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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,147 reviews, last reviewed 11th Sep 2026
50% decrease in 5 star reviews
in the past 90 days
32% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026
Keith F's avatar
Keith F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181147)

I feel safe when purchasing with PayPal

5
I feel safe when purchasing with PayPal Reviewed on: 6th July 2026
Kosta's avatar
Kosta

Good experience ,practice and use always app

5
Good experience ,practice and use always app Reviewed on: 6th July 2026
Sebastian Mes's avatar
Sebastian Mes

I have never had any issues since I joined PayPal.

5
I have never had any issues since I joined PayPal. I feel safe safe with my money,Security wise. So far so good. Reviewed on: 6th July 2026
Frederick 's avatar
Frederick

Great service

5
Great. I'm more than happy to give the rating 10/10. I’m using PayPal since 2011 and I never felt anything bad. Reviewed on: 6th July 2026
AJoy 's avatar
AJoy

great experience

5
Always a great experience with PayPal, easy to use and would recommend Reviewed on: 6th July 2026
Laura W's avatar
Laura W

PayPal gives you the confidence and flexibility to p...

5
PayPal gives you the confidence and flexibility to purchase online with a variety of ayment options. Reviewed on: 6th July 2026
Alan M's avatar
Alan M

Paypal always been helpful if there is a problem .

5
Paypal always been helpful if there is a problem . Reviewed on: 6th July 2026
Jesus's avatar
Jesus

I had a great experience using PayPal.

5
I had a great experience using PayPal. The platform was easy to navigate, and sending money was quick and secure. I especially appreciated the buyer protection feature, which gave me confidence when making online purchases. Transactions were processed smoothly, and I received instant notifications for every payment. The customer support team was also helpful and responsive when I had a question. Overall, PayPal provided a convenient, reliable, and trustworthy payment experience, and I would happily recommend it to others. Reviewed on: 6th July 2026
Goddey Ediare's avatar
Goddey Ediare

Secure and trustworthy

5
Very easy to deal with, secure and trustworthy, excellent customer service Reviewed on: 6th July 2026
Morag L's avatar
Morag L

Just a very clear way of using credit.

5
Just a very clear way of using credit. Everything is well laid out so you can see exactly what youve used and what your limit is. Setting up a direct debit to keep on top of it is very easy. Also so many vendors that accept it now. Reviewed on: 6th July 2026
Charlotte S's avatar
Charlotte S

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