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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146507 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146507)

0% APR for the win

I love that I can spread big purchases over 4 months 0% APR and that I can choose what to pay and when it has been incredibly useful over the years Reviewed on: 2nd June 2026

never had any issues, really good

never had any issues, really good Reviewed on: 2nd June 2026

I only trust PayPal for their high security.

I only trust PayPal for their high security. The user-friendly app makes dealing with your wallet easier.. I have been loyal to them for more than 15 years now. Reviewed on: 2nd June 2026

Easy to use, just a great experience using PayPal.

Easy to use, just a great experience using PayPal. Reviewed on: 2nd June 2026

Very good for groups.

Very good for groups. I using credit and then get the money back from all the group participants. Helps with managing money flow. Reviewed on: 2nd June 2026

Excellent and Positive Experience

Seemless transaction. No hassles. Rewards for purchases made. Good app interface and user friendly. Offers are fantastic. I would rate PayPal credit- 'Excellent and Half' Reviewed on: 2nd June 2026

Marvellous

Been using PayPal for almost evey transactions on line, it’s is more safe, specially when there’s a lot of scammers around, you guarantee PayPal will get it back for you. Pay in seconds if you want to send money , and receiving money is also very easy to transfer to your bank. You can also choose your type of payment. Either in full, monthly with interests, or in 3 interest free payments. The resolurion centre is also very quick to respond, overall I’d give 8 - 10 stars according to my experience. Reviewed on: 2nd June 2026

My experience with PayPal has been great

My experience with PayPal has been great Reviewed on: 2nd June 2026

Very safe way to pay.

Interest rate are free if you it back in 6 months and it’s very low interest after. I get lots of price drop offers and get bonus offers. I love using pay as it’s very safe if someone tried to scam me they would get the money back. Reviewed on: 2nd June 2026

PayPal is by far the best and safest way to pay for...

PayPal is by far the best and safest way to pay for anything dar nun highly recommended to anyone Reviewed on: 2nd June 2026

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