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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147214 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147214)

Excellent Service

Secured transactions without bank cards details with third party providers Reviewed on: 3rd June 2026

Very reliable, I am very happy to use PayPal

Very reliable, I am very happy to use PayPal Reviewed on: 3rd June 2026

It’s quick fast and great rates I’m using PayPal for...

It’s quick fast and great rates I’m using PayPal for years now and it’s been great and always safe purchases Reviewed on: 3rd June 2026

Financial ally!

PayPal credit is really helpful for helping me to finance larger purchases - it really helps at Christmas when spending can get out of hand. It helps me to afford things I otherwise might not be able to, so it improves my quality of life in that sense. Reviewed on: 3rd June 2026

Reliable

Reliable, and always feel assured if I made transaction through Paypal Reviewed on: 3rd June 2026

Very professional and friendly good customer service

Very professional and friendly good customer service Reviewed on: 3rd June 2026

Always good easy to keep track on things resolve pro...

Always good easy to keep track on things resolve problems quickly Reviewed on: 3rd June 2026

Great service

Great service. Happy with account Reviewed on: 3rd June 2026

My experience with PayPal Credit has been very posit...

My experience with PayPal Credit has been very positive. The application process was quick and straightforward, payments were easy to manage online, and I found the service convenient for making purchases when needed. The account information was clear, and I appreciated the flexibility and ease of use provided by PayPal Credit. Reviewed on: 3rd June 2026

Excellent value and services.

Excellent value and services. Very responsive colleagues. Extremely safe to transact. Reviewed on: 3rd June 2026

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