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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 82,970 reviews, last reviewed 23rd Apr 2026
2967000% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay-pal It’s the best for spending money. Pay-pal It’s the best for spending money. Reviewed on: 23rd April 2026
Gurkan Demirtas 's avatar
Gurkan Demirtas

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (82970)

Excellent experience.

5
Excellent experience. The ability to spread the cost on larger purchases has been really helpful, especially with the flexible payment options and promotional interest-free periods. The mobile app is user friendly, allowing me to track spending, manage payments, and stay on top of my balance easily. Reviewed on: 7th April 2026
Neyomal S's avatar
Neyomal S

When you have a problem the advisor help you .

5
When you have a problem the advisor help you . Nothing is to much trouble Reviewed on: 7th April 2026
Susan Higgin's avatar
Susan Higgin

Another great service from PayPal.

5
Another great service from PayPal. Quick process of being approved for credit, straightforward terms and conditions, easy ways of paying back, in general very good service when you need to make a bigger purchase. Reviewed on: 7th April 2026
Kat K's avatar
Kat K

Simple Process

5
When I applied for PayPal it was a very simple process and quick approval Reviewed on: 7th April 2026
Andy L's avatar
Andy L

Good to have PayPal to spread payments

5
Good to have PayPal to spread payments Reviewed on: 7th April 2026
Jeremiah McCarthy's avatar
Jeremiah McCarthy

Easy to use and can be easily used with many retaile...

5
Easy to use and can be easily used with many retailers the facility to pay in 3 is also a great option Reviewed on: 7th April 2026
Andrew M's avatar
Andrew M

Handy as a tool

4
Handy as a tool especially for online payments. Saved me the other week because it let me buy a bus ticket when my google pay got logged out. I also really like the qr code payment into my account, thats really handy for craft fairs and markets. Reviewed on: 7th April 2026
Fredb's avatar
Fredb

it's quick and easy!

5
it's quick and easy! That's what we need Reviewed on: 7th April 2026
Santi 's avatar
Santi

Have used PayPal for years, both payments for stuff...

5
Have used PayPal for years, both payments for stuff and for credit and both have been user friendly and not rip off intrest. Reviewed on: 7th April 2026
David G's avatar
David G

PayPal is a fantastic company for all your needs

5
I have always had a great experience with PayPal whether it’s through using it for payments or having to resolve issues that come up from time to time. The customer service is fantastic and they’re always helpful and willing to point me in the right direction. I would advise using PayPal to all my family and friends as I feel their services are unique and allow the flexibility that no other financial provider can. Reviewed on: 7th April 2026
Crystal Wilson-Fleming's avatar
Crystal Wilson-Fleming

Review PayPal: PayPal Credit now

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