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PayPal: PayPal Credit reviews

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4.90
Based on 82,657 reviews, last reviewed 23rd Apr 2026
2938500% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very convenient way to use, good start balance Very convenient way to use, good start balance Reviewed on: 23rd April 2026
Maksim V's avatar
Maksim V

Latest lowest rating:

2

I have been charged with out understanding why. I have been charged with out understanding why. Even after payment. Some offer fake. Just offer people fake offer Reviewed on: 23rd April 2026
Bashar J's avatar
Bashar J
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (82657)

Easy experience with PayPal credit, had no issues

5
Easy experience with PayPal credit, had no issues Reviewed on: 7th April 2026
Jamie Cave's avatar
Jamie Cave

It's a very safe way to pay for goods,it gives me pe...

4
It's a very safe way to pay for goods,it gives me peace of mind.. Reviewed on: 7th April 2026
Theresa 's avatar
Theresa

Friendly, efficient and professional.

5
Friendly, efficient and professional. Reviewed on: 7th April 2026
Wayne WJ's avatar
Wayne WJ

Always there when I need it.

5
Always there when I need it. Flexible options too. Very convenient and easy to use. Reviewed on: 7th April 2026
martyn h's avatar
martyn h

Just expanding my wage packet that little more

5
I find it really helpful. My only criticism is the working out how to set up repayments. I would like it to have an automated system. Pick the day of the month that suits you to pay as going through filling in answers to set it up Reviewed on: 7th April 2026
Happy me 's avatar
Happy me

PayPal credit is very quick and easy to use

5
PayPal credit is very quick and easy to use Reviewed on: 7th April 2026
Emily G's avatar
Emily G

Brilliant way of spreading the cost of large purchas...

5
Brilliant way of spreading the cost of large purchases interest free. Goes really smoothly, appt easy to use and easy to keep an eye on my spending. Reviewed on: 7th April 2026
Carol T's avatar
Carol T

Great to use

5
They are easy to use, great value for money and support you if things go wrong. Pay in 3 is interest free and when a hotel refused to pay my money back when COVID hit they got it for me in no time, once you a file a problem you can check in with the progress every day! Reviewed on: 7th April 2026
Julie Wakeman's avatar
Julie Wakeman

PayPal is easy to use and they keep you updated.

5
PayPal is easy to use and they keep you updated. Reviewed on: 7th April 2026
Nicky l's avatar
Nicky l

Paypal credit has been incredibly helpful

5
Paypal credit has been incredibly helpful for me when money has been a bit difficult. Plus the physical card is a nice touch. The repayments can be quite steep so just keep an eye on your spending - as with all credit cards, it can get away from you. Reviewed on: 7th April 2026
Cat's avatar
Cat

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