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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Good experience and easy to use. Would recomended

Good experience and easy to use. Would recorded to friends and family Reviewed on: 6th July 2026

Most trustworthy, fast transactions

Most trustworthy, fast transactions Reviewed on: 6th July 2026

Overall fine, but online platform can feel a bit buggy.

Overall fine, but online platform can feel a bit buggy. Reviewed on: 6th July 2026

this review page is a disaster.

this review page is a disaster. fix it. It doesn't work Reviewed on: 6th July 2026

Paypal is my pay pal. .

Paypal is my paypal in all my transactions. Reviewed on: 6th July 2026

Paypal is a winner for helping me budget

Using PayPal credit for a short term loan has allowed me to effectively split purchasing of something into four equal payments, at no interest. This has been a game changer for my budgeting. This, coupled with pay in 3 from PayPal has changed my life for the better - something no other bank has achieved! Reviewed on: 6th July 2026

It’s easy safe and I split my payments

It’s easy safe and I split my payments Reviewed on: 6th July 2026

Very easy to use , great service

Very easy to use , great service Reviewed on: 6th July 2026

Always completely reliable and safe

Always completely reliable and safe Reviewed on: 6th July 2026

Always great, easy re pay and straight forward with...

Always great, easy re pay and straight forward with terms and conditions. Reviewed on: 6th July 2026

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