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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181146 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181146)

Easy and convenient

Just easy to use and makes buying a pleasant experience.You also have the backing of a well established respected company. Reviewed on: 6th July 2026

Fantastic and so simple to use.

Fantastic and so simple to use. Great company. Reviewed on: 6th July 2026

Are always there when I need just a little extra...

Are always there when I need just a little extra Reviewed on: 6th July 2026

Easy yo use.

Easy yo use. Excellent communication and transparency. Reviewed on: 6th July 2026

Safe money.

I feel that my money is safe and transactions are protected Reviewed on: 6th July 2026

Very easy to use and clear what and when needs layin...

Very easy to use and clear what and when needs laying back Reviewed on: 6th July 2026

Excellent

I’ve never experienced any issues when using PayPal for any payments. Any issues with retailers are always solved promptly by PayPal Reviewed on: 6th July 2026

Easy to use app

I have always found PayPal easy to use and, on the two occasions I have had cause to report a problem communication has been clear with both issues being resolved quickly and satisfactorily Reviewed on: 6th July 2026

Seamless and convenient

I used pay pal credit quite a bit. Never had a problem with their virtual contactless card, repayments made easy and customer service is reachable and efficient. Reviewed on: 6th July 2026

Safe & secure payments online

Recently had a fraudulent transaction the customer service agent was excellent, reassuring and I feel safe and secure buying online using PayPal and PayPal credit. Reviewed on: 6th July 2026

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