Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81727 reviews)

View other PayPal products

4.90

Based on 81,727 reviews, last reviewed 22nd Apr 2026

2853400% increase in 5 star reviews

in the past 90 days

8400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy to use, integrates well with retailers, no issues Easy to use, integrates well with retailers, no issues Reviewed on: 22nd April 2026

Latest lowest rating:

1

I'm doing this because I don't win anything. I'm doing this because I don't win anything.Its not like im gonna win this. Reviewed on: 22nd April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (81727)

A Helping Hand Through Thick and Thin

I have used paypal for more than a decade and I couldn't have made it through the ups and downs in my finances allowing me to pay for stuffs that I need when I don't have direct cash available and their services are flawless. The payment options and the customer services are always there when needed. Reviewed on: 7th April 2026

Easy to use and always available

Easy to use and always available Reviewed on: 7th April 2026

Excellent

Easy to use & very flexible payment options. Reviewed on: 7th April 2026

Quick, transparent and cash flow

The service is transparent, quick to use, quick to overpay and monitor my current status on payments. I understand the psychology behind the credit system, and appreciate it makes me spend more, but I keep in mind it helps my cash flow. I use it to justify and spread costs out and the ease of use definitley allows me to make multiple purchases making me feel more enabled to make positive changes to my life within my spending. Especially on bigger one off purchases. I.e. technology items, car parts etc. Reviewed on: 7th April 2026

I had a great customer experience with staff being e...

I had a great customer experience with staff being extremely helpful and also the friendly nature of people who work for them Reviewed on: 7th April 2026

Easy and convenient

Easy to navigate and convenient as most online retailers stores allow PayPal to purchase items. Reviewed on: 7th April 2026

Can't get over how great PayPal is, it's wonderful a...

Can't get over how great PayPal is, it's wonderful and easy. Love it! Reviewed on: 7th April 2026

PayPal has never let me down in 20 years.

PayPal has never let me down in 20 years. No fuss, no problem. Reviewed on: 7th April 2026

I feel safe using PayPal and the credit facility all...

I feel safe using PayPal and the credit facility allows me to buy any expensive items I might need. Reviewed on: 7th April 2026

I regularly use PayPal as a secure means of payment...

I regularly use PayPal as a secure means of payment when purchasing from the likes of ebay and AliExpress. It's quicker and more secure than entering card details. I use PayPal Credit to spread the cost of larger purchases, interest free over 4 months which allows me to take advantage of special offers and promotions for the things I need across a broad range of retailers Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Better Off Calculator
from Policy in Practice 4.79 from 481 reviews
Payments
from PayPal 4.92 from 3682 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 37441 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub