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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Perfect partner for spending needs

Perfect partner to credit with interest free periods and flexible payments Reviewed on: 6th July 2026

Use PayPal loads for websites I haven’t used before...

Use PayPal loads for websites I haven’t used before and just gives me security knowing I can pay with paypal Reviewed on: 6th July 2026

My PalPal

Paypal ‘s payment options are number 1 for me way ahead of the competition Reviewed on: 6th July 2026

Simply and honestly, PayPal are the best

I ran into problems and PayPal always were there for help and support. Reviewed on: 6th July 2026

perfect solution for risk free on line shopping .

Straight forward application. Clear step by step instructions. No hidden costs or agenda. Professional communication. helpful on line information without ambiguity. PayPal accepted in countless retail arenas. Suits my way of shopping on line without risk Reviewed on: 6th July 2026

I love paypal credit.

I love paypal credit. I use it frequently to pay off larger items that I cant afford in one go. The 4 months no Interest is great and gives me enough time to pay it off. Its quick and easy to use. Most places accept paypal online and they have now added a new feature, the virtual credit card that you can use anywhere for the places that dont accept paypal. So I can use paypal credit anywhere. They also send you monthly reminders when a payment is due so you dont forget. you can set up a direct debit also so the payment comes out automatically. Ive never had any issues with it at all. Reviewed on: 6th July 2026

Here today and reliable for the future.

I have used PayPal for many years and they are reliable and I trust the security measures they use. I suggested both my adult sons use PayPal to teach them how to use a reliable credit company. I would like to thank all the staff who have worked over the years to help we customers. Reviewed on: 6th July 2026

Added security.

I have bought loads of products over the years and always used PayPal I find it's easy to use and gives me added security.I would recommend it to everyone who wants the added security when purchasing. Reviewed on: 6th July 2026

Very handy being able to spread payments by a variet...

Very handy being able to spread payments by a variety of different ways. Reviewed on: 6th July 2026

No issues, always reliable.

No issues, always reliable. Not too overpowering. Reviewed on: 6th July 2026

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