Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 147,219 reviews, last reviewed 1st Jul 2026
4429350% increase in 5 star reviews
in the past 90 days
12900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Top Notch I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026
Sue's avatar
Sue

Latest lowest rating:

1

Love PayPal but not PayPal credit Great if you want it but difficult to cancel the PayPal credit. I think PayPal credit is purposefully confusing to hook people in. My mother didn’t re... Read more Reviewed on: 1st July 2026
Maria b's avatar
Maria b

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (147257)

High APR, but excellent service.

5
High APR, but excellent service. Reviewed on: 3rd June 2026

Pay in 3

5
Pay in 3 no interest makes makes life so much easier Reviewed on: 3rd June 2026

Easy to use and very good for pay in 3

5
Easy to use and very good for pay in 3 Reviewed on: 3rd June 2026

One stop shop for shopping

5
One stop shop for shopping - having it on apple pay is genius! Reviewed on: 3rd June 2026

PayPal is excellent for me.

5
PayPal is excellent for me. very good customer service. Reviewed on: 3rd June 2026

I love PayPal it’s save and brilliant to pay in 3 it...

5
I love PayPal it’s save and brilliant to pay in 3 it helps me be able to buy more Reviewed on: 3rd June 2026

Always use paypal - Safe and quick

5
Always use paypal - Safe and quick Reviewed on: 3rd June 2026

been great every time ive interacted with them, Bril...

4
been great every time ive interacted with them, Brilliant customer service and peace of mind, knowing your money is secure Reviewed on: 3rd June 2026

It okay I suppose

4
Ok I suppose. Been using for years, only thing ide say is they could make better contact regarding payments that are due as if you miss a payment by accident it goes against your credit score for 2 years Reviewed on: 3rd June 2026

Ive only had to ring couple times but both times onc...

5
Ive only had to ring couple times but both times once got thou was nice and polite and helpful Reviewed on: 3rd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 78630 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 99 reviews
    PayPal
    View all products