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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181147 reviews)

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4.73

Based on 181,147 reviews, last reviewed 11th Sep 2026

50% decrease in 5 star reviews

in the past 90 days

32% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great credit option. Very straightforward procedure, various repayment options, very easy to use at checkout. Reminders sent promptly and payment straight forward Reviewed on: 11th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181147)

Easy to use and there when I need it.

Easy to use and there when I need it. Reviewed on: 6th July 2026

Great customerservice, had a issue with a seller we...

Great customer service, had a issue with a seller were they didn't send the advertised purchase, and paypal got my money back very grateful to them. Reviewed on: 6th July 2026

Great and efficient.

Great and efficient. Easy to use Reviewed on: 6th July 2026

Good very good, go for it as it's best

Good very good, go for it as it's best Reviewed on: 6th July 2026

Excellent payment platform.

Excellent payment platform. Transactions are fast, secure, and reliable. The interface is intuitive, making it easy to send and receive payments. Customer support is responsive and resolves issues quickly. Overall, a great experience. Reviewed on: 6th July 2026

Excellent.

Excellent service throughout. Can always rely on PayPal to be there when the unexpected happens regarding a paying a bill or invoice. Reviewed on: 6th July 2026

Financial assistant with many assetts

Often used for buying items from various online stores and ebay. The pay in 3, zero percent interest loans are very useful if you have a busy month with finances. I have used paypal for sending money and receiving. I also have recurring payments. Great service. Reviewed on: 6th July 2026

i enjoyed using pay pal everyday a quick and easy wa...

i enjoyed using pay pal everyday a quick and easy way to pay for things online. It lets you buy items without typing your credit card number into every single website. This makes shopping safer. Reviewed on: 6th July 2026

Good and easy

It was easy and informative and was informed well Reviewed on: 6th July 2026

Excellent for online shopping , it links directly to...

Excellent for online shopping , it links directly to your bank or card, allowing you to pay without sharing your financial details with merchants. It also offers a strong dispute resolution process if items are not received or do not match the description. It is also widely accepted by both major retailers and independent creators worldwide. Reviewed on: 6th July 2026

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