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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,054 reviews, last reviewed 23rd Apr 2026
2974700% increase in 5 star reviews
in the past 90 days
4250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent interface and consumer protection Excellent interface and consumer protection Reviewed on: 23rd April 2026
Gary S's avatar
Gary S

Latest lowest rating:

2

PayPal pay poor The interest fees are ridiculously high, also when I overpaid there was no way of retracting payment. Customer service is also poor I feel like my que... Read more Reviewed on: 23rd April 2026
Brea's avatar
Brea
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83054)

Nothing to say it does what it’s says

5
Nothing to say it does what it’s says Reviewed on: 7th April 2026
john b's avatar
john b

You have to give more credit and longer time for pay...

5
You have to give more credit and longer time for pay back Reviewed on: 7th April 2026
Stavros A's avatar
Stavros A

Always happy with the service.

5
Always happy with the service. Any issues which are rare are easily and quickly resolved. Reviewed on: 7th April 2026
Rachael Reid's avatar
Rachael Reid

PayPal gives me confidence

5
PayPal is a sure way to feel comfortable spending your money, whether big purchases or smaller ones. Being comfortable spending your hard earned cash is rewarding. Reviewed on: 7th April 2026
Ruben T's avatar
Ruben T

Excellent

5
I can clearly see when interest free offers come to an end, enabling me to prioritise my borrowing Reviewed on: 7th April 2026
Preya B's avatar
Preya B

Highly recommended

5
Very handy when needed to purchase something Reviewed on: 7th April 2026
Dee M's avatar
Dee M

Easy, always there, and no need for card details

5
Its always there, easy that you do not need your card details to hand and I believe it to be safe Reviewed on: 7th April 2026
Paul D's avatar
Paul D

Would recommend

5
Paypal easy to use, makes transactions quick and manageable if needed over a longer, payments are broken down well with good interest rate if needed. Reviewed on: 7th April 2026
Kathryn 's avatar
Kathryn

First class service

5
Always easy and convenient to use. Great service Reviewed on: 7th April 2026
Jason P's avatar
Jason P

Recommended

5
The credit limit increases with my needs. It is transparent and easy to understand. Easy to pay off when needed. I use it on websites that I’m not sure about for safety. Reviewed on: 7th April 2026
Mssl's avatar
Mssl

Review PayPal: PayPal Credit now

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