 7th April 2026
AGA's avatar
AGA

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