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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,407 reviews, last reviewed 23rd Apr 2026
2915900% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good just could do with a number to speak to a... Very good just could do with a number to speak to a person rather than all bots and messaging all the time Reviewed on: 23rd April 2026
Paul Rumbelow's avatar
Paul Rumbelow

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82407)

I have not had to use customer service yet, so I can...

5
I have not had to use customer service yet, so I can’t comment on that but overall, I am very satisfied with PayPal. Reviewed on: 7th April 2026
KoolKat 's avatar
KoolKat

Very easy to use

5
It’s just very easy to use the credit if you already have a PayPal account. It’s there as an option when you select to pay by PayPal and it’s 0% so if you want to pay later or spread the cost you have the option whenever you use PayPal. Paying it off is also very easy if you’ve already linked a payment card or bank to PayPal. Reviewed on: 7th April 2026
FMH's avatar
FMH

I am very happy to use less hassle finance option as...

5
I am very happy to use less hassle finance option as PayPal, so easy to use and so clear terms and conditions of each products/service they offering. Reviewed on: 7th April 2026
Michal Walaszek's avatar
Michal Walaszek

Quick and easy to use.

5
Quick and easy to use. A good useful credit Reviewed on: 7th April 2026
Daniel A's avatar
Daniel A

I didn’t know about this early.

5
I didn’t know about this early. It’s the most reliable and stress free with no interest credit card everyone must have. Easy to use and very fast at checkout too. Reviewed on: 7th April 2026
COSMOS B's avatar
COSMOS B

Fantastic experience, good communication

5
Fantastic experience, good communication Reviewed on: 7th April 2026
Florin R's avatar
Florin R

Excellent communication

4
Excellent communication. Solved the matter quickly Reviewed on: 7th April 2026
Darren's avatar
Darren

Great customer service support protecting the custo...

5
Great customer service support protecting the customers payments Reviewed on: 7th April 2026
Haroon Q's avatar
Haroon Q

Never had any issues, great service!

5
Never had any issues, great service! Reviewed on: 7th April 2026
Tanya I's avatar
Tanya I

I've been a customer of PayPal credit for many years...

5
I've been a customer of PayPal credit for 5+ years and the quality of service has always been incredible. No fuss, no issues. Reviewed on: 7th April 2026
Matt P's avatar
Matt P

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