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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147102 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147103)

It's very reliable and secure way of transaction and...

It's very reliable and secure way of transaction and very safe and happy service Reviewed on: 3rd June 2026

Superb always reliable never any issues

Superb always reliable never any issues Reviewed on: 3rd June 2026

Very good, I use them all of the time.

Very good, I use them all of the time. Reviewed on: 3rd June 2026

Overall good.

Overall good. I use PayPal on a regular basis to make life easier. Reviewed on: 3rd June 2026

PayPal Credit gives you a back-up plan.

I find it very helpful to use PayPal credit as it gives you longer to pay for items or pay off your balance when funds are available. Also for any unexpected outlay if it arises. Reviewed on: 3rd June 2026

Great invention

PayPal is great to receive and send money safely it allows you to link it to other applications and your bank. Reviewed on: 3rd June 2026

Simple and straightforward

Easy to use and understand comes in handy when needed Reviewed on: 3rd June 2026

The low apr and customer service

The low apr and customer service Reviewed on: 3rd June 2026

Been using paypal for years now, the new debit card...

Been using paypal for years now, the new debit card is a great touch to the service Reviewed on: 3rd June 2026

It works outstanding for me.

It works for me. Every day I have no problem. Reviewed on: 3rd June 2026

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