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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

PayPal credit is good but it’s difficult to lower yo...

PayPal credit is good but it’s difficult to lower your available balance. You should be advised more before interest starts on payments. Other than that I think it’s really good Reviewed on: 6th July 2026

Such an easy experience, and made me really feel lik...

Such an easy experience, and made me really feel like I’m a valued customer. Reviewed on: 6th July 2026

Trusted and always supportive.

Trusted and always supportive. Reliable for safe transactions . Always feel protected Reviewed on: 6th July 2026

Safe, Effective and efficient

Safe, Effective and efficient way to buy goods. On the couple of occasions where I’ve been let down by a retailer PayPal have refunded my money very promptly. Reviewed on: 6th July 2026

great international payment method

great international payment method Reviewed on: 6th July 2026

Easy to use and flexible payment options when required.

Easy to use and flexible payment options when required. The convenience of signing in and paying with PayPal is great relative to traditional methods of paying by card. Reviewed on: 6th July 2026

Always comes in handy

Whenever I’m short of money I always use PayPal credit of pay in 3. Always comes in handy Reviewed on: 6th July 2026

I love using PayPal for my transactions.

I love using PayPal for my transactions. It’s simple and easy. Reviewed on: 6th July 2026

Always seamless always easy to process

Always seamless always easy to process Reviewed on: 6th July 2026

Very helpful to have there but I would recommend peo...

Very helpful to have there but I would recommend people don’t use credit as it can be hard to pay off - if you are going to use it, use it carefully Reviewed on: 6th July 2026

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