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PayPal: PayPal Credit reviews

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4.90
Based on 83,150 reviews, last reviewed 23rd Apr 2026
2983500% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really happy that I have Paypal Credit. Really happy that I have Paypal Credit. It makes it easier to buy things quickly especially using the interest free options. Transactions always goes ... Read more Reviewed on: 23rd April 2026
Jax's avatar
Jax

Latest lowest rating:

1

PayPal I can’t trust now I transferred £10 to my pay... PayPal I can’t trust now I transferred £10 to my pay pal account and on 3 seperate occasions it transferred £210 no explanation just did it even thoug... Read more Reviewed on: 23rd April 2026
Daz H's avatar
Daz H
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83150)

All very good, no problems.

5
All very good, no problems. Easy and always bailable on the phone if there’s any problems. Reviewed on: 7th April 2026
Mick B 's avatar
Mick B

PayPal Credit is a great financial tool.

5
PayPal Credit is a great financial tool and helps me to manage my finances better. The 0% interest for 4 months helps me to budget well and helps to take the pressure off of larger purchases. Reviewed on: 7th April 2026
Murray C's avatar
Murray C

Paypal Credit Is My Go To

5
Easy to use and keep track of account transactions. Great communications on any updates and confident my account is always secure. Reviewed on: 7th April 2026
Sharon Hughes's avatar
Sharon Hughes

Why I choose PayPal Credit

5
I use PayPal credit to make purchases online, it gives me added security in the transaction and if I’ve encountered an issue, customer services have been great in helping to resolve the issue. I can recommend this service 100% Reviewed on: 7th April 2026
Amanda C's avatar
Amanda C

Great service

5
Easy to use, always great options for longer terms. Great customer service. Made even better by now having phyiscal cards and android pay. Reviewed on: 7th April 2026
Jack's avatar
Jack

Never had a problem with using PayPal.

5
Never had a problem with using PayPal. Always refunds are credited to my account swiftly. Reviewed on: 7th April 2026
Anne R's avatar
Anne R

Great Customer Service

5
Easy application process, prompt decision, great communication throughout, highly recommended. Reviewed on: 7th April 2026
Joe P's avatar
Joe P

Great interest free promotion for large purchases

5
Easy to use for large purchases and 4m interest free lets me spread the value but pay it off in chunks. Very happy with this as it helps to manage credit better for big emergency purchases. Reviewed on: 7th April 2026
Jenn S's avatar
Jenn S

Paypal is really easy to work with.

5
Paypal is really easy to work with. No hassle transactions Reviewed on: 7th April 2026
Earl C's avatar
Earl C

I use PayPal for years now and never have any proble...

5
I use PayPal for years now and never have any problem with app or something Reviewed on: 7th April 2026
Robert J's avatar
Robert J

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