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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181146 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181146)

A positive experiene

Has always been a positive experience when using PayPal Reviewed on: 6th July 2026

Excellent borrowing facility!

The PayPal credit facility on my paypal account has been a useful and convenient payment option, especially for big purchases. It has helped me out on a number of occasions for which I am grateful. Interest rates are manageable and repayments affordable. Fantastic facility within the PayPal account. Reviewed on: 6th July 2026

If there is a problem it's soon sorted out to the be...

If there is a problem it's soon sorted out to the best of their ability. Excellent Reviewed on: 6th July 2026

Highly recommend PayPal.

Never had an issue using PayPal. It’s easy to use and makes purchasing/payments so easy. Adds a layer of protection to your purchases Reviewed on: 6th July 2026

Top class.

Top class. Very quick response and in my opinion the app, the features and response time are the best on the market! Reviewed on: 6th July 2026

Professional and helpful and secure to use with conf...

Professional and helpful and secure to use with confidence Reviewed on: 6th July 2026

Helpful reps.

Very helpful with any problems with great customer.er service Reviewed on: 6th July 2026

I’ve not really had any reason to contact customer s...

I’ve not really had any reason to contact customer service. Reviewed on: 6th July 2026

Great customer service and support

Great customer service and support Reviewed on: 6th July 2026

Very easy to use, with clear and accessible T&C’s

Very easy to use, with clear and accessible T&C’s Reviewed on: 6th July 2026

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