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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,188 reviews, last reviewed 22nd Apr 2026
2896200% increase in 5 star reviews
in the past 90 days
8700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is brilliant peace of mind Paypal is brilliant peace of mind Reviewed on: 22nd April 2026
Naveed a's avatar
Naveed a

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82188)

Eady and Safe payment method

5
Quick and easy to use. Offers a safe way yo pay. Flexible payment options available. Payment disputes/refunds very easy yo execute. Reviewed on: 7th April 2026
J w's avatar
J w

It's great

5
PayPal credit is a great and easy way to pay for those extra little bits or to spread out the cost of a holiday. Reviewed on: 7th April 2026
Olivia's avatar
Olivia

Amazing offer .

5
Amazing offer . Very easy to use Reviewed on: 7th April 2026
Tomasz's avatar
Tomasz

Great to experience and very easy to use

5
Great to experience and very easy to use Reviewed on: 7th April 2026
Karl W's avatar
Karl W

PayPal the pal you can always rely upon

5
Easy to set up all details and steps to hand a great support online and over the phones Reviewed on: 7th April 2026
Mandie R's avatar
Mandie R

Very good .nice cutomer services

5
Always very good service.All time we contact paypal customer services good Reviewed on: 7th April 2026
Ammad s's avatar
Ammad s

Simple to use :)

5
I'm still new to using PayPal Credit, but it seems to be such an easy option to use: I can utilise the interest free period, or choose to pay my balance off early, which is very convenient. All-round, a good app and I'd recommend it to others. Reviewed on: 7th April 2026
Teri A's avatar
Teri A

It’s been great I would really recommend it!

5
It’s been great I would really recommend it! Great customer service and fast to Reviewed on: 7th April 2026
Pahul L's avatar
Pahul L

Very straight forward and a decision was made within...

5
Very straight forward and a decision was made within minutes. Reviewed on: 7th April 2026
Lisa K's avatar
Lisa K

Easy to use, 0% finance options.

5
Easy to use, 0% finance options. Reviewed on: 7th April 2026
Faik M's avatar
Faik M

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