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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181146 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181146)

PayPal are always helpful and transactions are smoot...

PayPal are always helpful and transactions are smooth and trouble free Reviewed on: 6th July 2026

PayPal credit application process was so easy and th...

PayPal credit application process was so easy and the whole process is seamless. The UI on the app is brilliant and it's so easy to use Reviewed on: 6th July 2026

It’s very accessible make life bit more enjoyable

It’s very accessible make life bit more enjoyable Reviewed on: 6th July 2026

A very seamless credit arrangement

It has been a very seamless process to use paypal credit. While I can pay in installments, I do have the flexibility and guarantee for the products I buy via paypal credit as well Reviewed on: 6th July 2026

All fantastic and great customer service

All fantastic and great customer service Reviewed on: 6th July 2026

Hassle-free service and very useful

Hassle-free service and very useful Reviewed on: 6th July 2026

slow payment transfer

My main problem is when I pay off my PayPal credit it can take 5 days to clear. Even if I do a transfer. Which can be very frustrating Reviewed on: 6th July 2026

Easy to set up

Easy to set up. An email to remind you about upcoming payments. Reviewed on: 6th July 2026

Everything is excellent.

Everything is excellent. I’ve been using PP for over 20 years. Never been disappointed. A great service, easy to use website and app. And their products just work. Reviewed on: 6th July 2026

Always had a great experience with paypal and custom...

Always had a great experience with paypal and customer service are a great help and knowledgeable Reviewed on: 6th July 2026

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