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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Simple to use, excellent communication

Simple to use, excellent communication Reviewed on: 6th July 2026

Pay in three, really helps me budget when shopping f...

Pay in three, really helps me budget when shopping for higher value goods. Reviewed on: 6th July 2026

is easy enough to use

The app is easy enough to use . I always had positive experience . Easy to set up direct debit . Reputable lender clear communication from the company . Its crucial for ne PayPal i rely on PayPal always . Happy to say it's always good positive experiences .thank u Reviewed on: 6th July 2026

I've had a good time on the site/

I've had a good time on the site/ Reviewed on: 6th July 2026

I think PayPal are amazing had it for years never ha...

I think PayPal are amazing had it for years never had a problem not resolved by them I have complete faith when I use it always let you know in plenty of time when a payment is due I couldn’t be without it now thanks PAYPAL Reviewed on: 6th July 2026

Reliable and easy to use.

PayPal is quick, secure, and easy to use. Sending and receiving money is seamless, and I appreciate the added peace of mind from buyer protection. A reliable service that I use regularly. Reviewed on: 6th July 2026

Credit application was super simple.

Credit application was super simple. Reviewed on: 6th July 2026

I haven't used PP credit enough to have a proper opi...

I haven't used PP credit enough to have a proper opinion. I will continue to use it and give further details in future. Reviewed on: 6th July 2026

Excellent credit rating, extremely good Apr and won...

Excellent credit rating, extremely good Apr and wonderful customer service. Reviewed on: 6th July 2026

Fantastic

PayPal is an excellent way to manage your payments Reviewed on: 6th July 2026

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