Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

Good service use them all the time

Good service use them all the time Reviewed on: 6th July 2026

PayPal credit the best service

Excellent I just think it is easy to use PayPal credit to make purchases etc Reviewed on: 6th July 2026

Clear response when contacting customer service.

Clear response when contacting customer service. Reviewed on: 6th July 2026

Ive never had an issue so never had to use the custo...

Ive never had an issue so never had to use the customer servive. But over all i prefer to use paypal Reviewed on: 6th July 2026

PayPal Credit & customer support

PayPal customer support are always happy to help with any issues or queries. I like PayPal credit as I know there is always someone on the phone wanting to help Reviewed on: 6th July 2026

PayPal - A convenient and reliable way to pay

I’ve had a consistently great experience using PayPal. It’s fast, secure, and incredibly easy to use across websites, apps, and even in‑person transactions. One of the things I appreciate most is how smoothly it handles payments—whether I’m shopping online, sending money to friends, or checking out on marketplaces, PayPal keeps everything simple and stress‑free. The security features are excellent, too. Knowing that my financial information isn’t shared directly with sellers gives me real peace of mind. On the rare occasions I’ve needed support, PayPal’s resolution process has been clear and efficient, which makes a huge difference. Overall, PayPal has become one of my go‑to payment methods because it’s trustworthy, user‑friendly, and widely accepted. It just works—and it works well. Reviewed on: 6th July 2026

I have always had excellent service from your staff.

I have always had excellent service from your staff.YOu provide a very very important financial service World over Reviewed on: 6th July 2026

Organized and efficient.

Organized and efficient. Good service. Reviewed on: 6th July 2026

PayPal quick fast reliable

Great app and online easy to use use PayPal for loads online or via virtual card in Google pay. Reviewed on: 6th July 2026

The economy

Excellent service .very professional Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub