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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

I've used paypal for many years and have always been...

I've used paypal for many years and have always been a extremely happy. Reviewed on: 6th July 2026

Never had any problems with PayPal

Never had any problems with PayPal Reviewed on: 6th July 2026

Security and good options

Web site is to use and feel its security is one of the best for online purchases Reviewed on: 6th July 2026

The best online purchasing option.

The best online purchasing option. Pay in three option is very handy and useful. I also have Paypal credit which is very helpful; I can pay in four instalments without any interest. Reviewed on: 6th July 2026

love the PayPal always first option for me

İ love the simplicity using PayPal just there in the payment options and most secure option for me as always . Reviewed on: 6th July 2026

Never had any issues.

Never had any issues. Easy to use. Choice of payment plans. Reviewed on: 6th July 2026

I’ve had a great experience using PayPal.

I’ve had a great experience using PayPal. Sending international payments is quick and effortless, everything is done in under a minute with clear fees shown upfront. The app is user-friendly, transfers are instant, and I feel very secure with their buyer protection and notifications. Customer support was fast and helpful when I needed them. PayPal makes online payments and money transfers so simple and reliable. Highly recommend! Reviewed on: 6th July 2026

When I called customer service when I first joined I...

When I called customer service when I first joined I had everything explained and sorted so quickly Reviewed on: 6th July 2026

Smartpal use paypal

Smart pal use pay pal just super supportive package Reviewed on: 6th July 2026

Always on hand to help

Always on hand for when the odd purchase does not go well from a supplier to rectify any issues Reviewed on: 6th July 2026

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