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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Very pleased and happy with the easy way to navigate...

Very pleased and happy with the easy way to navigate the site and with the money. Reviewed on: 6th July 2026

Love PayPal

I love using PayPal I feel it’s a safe way to shop Reviewed on: 6th July 2026

Great experience, easy to use, great customer servic...

Great experience, easy to use, great customer service and excellent communication. I would definitely recommend to a friend. Reviewed on: 6th July 2026

Fantastic card for unforseen circumstances

The fact that Paypal credit continues to give 4 months to pay on purchases over £99 allows you to control your finances better whilst having piece of mind in those financial emergency situations. Reviewed on: 6th July 2026

Great service

Always available when I need it - always great value Reviewed on: 6th July 2026

100% SATISFIED

I have found paypal to be good especially with payment options. BNPL is a life saver Reviewed on: 6th July 2026

Excellent customer service on the phone always put t...

Excellent customer service on the phone always put things right Reviewed on: 6th July 2026

Buy it now

I have used pay in 3 and I have used credit it is so good and helpful when you need to buy something and you have not got the miney Reviewed on: 6th July 2026

PayPal, positive experience

PayPal has been a reliable and convenient payment platform for me. Transactions are fast, the interface is easy to use, and I appreciate the added security when making online purchases. Sending and receiving money is straightforward, and customer support has been helpful whenever I’ve needed assistance. Overall, it’s a trusted service that makes managing online payments simple and secure. Reviewed on: 6th July 2026

Buy with confidence

If I’ve had issues PayPal have sorted it with no fuss Reviewed on: 6th July 2026

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