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PayPal: PayPal Credit reviews

4.90
Based on 81,361 reviews, last reviewed 22nd Apr 2026
2819300% increase in 5 star reviews
in the past 90 days
8200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love using PayPal it safe and convenient I’ve neve... I love using PayPal it safe and convenient I’ve never had problem with PayPal and when I had problem it’s always sorted and it’s very good Reviewed on: 22nd April 2026
F S's avatar
F S

Latest lowest rating:

1

No customer protection Ordered car springs from a supplier, they were obviously the wrong ones (far too short). Supplier refused a refund. Opened PayPal case, they refused t... Read more Reviewed on: 22nd April 2026
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Restless

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81362)

Love PayPal

5
I have never had a problem and the app is easy to navigate Reviewed on: 7th April 2026

All was excellent, good performance.

5
All was excellent, good performance. The process is simple. Reviewed on: 7th April 2026

Website easy to navigate.

5
Website easy to navigate. Card ordering was easy too. Reviewed on: 7th April 2026

It been a good experience and value for money and ti...

5
It been a good experience and value for money and time as always Reviewed on: 7th April 2026

Easy credit, but be smart!

5
Easy finance than makes sense if you don't miss payments and incur interest. Reviewed on: 7th April 2026

you can use it anywhere you want and easily

5
you can use it anywhere you want and easily Reviewed on: 7th April 2026

PayPal credit - so much better than a credit card

5
PayPal credit has given me the opportunity to purchase goods I know i can afford but I just need some additional breathing space to pay for Reviewed on: 7th April 2026

PayPal is the only safe way to pay.

5
PayPal is the only safe way to pay. Reviewed on: 7th April 2026

Love 4 months interest free

5
I use PayPal credit mainly for 4 months free credit. I can see, pay off as I can, and know the date I start to incur interest. Now have a physical card as well but not yet used Reviewed on: 7th April 2026

Great options on ways to pay; varied choice and acc...

5
Great options on ways to pay; varied choice and accepted across shopping outlets; trusted and secure; i always use PayPal when I can is my first choice every time when purchasing online Reviewed on: 7th April 2026

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