Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

View other PayPal products

4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181147)

Paypal Review

So quick, easy & secure to use = peace of mind xx Reviewed on: 6th July 2026

It’s amazing as we can use the credit and everytime...

It’s amazing as we can use the credit and everytime we spend over £99+ we can pay back in 4 months time or if we spend over £30 then we can pay in 3 months so it’s really good and help manage the money very well. Reviewed on: 6th July 2026

We Love Pay Pal

Pay Pal is very easy to use as form of payment and can make dream purchases achievable with a direct payment plan that is affordable. Reviewed on: 6th July 2026

Been using for years and the service has always impr...

Been using for years and the service has always improved, year on year. Reviewed on: 6th July 2026

Helping out the public

Brilliant through out always looking out for me the customer and with pay pal credit it gives u a chance to afford things u would have to save up for and pay over many months with a fair pay back price Reviewed on: 6th July 2026

No live chat messages only is terrible

No live chat messages only is terrible Reviewed on: 6th July 2026

PayPal credit is super easy to use and manage

PayPal credit is super easy to use and manage Reviewed on: 6th July 2026

Easy to access and work also love the pay in three...

Easy to access and work also love the pay in three instalment's. Reviewed on: 6th July 2026

Safe Transactions

Never had any problems with transactions, always feel secure using PayPal Reviewed on: 6th July 2026

Great way of spreading the cost of big ticket items.

Great way of spreading the cost of big ticket items. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.72 from 3854 reviews
Very Pay
from Shop Direct 3.48 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101304 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub