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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Good credit limit.

Good credit limit. Interest free for any purchase over £100 (over 4 payments). Reviewed on: 6th July 2026

Although credit is helpful their Custtomer service s...

Although credit is helpful their Custtomer service skills are poor and they don’t help buyers when you use PayPal to buy online! I received the wrong item and I had to send the items back to a different country out of my own pocket for the sellers mistake as PayPal don’t deal with return costs!!! Shocking!!! Reviewed on: 6th July 2026

Great customer support

Great customer support and value for mkney Reviewed on: 6th July 2026

Great Service !

For me PayPal gave me financial freedom and it has made a difference in my day to day life .Its easy .to use , customer service is allways on point and never had issues with them ! Reviewed on: 6th July 2026

Quite secure to use online shopping/transaction

Quite secure to use online shopping/transaction Reviewed on: 6th July 2026

PayPal gives me flexibility and no interest charged

PayPal gives me flexibility and no interest charged Reviewed on: 6th July 2026

Be smart shop safe.

PayPal offers a safe secure way for Internet transactions which is great for someone like me.who likes to shop online, but is 70 and not very tech savvy. Reviewed on: 6th July 2026

Does what I needs but not great.

Does what I needs but not great. Reviewed on: 6th July 2026

No problems using its recognised everywhere I shop.

No problems using its recognised everywhere I shop. Reviewed on: 6th July 2026

I think the options for buying such as pay in 3 etc...

I think the options for buying such as pay in 3 etc are great however I do not like how there is still no security when a fund has come out without consent. PayPal does not cancel or help. Reviewed on: 6th July 2026

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