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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

PayPal Credit has been fantastic..

PayPal Credit has been fantastic for me—it's been a reliable option whenever I've needed a little extra flexibility. It's always been there when I've needed it most. Reviewed on: 6th July 2026

The over £90 interest free for 4 months is cool.

The over £90 interest free for 4 months is cool. However everyone does that. And after 4m the interest is insane. Reviewed on: 6th July 2026

PayPal is always my go-to when making purchases.

PayPal is always my go-to when making purchases. So simple and offers great flexibility Reviewed on: 6th July 2026

Paypal is easy to use

Found it very easy to set up and use takes the hassle out of transactions. Reviewed on: 6th July 2026

Money made simple

It’s just so straightforward, simple financial assistance when you need it Reviewed on: 6th July 2026

PayPal is the best

PayPal are perfect at everything Reviewed on: 6th July 2026

It’s a good service, the 4 months interest free work...

It’s a good service, the 4 months interest free work great for me. You should consider increasing the months interest free for purchases that go over £600 for example. Reviewed on: 6th July 2026

Love PayPal

I’ve used PayPal for years and years wouldn’t be happy buying anything without use of PayPal! It’s also enabled me to buy things I couldn’t afford out right and put it on PayPal credit which is being a lifesaver for me thank you PayPal! Reviewed on: 6th July 2026

Hassle free and safe payments great service

Hassle free and safe payments great service Reviewed on: 6th July 2026

Great service

Quick, easy, good value. Great service to use. Reviewed on: 6th July 2026

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