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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146575 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146575)

I regularly use the pay in 3 instalments when I need...

I regularly use the pay in 3 instalments when I need to replace essential items for my home , as I could not afford to pay for items such as a new washing machine etc outright .without the pay in 3 instalments offered by PayPal . Reviewed on: 2nd June 2026

Very reliable and helpful, have used them for years...

Very reliable and helpful, have used them for years and haven't a bad word to say Reviewed on: 2nd June 2026

PayPal is excellent

I have always been very lucky with PayPal credit and it has enabled me to get items which have been very handy Reviewed on: 2nd June 2026

Paypal mikes my life so easier.

I have used Paypal credit and now have a Paypal Debit card. Both are simple to use and the debit card gives you money back, which is a bonus. Customer Service is very helpful and quick to answer. Reviewed on: 2nd June 2026

Had no problems so far, very usfull option to pay in...

Had no problems so far, very usfull option to pay in four months with 0% interest Reviewed on: 2nd June 2026

Thank you PayPal ,great service and Company.

Thank you PayPal ,great service and Company.highly recommended. Reviewed on: 2nd June 2026

Easy to use ,great and safe ,very helpful when i had...

Easy to use ,great and safe ,very helpful when i had problem with international seller Reviewed on: 2nd June 2026

Paypay 0% promotional offer expiry alert.

Paypal provide good payment options, but 0% purchase promotional offer difficult to track on app if it used multiple purchases with different time. Reviewed on: 2nd June 2026

I’m so happy with when I using PayPal

I’m so happy with when I using PayPal Reviewed on: 2nd June 2026

Paypal Credit helped manage my finances better.

Paypal Credit helped manage my finances better. Gave me the flexibility to pay for big expenses gradually on my own pace without having the feeling of losing my money in one go. Through paypal credit i was able to avail cheaper flights by booking earlier through paypal credit and afford big purchases on my own terms. Reviewed on: 2nd June 2026

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