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PayPal: PayPal Credit reviews

4.90
Based on 82,888 reviews, last reviewed 23rd Apr 2026
2959700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

When I was having the financial worse scenario paupa... When I was having the financial worse scenario paupal was the ultimate solution and the best Reviewed on: 23rd April 2026
Kraiem znaidi's avatar
Kraiem znaidi

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (82888)

Very helpfull in plenty of situations

5
Very helpfull in plenty of situations Reviewed on: 7th April 2026

Easy, efficient and excellent.

5
Easy, efficient and excellent. I’ve never had a problem with PayPal. It’s been my go to since my early teens. I’d never give it up! Reviewed on: 7th April 2026

Positivity

5
My experience with PayPal has always been positive. Reviewed on: 7th April 2026

Easy and helpful experience using PayPal.

5
Easy and helpful experience using PayPal. The PayPal portal is a very easy way to track what you have outstanding, user friendly. Reviewed on: 7th April 2026

Nothing bad to say - good experience having been usi...

5
Nothing bad to say - good experience having been using for years Reviewed on: 7th April 2026

I have peace and very good credit experience.

5
I have peace and very good credit experience. And it help me manage my finances.. Reviewed on: 7th April 2026

Great quick easy efficient service.

5
Great quick easy efficient service. Reviewed on: 7th April 2026

Useful product.

5
Useful product. Good to use for spreading out costs Reviewed on: 7th April 2026

Using PayPal credit is a very versatile tool as it h...

5
Using PayPal credit is a very versatile tool as it helps me to spread my costs over the time and with minimal payment I can keep interest free which is very important! It easy to use and navigate about what you need to do as well. Reviewed on: 7th April 2026

PayPal is always my preferred method of payment due...

5
PayPal is always my preferred method of payment due to the security it offers, giving peace of mind. Reviewed on: 7th April 2026

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