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PayPal: PayPal Credit reviews

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4.90
Based on 82,301 reviews, last reviewed 23rd Apr 2026
2906200% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is best Simple and easy and helpful ………. Reviewed on: 23rd April 2026
Haq's avatar
Haq

Latest lowest rating:

2

Its not bad service just okay, customer service need... Its not bad service just okay, customer service need a lot of work and they need to improve Reviewed on: 23rd April 2026
MAZIN ABDALLA's avatar
MAZIN ABDALLA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82301)

It is so easy and the credit options are fantastic (...

5
It is so easy and the credit options are fantastic (credit and pay in 3) Reviewed on: 7th April 2026
Donna L's avatar
Donna L

Easy to use and secure.

5
Easy to use and secure. I really like the pay in 3 option as it helps me to buy bigger purchases. Sometimes I use it to send money abroad to charities as well. Reviewed on: 7th April 2026
Anonymous's avatar
Anonymous

So far the best quickly and efficiently way to buy

5
So far the best purchase app, I using PayPal every day for every transaction Reviewed on: 7th April 2026
Russo Pastorino's avatar
Russo Pastorino

I’ve been using PayPal all my life.

5
I’ve been using PayPal all my life. It’s the best payment provider I’ve come across. Easy to do transactions, reliable and a friendly customer service team whenever you need! Flawless service. Reviewed on: 7th April 2026
I H's avatar
I H

Excellent Customer Service, with staff showing great...

5
Excellent Customer Service, with staff showing great empathy towards occasional problems that may arise. The great benefit of PAYPAL CREDIT is having great flexability with 0% interest over 4months Reviewed on: 7th April 2026
MR M's avatar
MR M

Helpful when buying larger goods.

5
Helpful when buying larger goods like household items. Helping to manage money better Reviewed on: 7th April 2026
Lisa F's avatar
Lisa F

Integrates into every day life

5
Not much to say, but I like how it integrates in baskets and some outlets where you can use the credit Reviewed on: 7th April 2026
Bruce Kidd's avatar
Bruce Kidd

PayPal Credit is a convenient option for spreading t...

5
PayPal Credit is a convenient option for spreading the cost of purchases over time. It integrates seamlessly at checkout, making it easy to choose credit without leaving the payment flow. The application process is quick, and once approved, using it feels just as simple as a regular PayPal payment. Promotional offers, like interest-free periods on qualifying purchases, can be a big advantage if managed responsibly. While interest rates can be high outside of those offers, PayPal Credit remains a flexible and accessible way to handle larger payments when needed. Reviewed on: 7th April 2026
Jamilli G's avatar
Jamilli G

I’ve been using PayPal for quite some time now, and...

5
I’ve been using PayPal for quite some time now, and it has consistently been a reliable and convenient way to manage my payments. Whether I’m shopping online or sending money to friends and family, the process is always quick, simple, and secure. One of the things I appreciate most is how easy it is to use. The interface is straightforward, and transactions are completed within seconds. I also feel reassured knowing that there are strong security measures in place, which gives me confidence when making purchases online. Another great benefit is the flexibility PayPal offers, including linking multiple payment methods and having everything in one place. It saves time and makes managing finances much more efficient. Overall, my experience with PayPal has been very positive. It’s a dependable service that I use regularly and would happily recommend to others looking for a safe and convenient way to handle online payments. Reviewed on: 7th April 2026
Mima's avatar
Mima

Always sorts out payments taken by companies who sho...

5
Always sorts out payments taken by companies who shouldn’t take money and refunds when items not delivered Reviewed on: 7th April 2026
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Lize

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