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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Always Trusted.

Always Trusted. Easy to use, accepted almost everywhere. Good o-toons for credit Reviewed on: 6th July 2026

Freedom and Security with every purchase

I have been using this service for over 10 years . The fact my money stays mine is one bonus. Every purchase is protected giving me the security I need in this environment. I have fallen foul to some rouge products and companies and PayPal have put the fight on my side every time it’s needed. It’s easy to manage with total clarity so no hidden surprises or costs. To say I love my PayPal Credit account is a massive understatement. Reviewed on: 6th July 2026

First class

Been a breeze using paypal I will definitely continue to use them for years to come Reviewed on: 6th July 2026

Had couple of issues with the merchandise,they did n...

Had couple of issues with the merchandise,they did not fulfil their contract opened a dispute and receives the fund immediately, very happy with the outcome Reviewed on: 6th July 2026

Good from start to finish, very easily understandabl...

Good from start to finish, very easily understandable and no hidden agenda or fees shown at the very last minute Reviewed on: 6th July 2026

Easy to use. Good customer service

I used several time paypal credit for purchases and I am very happy with the ease to obtain a cedit when you need it most. Also, when I had questiond, the customer service was easy to contact and answered my questions. Reviewed on: 6th July 2026

Paypal has been providing financial support and sust...

Paypal has been providing financial support and sustainability to individual including myself which gas been very effective and helpful Reviewed on: 6th July 2026

I've had a great experience with PayPal Credit.

I've had a great experience with PayPal Credit. The application process was simple, payments are easy to manage, and everything has worked smoothly. Customer support was helpful whenever I needed assistance. I would definitely recommend this service. Reviewed on: 6th July 2026

Ian robley

Its a fantastic service well run and the app lets you have alm the information you need to hand Reviewed on: 6th July 2026

Never had a problem , very happy

Never had a problem , very happy Reviewed on: 6th July 2026

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