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PayPal: PayPal Credit reviews

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4.90
Based on 82,251 reviews, last reviewed 23rd Apr 2026
2902000% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's definitely been helpful to be able to use PayPa... It's definitely been helpful to be able to use PayPal on bigger spends when money is tight. Less interest would be nice though Reviewed on: 23rd April 2026
Mike's avatar
Mike

Latest lowest rating:

1

Using PayPal has ruined my Credit score. Using PayPal has ruined my Credit score. Reviewed on: 22nd April 2026
Dominika S's avatar
Dominika S
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82251)

A flexible way to pay.

5
Paypal offer flexible ways to pay, several of them are interest free allowing you to budget for larger purchases. On the rare occasions I have had issues with my purchases, paypal resolution service has been straight forward and easy to use. Reviewed on: 7th April 2026
Emma F's avatar
Emma F

Best Retail Finance Provider Full Stop

5
It’s great, there’s the reassurance that your details are secure. Quite convenient to shop with. Reviewed on: 7th April 2026
O O's avatar
O O

They have always sorted any problems I have had very...

5
They have always sorted any problems I have had very swiftly. Very reassuring. Reviewed on: 7th April 2026
Paul Walters's avatar
Paul Walters

Paypal has been a real asset to me.

4
Paypal has been a real asset to me. Reviewed on: 7th April 2026
Tony P's avatar
Tony P

Customer service are very lovely and very friendly a...

5
Customer service are very lovely and very friendly and try the best for helping. But sometimes some of them as not enough experience solve the issue. For many years I'm using of PayPal but it trustable and helpful department which is very happy with that and definitely recommended to anyone any friends. Reviewed on: 7th April 2026
Raz's avatar
Raz

Jasim Amin

5
PayPal has very good customer support team and they are less likely to use robotic answers Reviewed on: 7th April 2026
Jasim Amin's avatar
Jasim Amin

No issues whatsoever

5
No issues whatsoever. Great service Reviewed on: 7th April 2026
Dean L's avatar
Dean L

4 Months Interest Free - What More Could I Want

5
It has been very helpful to use PayPal Credit as I get 4 months interest free on purchases and so this has helped me manage my finances better whilst moving house, especially as lots of providers accept PayPal Credit as an option. The downside was with their new card that is linked to it as I added this to my wallet on my phone and went to purchase a piece of furniture in a shop and the card declined so I don’t really see the point in using it if it is just going to decline when there is credit available. Reviewed on: 7th April 2026
CharlotteEmma's avatar
CharlotteEmma

Buy it now and spread the cost

5
It’s a good way to buy something that you need and spread the cost. Easy and secure to access. Reviewed on: 7th April 2026
LH's avatar
LH

Excellent all round always use PayPal

5
Excellent all round always use PayPal Reviewed on: 7th April 2026
Victoria brown's avatar
Victoria brown

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