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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (147049 reviews)

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4.73

Based on 146,832 reviews, last reviewed 1st Jul 2026

4411600% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I’ve used PayPal for a very long time. I’ve used PayPal for a very long time. It’s helped me buy with ease of paying monthly affordabley. Reviewed on: 1st July 2026

Latest lowest rating:

2

Opened a case for a high value item Opened a case for a high value item provided evidence that items are missing and PayPal are still dragging their heels Reviewed on: 1st July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (147051)

I have used PayPal mainly for purchases for over 8yr...

I have used PayPal mainly for purchases for over 8yrs and the convenience of the payment App is amazing and it is now accepted in most online stores as payment options. International money transfer service is also excellent for sending financial assistance back to family in Africa. The newly introduced virtual credit card has been my choice for everyday spending because of the points accrued when used. I recently experienced some hiccups with my last depict debit but it was resolved quickly. Reviewed on: 3rd June 2026

Great Service and Easy to Use

I’ve been using PayPal for a while and have had a really positive experience. It’s quick, easy to use, and makes sending or receiving money simple. Payments are fast, and I appreciate the added security and buyer protection when shopping online. It’s also very convenient to link cards or bank accounts. Overall, PayPal is a reliable and hassle-free way to manage payments—I’d happily recommend it. Reviewed on: 3rd June 2026

Only if the balances gets updated quicker would be g...

Only if the balances gets updated quicker would be good. As it take ages to actually reflect a payment in or out. Reviewed on: 3rd June 2026

Always accurate, prompt and polite

Always accurate and prompt, The only issue I ever had was online and the problem was resolved on the phone in minutes . Wish my personal bank was as accommodating. Reviewed on: 3rd June 2026

PayPal is a very helpful

PayPal is a very helpful, very easy to use and safe to make purchases. Easy to keep track of purchases and I'm pleased many places accept PayPal credit. Reviewed on: 3rd June 2026

Simple and Practical to manage credit and finances

Simple and Practical to manage credit and finances Reviewed on: 3rd June 2026

PayPal is easy and simple to use and offers great wa...

PayPal is easy and simple to use and offers great ways to pay Reviewed on: 3rd June 2026

Best for all.

Security is excellent and money transfers in or out are extremely speedy. Reviewed on: 3rd June 2026

I've been using it for several years now and I'm ver...

I've been using it for several years now and I'm very happy with it. Reviewed on: 3rd June 2026

Smooth Trustworthy Efficient, Excellent all round se...

Smooth Trustworthy Efficient, Excellent all round service that I would recommend Reviewed on: 3rd June 2026

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