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PayPal: PayPal Credit reviews

4.90
Based on 81,625 reviews, last reviewed 22nd Apr 2026
2844200% increase in 5 star reviews
in the past 90 days
8400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve always had a pleasant experience using PayPal a... I’ve always had a pleasant experience using PayPal and although I haven’t needed customer service I’m sure they do an excellent job. The app is easy t... Read more Reviewed on: 22nd April 2026
MISS M's avatar
MISS M

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026
Varian H's avatar
Varian H

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81626)

The customer is in control , with monthly reminders...

5
The customer is in control , with monthly reminders from PayPal- you stay in control Reviewed on: 7th April 2026

Very convenient

5
Easy transactions, useful easy to apply and set up. Reviewed on: 7th April 2026

very reliable and i try to use sites that accept pa...

5
very reliable and i try to use sites that accept paypal as it makes me feel safe Reviewed on: 7th April 2026

It’s been amazing.

5
It’s been amazing. PayPal has been incredibly helpful from managing my finances, payments to disputes and issues. I also really like that I am not giving my card number to retailers and can pay via PayPal instead! Reviewed on: 7th April 2026

PayPal gives me security and peace of mind

5
PayPal gives me security with any purchases. In fact I would not purchase on line if they do not take PayPal. In today’s world of worry of being scammed I know I have PayPal looking after me. If you want that security I can, without reservation, recommend using PayPal. Reviewed on: 7th April 2026

If you need it, it’s the most easiest form of credit...

5
If you need it, it’s the most easiest form of credit to control, informs you of everything you need to know, no tricks! Reviewed on: 7th April 2026

Has been a safe and reliable way to pay.

5
Has been a safe and reliable way to pay. I dont think I have paid interest either which is a massive plus Reviewed on: 7th April 2026

Easy to use clear instructions no body bothering you...

5
Easy to use clear instructions no body bothering you not to many emails. Understand payment terams. Reviewed on: 7th April 2026

PayPal credit is a game changer with 0 interest for...

4
PayPal credit is a game changer with 0 interest for 4 months! Reviewed on: 7th April 2026

Never had a problem with PayPal.

5
Never had a problem with PayPal. Reviewed on: 7th April 2026

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Help others make smarter decisions by sharing your own experience. Write a review