Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (81821 reviews)

View other PayPal products

4.90

Based on 81,821 reviews, last reviewed 22nd Apr 2026

2862300% increase in 5 star reviews

in the past 90 days

8500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Every good Super easy to use can you everywhere Reviewed on: 22nd April 2026

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (81821)

PayPal Credit

swift and professional response to my enquiries Reviewed on: 7th April 2026

4 months interest free, what's not to like!

A great finance option giving 4 months interest free all year round is a game changer. Easy to use and widely accepted. My only criticism is when making payments they often take a while to actually take the funds and then apply to the account. Reviewed on: 7th April 2026

Simply the Best

Straightforward, simple to use and very efficient Reviewed on: 7th April 2026

Easy to use.

Easy to use. Every thing is one place and I can keep track of payments and transactions easily. I also like the added value of the rewards such as PayPal Blue and cashback. Reviewed on: 7th April 2026

Reliable and Easy to use.

Used it for years and never had any issues with payments or usage of the service. App makes it very easy to access and also has good security measures for preventing fraud. Reviewed on: 7th April 2026

Fantastic service and trustworthy

Fantastic service and trustworthy Reviewed on: 7th April 2026

Great service platform, easy to use and manage.

Great service platform, easy to use and manage. Favourable interstates along with payment options wether it be direct form bank or using the credit facility Reviewed on: 7th April 2026

The 4 month interest free is a great feature

The 4 month interest free is a great feature Reviewed on: 7th April 2026

Great experience easy to use.

Great experience easy to use. Repayment are a good value Reviewed on: 7th April 2026

I use it all the time

I use it all the time, the pay in 4 is very useful Reviewed on: 7th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Payments
from PayPal 4.92 from 3682 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 37480 reviews
Credit card
from PayPal 4.92 from 64 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub