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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147149 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147149)

Seamless service received when I have contact PayPal.

Seamless service received when I have contact PayPal. Customer services provision is excellent. Expectations managed by receiving prompt reminder alerts to make payments to avoid charges. Reviewed on: 3rd June 2026

PayPal Pay in 3 is a great option!

PayPal Pay in 3 is a great option! PayPal Pay in 3 is an interest-free loan that lets you split your basket into 3 payments - brilliant for those bigger or unexpected purchases. Purchases are covered by the same security and Buyer Protection from PayPal. Reviewed on: 3rd June 2026

Paypal is a household name, one of the easiest ways...

Paypal is a household name, one of the easiest ways to access interest free Reviewed on: 3rd June 2026

Always there when I need it.

Always there when I need it. I love all the different options to pay and the flexibility of the credit. Reviewed on: 3rd June 2026

Great offers and bonus points.

The PayPal interest free offers are a great bonus, as are the points awarded against purchases using PayPal. Reviewed on: 3rd June 2026

Reliable and safe transactions

Reliable and safe transactions puts mind at ease Reviewed on: 3rd June 2026

Fast and efficient payments.

Fast and efficient payments. Quick to advise on any issues. Reviewed on: 3rd June 2026

Perfect paypal

Great service for big buys and helps with budgeting. Reviewed on: 3rd June 2026

I'm happy with PayPal.

I'm happy with PayPal. Never let me down. Reviewed on: 3rd June 2026

My view 68

They are easy to talk too never had a problem with at any time Reviewed on: 3rd June 2026

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