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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146558 reviews)

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4.73

Based on 146,526 reviews, last reviewed 30th Jun 2026

4397750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146559)

Feel better security in general with PayPal, with th...

Feel better security in general with PayPal, with the credit it’s a huge help for online shopping at a very low or zero interest a big thanks to you all Reviewed on: 2nd June 2026

So much easier to keep track of than a credit card!

Paypal credit has been an absolute lifesaver as I have been building computers for friends and dont like taking money til the jobs done, this means I have 4 months interest free to buy all the parts and thoroughly test without having to worry about fronting the cost and allows my friends to make a few monthly payments if needed and its not costing me anything! Reviewed on: 2nd June 2026

Excellent service m..

I have used PayPal for a long time and I have found it to be very easy to use, suits all of my needs especially being able to spread the cost with either PayPal credit or pay in 3. If I have had any issues with purchasing or not receiving goods my issues have been resolved very quickly once I have contacted customer services. Reviewed on: 2nd June 2026

Just does the job.

Just does the job. When I need to make a payment, its there. Easy payments, just at the click of a button. Reviewed on: 2nd June 2026

Easy to use and flexible - the app is very helpful a...

Easy to use and flexible - the app is very helpful and easy to use Reviewed on: 2nd June 2026

Years of happy service

I’ve been using PayPal for years, and it’s consistently one of the smoothest and most reliable payment services I’ve ever used. Sending and receiving money is quick, secure, and hassle‑free, and I love how purchases are protected with clear dispute options. The app is simple to navigate, transactions update instantly, and it gives me real peace of mind when shopping online. PayPal has genuinely made managing my payments easier and more convenient every day. Reviewed on: 2nd June 2026

Great service, app very easy to use

Great service, app very easy to use Reviewed on: 2nd June 2026

I use paypal a lot, it's simple and easy to use.

I use paypal a lot, it's simple and easy to use. Reviewed on: 2nd June 2026

Is very easy and i like to buy with paypall everythi...

Is very easy and i like to buy with paypall everything it can help me a lot Reviewed on: 2nd June 2026

I have great deal of confidence and piece of mind wh...

I have great deal of confidence and piece of mind when paying for my purchases through PayPal. Knowing if I come into issues I can contact PayPal with ease with my concerns. The customer service team are really helpful and easy to talk to. I would recommend PayPal to anyone I know all day long. Reviewed on: 2nd June 2026

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