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PayPal: PayPal Credit reviews

4.90
Based on 81,947 reviews, last reviewed 22nd Apr 2026
2874100% increase in 5 star reviews
in the past 90 days
8500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It can always be better, but overall it's okay It can always be better, but overall it's okay Reviewed on: 22nd April 2026
Deyan S's avatar
Deyan S

Latest lowest rating:

1

They will trick you into too types of payments and y... They will trick you into too types of payments and you wont be able to pay it off as interest free. The system is made the way you loose always. Reviewed on: 22nd April 2026
Tomas's avatar
Tomas

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (81947)

Safe and easy to use and has options that help users...

5
Safe and easy to use and has options that help users with different kinds of payment Reviewed on: 7th April 2026

Very easy to apply.

5
Very easy to apply. Very straight forward. Dependable. Reviewed on: 7th April 2026

Better than my bank!

5
Easy to use and better rewards than my bank and cheaper to use than my bank Reviewed on: 7th April 2026

Always found PayPal very accommodating

5
Always found PayPal very accommodating Reviewed on: 7th April 2026

Very smooth transactions seamless on all fronts, cre...

5
Very smooth transactions seamless on all fronts, credit, pay in 3 or just to use as an added layer of protection. Reviewed on: 7th April 2026

Secure and easy to use.

5
It Just easy to use. Secure as well. Reviewed on: 7th April 2026

I’ve used PayPal for years and cannot fault it

5
I’ve used PayPal for years and cannot fault it Reviewed on: 7th April 2026

Great product!!

5
Paypal Credit is simple to use and with the 4 months intrest free credit it allows you to spead the payment easier. What is not to like about this. Reviewed on: 7th April 2026

Been very happy customer using PayPal

5
Been using PayPal for a long time without any problems, simple & easy Reviewed on: 7th April 2026

quick and easy to transfer money.

5
quick and easy to transfer money. Reviewed on: 7th April 2026

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