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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181146 reviews)

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4.73

Based on 181,145 reviews, last reviewed 8th Sep 2026

43% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to set up, reminders when payment is due. Easy to set up, reminders when payment is due. Reviewed on: 8th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181146)

All what you would expect, it's there when you need...

All what you would expect, it's there when you need and can be used for no % finance Reviewed on: 6th July 2026

It is a really convenient, widely accepted and value...

It is a really convenient, widely accepted and value for money, way to pay for things. Reviewed on: 6th July 2026

SafeReally useful way to manage online purchases

Really useful way to manage online purchasing. Safe, secure and easy to access and use. Reviewed on: 6th July 2026

Budgeting for those little treats with PayPal

I’ve used PayPal Credit and Pay in 3 lots of times. It’s so easy to use, the payments are made clear and I can pay off whenever I want. I’d definitely recommend it to family and friends as a simple way to stretch their money that little bit further and afford the occasional treat. Reviewed on: 6th July 2026

Favourite credit provider

Used PayPal for 8 years and never had any issues with it, don’t used any other credit website. Reviewed on: 6th July 2026

Great service and easy to apply.

Great service and easy to apply. No problem being accepted and swift and prompt application pop process. Reviewed on: 6th July 2026

I’ve found PayPal credit very easy to use and also v...

I’ve found PayPal credit very easy to use and also very reasonable monthly repayments Reviewed on: 6th July 2026

PayPal for secure sales and purchases

Used PayPal since it first launched never had a problem! Great for both buyers and sellers have not used eBay to sell since they started using their own site! Will only buy from internet sellers who use PayPal as I know the seller is real not a scam. Reviewed on: 6th July 2026

10/10 service

Always had a good experience, easy to use and when disputes happen they deal with them well Reviewed on: 6th July 2026

Just great its a great way to pay with credit

Just great its a great way to pay with credit Reviewed on: 6th July 2026

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