Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147283 reviews)

View other PayPal products

4.73

Based on 147,219 reviews, last reviewed 1st Jul 2026

4429350% increase in 5 star reviews

in the past 90 days

12900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (147284)

Trusted payment method.

When I had an issue with a fraudulent transaction. Customer service was brilliant. I always use PayPal when its an option due to the extra layer of security. Reviewed on: 3rd June 2026

Easy to use app, great financial products available,...

Easy to use app, great financial products available, notifications useful Reviewed on: 3rd June 2026

Very good and excellent service .

Very good and excellent service . Reviewed on: 3rd June 2026

Easy to use.

Easy to use. Like having everything in one place. Reviewed on: 3rd June 2026

No issues straight forward always able to do what i...

No issues straight forward always able to do what i need wheather it is money coming in or out the account Reviewed on: 3rd June 2026

Buying goods through Papal is very quick easy and ab...

Buying goods through Papal is very quick easy and above all it’s safe Reviewed on: 3rd June 2026

Very reliable always; I always shop using PayPal as...

Very reliable always; I always shop using PayPal as its so convenient and protects buyers. Reviewed on: 3rd June 2026

It’s a credit line, and the experience is that of a...

It’s a credit line, and the experience is that of a credit line! The four months interest free feature is nice. Reviewed on: 3rd June 2026

Paypal has been an absolute godsend.

Paypal has been an absolute godsend. I dont know how I managed without it! Its so simple to use and the card is a fantastic addition. Paypal has changed the way I shop for the better. The option between 0% and pay in 3 months is great Reviewed on: 3rd June 2026

Simple an easy

Quick an easy to use, would recommend highly Reviewed on: 3rd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.71 from 3758 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78641 reviews
Payments
from PayPal 4.71 from 3758 reviews
Credit card
from PayPal 4.70 from 100 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub