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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,513 reviews, last reviewed 23rd Apr 2026
2925600% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Amazing just amazing. Amazing just amazing. Love the new addition to the virtual cards I can now use and carry in my wallet with the bonus of earning points as I spend Reviewed on: 23rd April 2026
Jack's avatar
Jack

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82513)

I have been using PayPal for years

5
I have been using PayPal for years and find it very easy to use. Customer service is very good. Reviewed on: 7th April 2026
Tigger's avatar
Tigger

Simple, flexible and reliable

5
I find that using PayPal credit offers me a simple, yet reliable way to manage both necessary purchases, and the method by which those purchases are financed. Being able to plan my budgetary outgoings helps me stay clear of overdrafts or debt, and removes any stress about having to manage future repayments. Reviewed on: 7th April 2026
Lindsay Fisher's avatar
Lindsay Fisher

Really useful

5
Easy to start. Good options. Clear information. Reviewed on: 7th April 2026
Nick Wall's avatar
Nick Wall

Simple, easy to use and good value and accepted on a...

5
Simple, easy to use and good value and accepted on a wide range of platforms. Reviewed on: 7th April 2026
Emma's avatar
Emma

PayPal, your every ready pal

5
PayPal credit gives you another option for paying for goods or services and the more options you have, the more secure you feel. PayPal credit is exactly how it is written, it is a credit to the industry and very reliable. Reviewed on: 7th April 2026
Peter B's avatar
Peter B

Love it use it regularly.

5
Love it use it regularly. Good to have Reviewed on: 7th April 2026
Ginette s's avatar
Ginette s

Good & Easy

5
PayPal always easy to use. It is just one click away. I had any issues with them. Reviewed on: 7th April 2026
Hkncy's avatar
Hkncy

They are widely accepted and give my transactions pr...

5
They are widely accepted and give my transactions protection, why wouldn't I love them Reviewed on: 7th April 2026
gary edwards's avatar
gary edwards

consistent

5
This service consistently provides an excellent experience, offering flexibility that makes it effortless to incorporate into everyday life. Its reliability ensures that I can depend on it whenever needed, while its seamless integration with my daily routine saves both time and effort. The combination of outstanding performance and adaptability truly makes it a valuable part of my life. Reviewed on: 7th April 2026
Ben W's avatar
Ben W

Most things I buy i use PayPal .

5
Most things I buy i use PayPal .. easy to use. Great rates and when I need to contact them they're very friendly Reviewed on: 7th April 2026
Mark t's avatar
Mark t

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