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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146426)

Service and protection

5
Excellent overall service peace of mind for protection helps to afford in a safe manner with controlled spending limits Reviewed on: 2nd June 2026

I am really happy nice and easy to use

5
I am really happy nice and easy to use Reviewed on: 2nd June 2026

Easy and efficient credit

5
Never had any issues with gaining credit or repaying, real quick and easy way of spreading your costs across the board Reviewed on: 2nd June 2026

Pay in 3

4
Pay in 3 option is very convenient. Reviewed on: 2nd June 2026

Very easy to use on all site and in every situation...

5
Very easy to use on all site and in every situation that has arose for me. Whenever I jave had an issue with something ive paid for they've always resolved it in an expedient manner. Its also a very trusted brand globally. Reviewed on: 2nd June 2026

Never had a problem in over 10 years with PayPal (ex...

5
Never had a problem in over 10 years with PayPal (excellent) Reviewed on: 2nd June 2026

Paypal is so easy to use

5
The most intuitive app making paypal both easy to use and monitor. Love that it is such a recognised method of payment Reviewed on: 2nd June 2026

Easy to use, convenient for online shopping.

5
Easy to use, convenient for online shopping. No need to find any other solution like Klarna, I can buy high priced items now and pay back later with little to nothing interest. Just perfect for me. Thank you PayPal. Reviewed on: 2nd June 2026

I'm using PayPal since 2018, never any problems.

5
I'm using PayPal since 2018, never any problems. I like that my money are protected and customer service is brilliant. Reviewed on: 2nd June 2026

East to pay and safe service quickly payment quickly...

5
East to pay and safe service quickly payment quickly refund Reviewed on: 2nd June 2026

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