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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146489)

No issues at all pay pal is awesome

5
No issues at all pay pal is awesome Reviewed on: 2nd June 2026

I find using PayPal credit easy so easy to use.

5
I find using PayPal credit easy so easy to use. It’s my main source of payment for paying do things. The customer service is also great. The team are extremely helpful and always prepared to assist you beyond expectations. Reviewed on: 2nd June 2026

Excellent easy service to make payments with PayPal...

5
Excellent easy service to make payments with PayPal credit. I feel in save hands if something goes wrong Reviewed on: 2nd June 2026

Paypal is the best and safe way for my wallet

5
All procedures are safe and easy to understand. Getting points for shopping from partners is brilliant and the Credit options are very helpful and welcome Reviewed on: 2nd June 2026

Very helpful to buy something without having any pro...

5
Very helpful to buy something without having any problems Reviewed on: 2nd June 2026

I love paypal so handy easy to use and instant...

5
I love paypal so handy easy to use and instant payments Reviewed on: 2nd June 2026

Would reccomend

5
Always has a stress free experience Reviewed on: 2nd June 2026

Easy to use and manage payments

5
Easy to use and manage payments, PayPal credit and pay 3 in 1 has helped me make purchases with a steady payback plan in place Reviewed on: 2nd June 2026

Decent enough but a few annoying bits

4
Slow to update payments and balances after payment but easy to use Reviewed on: 2nd June 2026

My Goto for Online Shopping

5
Great for online purchases interest free period I use a lot as long as you are astute about your repayments PayPal is ace. Reviewed on: 2nd June 2026

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