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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 83,334 reviews, last reviewed 23rd Apr 2026
3000600% increase in 5 star reviews
in the past 90 days
4300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always had a good experience with PayPal in customer... Always had a good experience with PayPal in customer service and purchasing Reviewed on: 23rd April 2026
Joe's avatar
Joe

Latest lowest rating:

2

Had issues with vendor who was fraudulent with descr... Had issues with vendor who was fraudulent with description of product and I wanted to return the product but the vendor would have none of it. Pal pay... Read more Reviewed on: 23rd April 2026
Wilson 's avatar
Wilson
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (83334)

Really good service

5
Really good service, hardly had a problem but when one was encountered was delt with in 24 hours, good communication with support Reviewed on: 7th April 2026
Dakar Helm (Deagon)'s avatar
Dakar Helm (Deagon)

Always had excellent service!

5
Always had excellent service! Any issues resolved promptly. Reviewed on: 7th April 2026
Michael Williams's avatar
Michael Williams

I've found it extremely helpful especially when I'm...

5
I've found it extremely helpful especially when I'm in need to top up my benefits Reviewed on: 7th April 2026
Bernadette Whelan's avatar
Bernadette Whelan

The joys of Paypal

5
I enjoy the flexibility that paypal credit offers and have found that any issues I have had with any purchases have been resolved very quickly and to a satisfactory standard Reviewed on: 7th April 2026
Pauline Haney's avatar
Pauline Haney

So far, I haven't had any major issues with your ser...

5
So far, I haven't had any major issues with your service, but not all of your services are as good as those from Wise or Revolut. Reviewed on: 7th April 2026
Henry L's avatar
Henry L

Split larger bills into manageable options

5
I really wasn't sure I would be eligible, but the whole application process was quick, easy and came with good news - I was eligible and the credit limit set and the invaluable option of interest free payments for 4 months on purchases over £100 is a godsend. I have managed larger things like boiler deposits with the confidence that the funds are there but also a 4 month "breathing room" to repay before interest is added. PayPal's account pages are clear and easy to see and it is easy to pay extra. You get notifications on payments due and I find the whole system very easy to use and manage and am very grateful to have found it. Reviewed on: 7th April 2026
Thatwitchsurvives's avatar
Thatwitchsurvives

Clear and easy to use app.

5
Clear and easy to use app. Not had any negative issues Reviewed on: 7th April 2026
Cigdem Kemal's avatar
Cigdem Kemal

Easy to use, convenient.

5
Easy to use, convenient. With actual credit card can use any time anywhere when need it and easy to track spending with the app. Reviewed on: 7th April 2026
Aliz D's avatar
Aliz D

Funds when needed.

5
Funds when needed. Easy to set up, use online and to monitor account Reviewed on: 7th April 2026
Darren Walters's avatar
Darren Walters

The most reliable service.

5
The most reliable service. It's quick, efficient and safe. Reviewed on: 7th April 2026
James's avatar
James

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