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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,759 reviews, last reviewed 23rd Apr 2026
2947800% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good credit limits with no hassles Good credit limits with no hassles Reviewed on: 23rd April 2026
Dee's avatar
Dee

Latest lowest rating:

2

Low credit limit no control over it Low credit limit no control over it Reviewed on: 23rd April 2026
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Tommy
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82759)

Great platform, easy to use, excellent app

5
Great platform, easy to use, excellent app Reviewed on: 7th April 2026
John Daly's avatar
John Daly

PayPal credit is really helpful,

5
PayPal credit is really helpful, Reviewed on: 7th April 2026
Norelynn's avatar
Norelynn

Value for money & excellent services

5
I have been using PayPal for years. It provides so many functions that make my life easier. Always reliable and trustworthy! Reviewed on: 7th April 2026
JZ's avatar
JZ

Makes transactions easy .

5
Makes transactions easy with added peace of mind. Reviewed on: 7th April 2026
Jacqueline S's avatar
Jacqueline S

I been using PayPal for couple years now and it fant...

5
I been using PayPal for couple years now and it fantastic you can have the things you can afford without any worries and pay back in astallment so much easier Reviewed on: 7th April 2026
Andrew N's avatar
Andrew N

I have used PayPal fir a few years, never had any is...

5
I have used PayPal fir a few years, never had any issues and if I did was resolved quickly Reviewed on: 7th April 2026
Jackie T's avatar
Jackie T

Trusted Every Time

5
As a busy parent managing a household, I rely on things that just work—and PayPal is one of them. Whether I’m ordering essentials online, sorting payments between family, or dealing with the occasional refund, it’s always quick, simple, and stress-free. What makes a real difference for me is the sense of security. Knowing my card details aren’t being shared everywhere and that there’s proper buyer protection gives genuine peace of mind—especially when money is tight and every purchase matters. The app is easy to use, transactions are instant, and I’ve never had to second-guess using it. In a world where so many things feel complicated, PayPal keeps things straightforward. It’s not just convenient—it’s dependable, and that’s why it’s my first choice every time. Reviewed on: 7th April 2026
Sharmaake 's avatar
Sharmaake

Trouble free and easy to use product.

5
Trouble free and easy to use product. Everything you need at your fingertips with no hassle. Reviewed on: 7th April 2026
Robert Newell's avatar
Robert Newell

I enjoy using PayPal as their app is user friendly a...

5
I enjoy using PayPal as their app is user friendly and easy to navigate. However sometime I experience delays in updates on balances as well as lack of clarity regarding payments and where they are allocated. Reviewed on: 7th April 2026
Liam C's avatar
Liam C

Been with PayPal a LONG Time and they have been grea...

5
Been with PayPal a LONG Time and they have been great Never had a problem with customer service Reviewed on: 7th April 2026
Diane Wood's avatar
Diane Wood

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