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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146645 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146646)

Makes shopping a better experience

Makes shopping a better experience Reviewed on: 2nd June 2026

I really enjoy PayPal.

I really enjoy PayPal. As a service it’s really easy to use and the payments are so efficient. As a whole any payments through PayPal always feel very safe and secure. PayPal credit has helped me to save money where I can and the repayments are really manageable. I would say PayPal credit had the most stress free repayment plans out of any pay later/credit options I’ve tried. Reviewed on: 2nd June 2026

very good always been good for me very quick

very good always been good for me very quick Reviewed on: 2nd June 2026

Very easy to use the site.

Very easy to use the site.PayPal is the best. Reviewed on: 2nd June 2026

Great service and really easy to use.

Great service and really easy to use. Reviewed on: 2nd June 2026

Love PayPal !

Always very helpful customer service & the options available are always very clear & easy to understand. I really like the 3 easy pay option so you can make bigger purchases without breaking the bank all in one go. Reviewed on: 2nd June 2026

Makes my life so much easier when I can split the co...

Makes my life so much easier when I can split the cost through few months. Reviewed on: 2nd June 2026

Always fast and easy.

Always fast and easy. Very well structured payment plan info Reviewed on: 2nd June 2026

i’ve been using pay pal for many many years i find i...

i’ve been using pay pal for many many years i find it so easy to use any very safe as you do not in put any details with they site you are using Reviewed on: 2nd June 2026

Excellent service

I’ve been with PayPay for many years now and never had a problem with them, queries are quickly and easily sorted, perfect Reviewed on: 2nd June 2026

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